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CLEVELAND — The family of a 75-year-old woman is fighting for more information after they say she received a letter from the Social Security Administration stating that she needed to repay nearly ,000. Teresa Licate of Stow, Ohio, is a two-time cancer survivor that suffers from a heart condition. She recently received a letter from Social Security, dated Oct. 17, 2018, that said she had been mistakenly overpaid ,796 and needed to pay that money back. Teresa's son, David, said she was in considerable distress when she received the letter. "Almost to tears. What am I going to do?” David Licate said of his mother's reaction. A trip to the Social Security offices in nearby Akron weren't of much help. David Licate claims an agent told him that she "didn't have any idea what the problem was." Since October, Social Security has withheld more than 0 a month from Licate's check. But David Licate said his mom's paperwork tells a different story. "We were able to go back and illustrate that they lost the data that the dollar amount was mistaken,” David Licate said. Beyond Social Security's mistake, the Licates are frustrated that Social Security couldn't see an issue coming with Licate's account. “The threshold for a flag to kind of check this out, to make sure this is accurate doesn't have to be ,000,” said David. “I would say a thousand dollars maybe." The Social Security Administration that it could not comment on Licate’s case until the appeals process is complete. "If a bank did this, they would be regulated out of business,” David Licate said. “They wouldn't be able to survive." The Licates also claim that Social Security promised it would send an emergency payment by Feb. 4, but they have not received anything as of Feb. 22. At least David Licate is there and able to help his mother."I feel sorry for seniors that do not have someone who can do that,” he said. “They're left out on their own." 1945

Paycheck Protection Program funds helped keep more than 5 million American small businesses alive through the first half of 2020, but one woman has a warning for anyone applying for aid.Kelleye Thomas, who runs a home daycare, had to shut down for three months due to the pandemic.Her income dropped to zero during the shutdown, but like so many small business and independent workers, she was saved by the government's Paycheck Protection Program."I applied for that through the Small Business Administration, and I was granted a forgivable loan for ,500," she said.That lifeline turned into a financial nightmare because of where she deposited the funds. Before she could even begin using the money, she said, Fifth Third Bank locked her account pending a fraud investigation."The check was deposited, and a few days later I noticed there was a freeze on my account," she said.Panicked, she called the bank."They let me know I needed a business account to receive the funds from this loan," Thomas said.Risk of using your personal accountA lot of independent workers and small business owners use just one account for everything because it is so much easier.But doing that can be very risky if you are getting any sort of federal aid.Business Insider says PPP loans must be put into a separate account to prevent:Payroll errors.Accidental misuse.Questions from your bank.That's what happened here, where the bank's investigation locked her out from all her money.As a result, she was unable to pay some of her most essential bills."I couldn't pay my mortgage or buy food or pay my credit card bills," she said.So we contacted her bank, Fifth Third Bank, where spokeswoman Laura Trujillo told us: "We take potential fraud seriously and are diligent stewards of our customers' money."Because the bank found no fraud in this case, it unlocked Thomas' accounts after our inquiry.Now, she's warning others about mixing pandemic aid with personal funds."I have always had my daycare money deposited into my personal account, and no one ever said anything about it or said I needed to open up a business account," she said.Business Insider says there is one more reason to keep PPP money separate: Eventually having the loan forgiven. Getting forgiveness can be much tougher if all your funds are commingled.So keep tight records, so you don't waste your money._________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2682

On Thursday, the United States Air Force Academy announced that President Trump nominated Lt. General Richard M. Clark to become the Academy's first Black superintendent. According to the U.S. Air Force Academy, if the Senate confirms Lt. Gen. Clark's nomination, he will become the second Black general to head up a service academy. He will be in charge of the Academy's undergraduate academic program, cadet military, and athletic training and character development.“I am extremely humbled and honored by the nomination to serve as the Superintendent of the Air Force Academy,” said Lt. Gen. Clark. “I’m also excited for the opportunity to build on the tremendous work of Lt. Gen. [Jay] Silveria and to give back to the institution that has given me so much. Go Falcons!”Clark has a history of leadership with the Air Force Academy, previously working as the Commandment of Cadets and at other levels of Air Force Command. He has pilot expertise as well, ranging from bomber to air-refueling. He currently leads the nuclear expertise for the Air Force at the Pentagon.“I have no doubt that Lt. Gen. Clark will be an extraordinary leader for the Academy,” Silveria said. “He has a long history with USAFA and an exceptional leadership record.”Clark will replace Silveria after 35 years of committed service to the nation and the Air Force. He has commanded the Academy for the last three years.Silvera is expected to retire later this year. This article was written by Samantha Alexander for KOAA. 1522

Some of the information released in this briefing may include images and language that will be disturbing to some people. Watch below:INDIANAPOLIS – A grand jury declined to indict an IMPD officer who shot and killed an Indianapolis man in early May."This has not been an easy task," Special Prosecutor Rosemary Khoury said. "It's been a very heavy burden. ... No one wins. No one wins here."The announcement about the decision came Tuesday afternoon, after some downtown Indianapolis businesses boarded up their windows in preparation for potential unrest in the city.Due to the legal processes of a grand jury, Khoury couldn't discuss a lot of the evidence in the case.Dreasjon Reed was shot following a police pursuit on May 6 on Indianapolis' north side. Reed was streaming live on Facebook as he led police on the chase. The stream continued when Reed exited his vehicle near 62nd Street and Michigan Road.IMPD says Reed tried to run and the responding officer, identified as Dejoure Mercer, deployed a taser, striking him. IMPD reports allege that after being struck with the taser, Reed fired a gun and Mercer returned fire, striking him multiple times.Family members have argued that evidence suggests that Reed did not point a weapon at officers, although that evidence has not been shared."I don’t believe there could have been another prosecutor assigned to this case who was as neutral as I am or as objective as I have been over the last five months," Khoury said. "I have truly kept an open mind about this process. I have tried to be as impartial as I possibly could."This article was written by Matt McKinney for WRTV. 1654

TIME Magazine announced the dozens of candidates for its Person of the Year for 2020 and New York Gov. Andrew Cuomo, Dr. Anthony Fauci, President Donald Trump and President-elect Joe Biden are among the candidates."Who should be TIME's Person of the Year for 2020? Cast your vote for the person or group of people who had the greatest influence on the events of the year—for better or worse. We’ll reveal the 2020 Person of the Year, chosen by TIME’s editors, on Dec. 10. Check back to find out the winner of the reader poll in early December," TIME's website says. Who should be TIME’s Person of the Year for 2020? Cast your vote for #TIMEPOY here: https://t.co/4RFNo4qcNS pic.twitter.com/Pd4qWWxavu— TIME (@TIME) November 27, 2020 You can view the full list of candidates and vote by visiting TIME's website here. This article was written by Anthony Reyes for WKBW. 904