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The Office of Refugee Resettlement, which is charged with caring for unaccompanied migrant children, is "scaling back" or canceling activities at shelters, citing the need for more resources.A swell of migrants crossing the southern border has overwhelmed the agency's facilities, which house unaccompanied children until they are placed with a sponsor in the United States. The shelters provide schooling and activities for the children during their stay, but the increase of children arriving to the border has strained the department's resources."This week, ORR instructed grantees to begin scaling back or discontinuing awards for (unaccompanied minors) activities that are not directly necessary for the protection of life and safety, including education services, legal services, and recreation," Evelyn Stauffer, spokeswoman for the Department of Health and Human Services' Administration for Children and Families, said in a statement.The Washington Post 975

The average 401(k) balance rose 17% last year to 2,300 from the end of 2018, according to a review of 17.3 million accounts by Fidelity Investments. The average individual retirement account, or IRA, balance rose the same percentage to 5,400.Surging markets around the world were a big reason for the growth: The S&P 500 index had one of its best years in decades with a 31.5% return. Investments of all types logged gains, from junk bonds to stocks from developing economies.But workers’ better savings habits also played a big role.Fidelity said the average worker set aside 8.9% of their pay in their 401(k) in the fourth quarter, a record. Combined with employer matches, the average total savings rate was 13.5% in the quarter, tying its record last reached in the spring of 2019.“Nobody can control the market, so the behaviors of people contributing to their 401(k)s are what get us the most excited,” said Katie Taylor, vice president of thought leadership at Fidelity. “We have people saving 13.5%, which is really close to the 15% that we recommend. That’s a great story.”In many cases, workers may not even realize they’re saving more. Most employers give the option for workers to automatically increase their contributions each year, without having to do anything. Some employers even automatically sign up their employees for these auto-escalation programs, requiring them to opt out if they don’t want their contribution levels to steadily rise.Such features are on top of programs where employers automatically enroll new hires in the 401(k) plan. They all lean on the power of inertia to help workers build up bigger nest eggs. It’s a sharp turnaround from earlier years when workers had to take an extra step to join the 401(k) plan and fill out paperwork whenever they wanted their contribution levels to change.“There’s always a way, if you don’t want to do it, where you can unenroll, but these automatic programs have been a game changer,” Taylor said.Consistent contributions — and giving them time to grow — are keys to building bigger portfolios. Among workers who have been in their 401(k) plan for 10 straight years, the average balance rose to a record 8,200, according to Fidelity.Such figures, though, count only people who have a 401(k). Many lower-income workers, particularly at smaller employers, could not save in a 401(k) even if they wanted to because their companies don’t offer access to one. Legislation passed late last year aims to make it easier for smaller employers to band together and offer plans.Nearly half of all U.S. households aged 55 and over, 48%, had no retirement savings at all as of 2016, according to estimates from the Government Accountability Office. 2737

Texas is cracking down on so-called porch pirates, who steal packages and other mail from people's doorsteps and mailboxes.Gov. Greg Abbott signed legislation last week that will increase punishment for stealing mail, which is defined as "a letter, postal card, package, bag, or other sealed article" addressed to an individual that has been dropped off by a common carrier or delivery service, or has been left by a customer for pickup.Under the new law, convicted mail thieves could be sentenced to between 180 days in jail and 10 years in prison, depending on how many people they have targeted. They will also face fines ranging from ,000 to ,000.Mail theft is a felony under federal law, but it had only been punishable as a misdemeanor with a ticket under state law."They're looking at time, so it's definitely a deterrent," 848

Texans are scrambling for cover Saturday as reports of tornadoes roll in and much of the central US readies for heavy rain, strong winds and large hail.More than 70 million Americans are under the threat of severe weather from Texas to southern Minnesota, CNN meteorologist Haley Brink said. That total on Sunday jumps to 80 million under threat as storms are predicted to move into the Great Lakes area.A tornado destroyed two homes Saturday morning in Comanche County, Oklahoma, southwest of Oklahoma City, said Ashleigh Hensch, an emergency management spokeswoman there. A tornado in Abilene, in central Texas, caused "widespread damage," 654

The Democratic National Committee plans to meet with 2020 campaigns next week to hand out an "affirmation form" for candidates to sign and certify they will run and serve as members of the Democratic Party, a DNC official said Tuesday.The announcement follows Bernie Sanders' entry into the 2020 campaign earlier Tuesday — his second consecutive presidential election. An independent who caucuses with Democrats in the Senate, Sanders rankled some Democrats in 2016 when he ran for the nomination even though he wasn't an official member of the party.DNC members passed a new rule last August, which was seen as a response to the Sanders campaign, requiring all candidates "to affirm in writing" that they "are a member of the Democratic Party, will accept the Democratic nomination; will run and serve as a member of the Democratic Party."According to the DNC, all the campaigns who have announced have been invited to the meeting. Once they receive the form, they will have a week to return it to the DNC."The DNC will present presidential campaigns that have currently announced their candidacy or the creation of an exploratory committee, with the rules and other materials next week at a briefing and this will include the candidate affirmation form," the official said. "As any additional candidates enter the race, they will be provided with the same information and will be required to return the form in the same time frame."The Sanders campaign didn't immediately respond to say whether the senator would sign the form.Sanders officially jumped into the 2020 race with stronger party support than he had four years ago. Both Democratic members of his state's congressional delegation, Sen. Pat Leahy and Rep. Pete Welch, endorsed him. According to a campaign official, Sanders has already raised more than million dollars since the morning announcement. 1878

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