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Americans are calling out practices at some car lots more now than ever before.“We found a pattern of abusive and deceptive practices that the auto loan industry has been employing and unfortunately these complaints have sharply increased during the pandemic,” said Lucy Baker, Consumer Program Associate at U.S. Public Interest Research Group (PIRG).Looking at the Consumer Financial Protection Bureau's consumer complaint database, the U.S. PIRG found between March and July, there were more than 2,800 auto loan and lease complaints. That's more than any other 5-month period.This includes complaints like not getting auto loan relief, which the CARES Act didn't specify, but some lenders offered to work with customers. Also, complaints about broken payment systems that led to late fees, and issues with loan terms changing or yo-yo financing.“You go into a dealership, you buy a car you sign on the dotted line, but as your driving away, you get a phone call from your dealer that says, ‘hey the financing has fallen through, I’m going to take your car back unless you agree to pay more or pay a higher interest rate,’” said Baker.There were complaints about harassment over repossession and debt, as well as expensive add-ons like warranties, insurance, and service plans.High pressure tactics were another problem.“If you put somebody in a room for a long period of time, they're going to be so frustrated that they are going to want to get out of there and then you can pressure them into buying these things they don’t need,” said Baker.U.S. PIRG is pushing policymakers for auto loan relief programs, banning repossession, debt collection and negative credit reporting.It also has some recommendations for customers: Don't roll an old auto loan into a new loan, avoid buy here – pay here lots, and don’t get focused on low monthly payments. Instead, compare the total cost of the loan including interest paid.Officials also suggest filing complaints with the Consumer Financial Protection Bureau. It creates pressure on lenders to make things right. 2068

Ananya Vinay, the 2017 Scripps National Spelling Bee champion, has had quite a year.It started with confetti cannons on stage after she spelled "marocain" correctly. Then she made the rounds: talk shows like Jimmy Kimmel Live and other media appearances.She rode in a limo to the Golden State Warriors' final basketball game of last season, and got to see the trophy presentation when her team won the championship."It was really exciting," she said.She also toured the Google campus, got a rally at her school and had a day named in her honor by the governor of California. It was all a big surprise, she said.And she's picked up other hobbies, too: she made it to the National Science Bowl, the state science fair and competed in Mathcounts.She also wants to write more and join the forensics team. And she's started a website and tutors some spellers.A lot of it comes from her Bee experience."It really gives you a lot of confidence," Ananya said. "It gives you a lot of knowledge about the world."Ananya carried the trophy in to the opening ceremony Monday night and kicked off the Bee."I'm really glad to be back; I have a lot of friends here," she said. "I'm hoping for the best for every competitor." 1216

As disinfecting wipes and sprays fly off store shelves, companies are looking for new ways to keep surfaces coronavirus-free. Some are looking at repurposing UV light technology, a cleaning solution that’s been used for decades.Ava Robotics and the Massachusetts Institute of Technology partnered on a project to create a robot that uses UV-C light to disinfect large areas.“It was about a 4,000 square foot space. It was able to disinfect that in less than 30 minutes,” said Youssef Saleh with Ava Robotics.The purpose -- cleaning large, busy spaces of virus and bacteria, specifically coronavirus.“UV is not new. Robots are not new themselves,” Saleh said.“It's actually been in practice in hospitals for probably four decades plus,” said Dr. Eric Hill, the Chair of Emergency Services at Medical Center of Aurora. It’s usually used to sterilize rooms.“Anything that the light hits, it can kill. So it has to be in direct contact with the light beam and it has to be in contact for a certain period of time,” Hill said.“There are three factors of effectiveness of UV light, the first is the power itself,” Saleh explained. “Then there's the distance to the object that you're trying to disinfect, and then there is the amount of time.”"We cannot see it, it's the same kind of UV radiation you’d get from the sun,” Hill said. “It works by destroying the DNA and the RNA of the organism. And it doesn't affect just viruses, it affects bacteria, viruses, mold, and spores.”While it can kill germs, it can also do damage to us. UV light plays a role in diseases like skin cancer. “It is dangerous for humans to be in direct contact with it,” Dr. Hill said.That’s why the project with Ava Robotics and MIT also factors in safety for humans.“Safety elements have to be part of the solution, thought through, and understood,” Saleh said. The team is working on making the robot more adaptable to changing spaces, like warehouses, and potentially other large spaces like grocery stores and schoolsBut Hill says UV light isn’t a complete replacement for traditional cleaning methods.“It does not take the place of things like wiping something down,” he said. “But after you do that...adding in a UV light system can really hit in a broad area...and get all the microorganisms that were in there.”Hill also warns consumers that are interested in this to look at products closely.“Several hundred dollars is realistic for a good UV light system,” he explained. “We have seen much more of a demand of it, if you go on Amazon the amount of UV light products I’ve seen pushed out is incredible.” 2591

An Atlanta newspaper is reporting that White House Chief of Staff Mark Meadows hosted a large wedding for his daughter that appeared to violate a Georgia order and city of Atlanta guidelines aimed at stopping the spread of COVID-19. But the president of the Biltmore Ballrooms Atlanta's event planning firm said in a statement to The Associated Press that it verified ahead of time that it would be acting within the law and in compliance with the governor’s order. The Atlanta Journal-Constitution reports that it reviewed photographs of the indoor wedding with about 70 guests on May 31 that show social distancing guidelines weren't followed. 653

An auction house in New Jersey is offering bidders the chance to blow up an Atlantic City casino and hotel once owned by President Donald Trump.Bodnar's Auction Sales says it will open auction bidding Saturday for the chance to press the button that will ignite the controlled implosion of the Trump Plaza Casino and Hotel.According to a description on the live bidding website, all proceeds from the auction will "benefit" the Boys & Girls Club of Atlantic City."Ever since the start of this pandemic they have seen an increase of young children and adolescents benefit from the services of The Boys & Girl Club and are in need of all the assistance they can get for the community," Bodnar's said in its item description.Bidding for the chance to implode the building is open to anyone, and Bodnar's adds that the demolition can be conducted "anywhere in the world as well as close to the Plaza as we can safely get you there."Trump Plaza Hotel and Casino opened in 1984 — Trump's first property on the famed Atlantic City Boardwalk. However, the casino closed in 2014 and has sat abandoned ever since.In June, Carl Icahn — the senior lender for the Trump Plaza's mortgage — submitted plans to Atlantic for the casino's planned demolition. The city asked that the building be demolished because it had fallen into disrepair, and debris was falling to the boardwalk below.The implosion of the casino is currently slated for early February, according to CNN. Bidding in the auction is slated to open at 7 p.m. ET on January 19. Click here to participate. 1569