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Buying a home can be nervewracking, especially if you’re a first-time home buyer. Not only is it probably the biggest purchase of your life, but the process is complicated and fraught with unfamiliar lingo and surprise expenses.To make the first-time home buying journey a little less stressful, NerdWallet has compiled these 25 tips to help you navigate the process more smoothly and save money. 404

California secures .5 billion for Lost Wages Assistance Program. Individuals who are currently eligible to receive at least 0 per week in unemployment benefits may qualify for an additional 0 weekly supplement.https://t.co/LIqIilyBMP #PressRelease #EDDNews— EDD (@CA_EDD) August 22, 2020 303

Californians have voted to carve out specific gig workers from a state employment law about who is considered an employee and eligible for benefits.That means people who drive for Uber and Lyft will remain classified as independent contractors and will not be eligible for employee benefits.A California Supreme Court decision in 2018 created a strict test to decide whether a self-employed worker, like gig workers, should be considered employees.In response to the ruling, lawmakers amended Assembly Bill 5 in 2019 to add additional professions where services could be provided by independent contractors, and would not necessarily be employees. However, no changes were made for app-based companies like Lyft, Uber and DoorDash.The state law made app-based drivers employees, and would pay them for their time both while they are driving and they are waiting for a new ride, and offer employee benefits like paid sick leave and workers compensation for one-the-job injuries, the Los Angeles Times explains.Since the proposition has passed, drivers will remain categorized as independent contractors, although the proposition includes wording to require companies to provide an hourly wage for time spent driving equal to 120% of minimum wage. The language also gives drivers a stipend for purchasing health insurance coverage when their driving time averages at least 15 hours a week. However, only hours spent driving counts toward that total, not the time spent waiting between trips.Proposition 22 was launched and partially funded by Lyft and Uber. Nearly 0 million was spent on the campaign for this proposition alone. 1637

Caesars Windsor has announced that due to ongoing labor disruption and temporary closure, they will be making the "difficult yet necessary" decision to cancel hotel reservations and postpone Total Rewards promotions scheduled for the remainder of May. Performances for May have also been postponed until a currently undetermined date. These include: Pitbull, May 25; Le Brice, May 26; and Daniel O'Donnell, May 27. 432

CARLSBAD, Calif. (KGTV) - A company in Carlsbad is doing its part to help the animals injured by wildfires in Australia.Oska Wellness has donated ten of its patented Oska Pulse devices to animal hospitals in New South Wales."I have a cat and a dog, my daughter has a snake, we're animal lovers," says Dr. Jeff Marksberry. "So anything you can do personally or as an organization, we're going to do."The device uses electromagnetic pulses to help realign the ionic charges within damaged cells. "All of your cells in your body have a plus/minus. They work with electronic properties," says Dr. Marksberry. "When someone's injured, when they have pain, when there's inflammation, those things all change, those properties..."We use the pulsed electromagnetic field to realign those charges to heal the cells."The Oska Pulse has been used on humans since 2015, but Dr. Marksberry says they know for a fact that it works on koalas as well."There was a koala during the 2015 wildfires that made the news for not responding to any pain treatments," he explains. "Our founder donated one of the prototypes to the vets there. The koala had a great response. The koala's name was Oska, so we actually adopted that as our name for the US device."Dr. Marksberry says the ten devices they sent can help treat dozens of patients, since multiple animals can use it at once, and treatment only takes a few hours each day."As long as it's next to the animal, they can still get pain relief from the device and go ahead and get normal rehabilitation treatments they've been getting," he says.For more information about the Oska Pulse or Oska Wellness, visit www.oskawellness.com. 1670

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