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WASHINGTON, D.C. – The Better Business Bureau is warning the public about multiple contact tracing scams.The BBB says scammers are taking advantage of people’s fears about contracting the coronavirus as public health officials roll out contact tracing programs.These programs are developed to help slow the spread of COVID-19 by informing people who may have come in contact with someone who has tested positive.According to the BBB, the scam takes two forms – through messages or via phone call.The unsolicited messages can come via texts, emails or social media messengers. They claim that you’ve come in contact with someone with COVID-19, you’re instructed to self-isolate and link is provided to learn more details. Don’t click the link. It may contain malware that downloads to your device.The phone version of the scam involves a robocall claiming to be part of “contact and tracing efforts,” according to the BBB. Again, the call informs you that you’ve been exposed to someone who tested positive for COVID-19. After electing to speak to a representative, the “contact tracer” asks you to verify personal information. While contact tracers do normally reach out by phone, be sure to hang up if the caller doesn’t meet certain guidelines.The BBB says this how to tell a real contact tracer from a scammer:· Contact tracers will ask you to confirm your identity, but not for financial information. Tracers will ask you to confirm your name, address, and date of birth. In most cases, they will already have this information on file. They will also ask about your current health, medical history, and recent travels. They will not ask for any government ID numbers or bank account details.· Contact tracers will identify themselves: The call should start with the tracer providing their name and identifying themself as calling from the department of health or another official team.· Contact tracing is normally done by phone call. Be extra wary of social media messages or texts.· A real contact tracer will never reveal the identity of the person who tested positive. If they provide a person’s name, you know it’s a scam.· Think the link may be real? Double check the URL. Scammers often buy official-looking URLs to use in their cons. Be careful that the link is really what it pretends to be. If the message alleges to come from the local government, make sure the URL ends in .gov (for the United States) or .ca (for Canada). When in doubt, perform a separate internet search for the website. 2513

WASHINGTON, D.C. -- On Monday, 17 states and the District of Columbia announced they are suing the Trump administration over the president’s plan to revoke foreign student visas if they only take online classes.Along with D.C., the lawsuit was filed by these states: Colorado, Connecticut, Delaware, Illinois, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New Jersey, New Mexico, Oregon, Pennsylvania, Rhode Island, Vermont, Virginia, and Wisconsin. California has also filed a similar lawsuit.Last week, ICE announced international students would have to return home or risk deportation if their universities switch to online-only courses come fall and they cannot find alternative plans. “It’s really hard and really painful,” said Maha AlHamoud, an incoming senior from Saudi Arabia at the University of Washington in Seattle. "No one should have to really make a choice between their health and their education.” At 17%, the University of Washington has one of the highest percentages of the more than 1 million international students in the United States. In 2018, the Institute of International Education estimated they contributed more than billion to the U.S. economy. "This has thrown into a little bit of chaos the reopening plans that higher education institutions had for the fall,” said Theresa Brown, Director of Immigration and Cross Border Policy at the Bipartisan Policy Center. “We could lose a generation of students who come to the U.S. and spend money to support their education, which supports the education of Americans in many instances.” ICE has always required international students take in-person classes if they hope to get a visa. What’s unprecedented in this case, says Brown, is the short time students have to make other arrangements. She says they could apply to other schools that have in-person courses, but that is assuming those universities are welcoming students and their credits would transfer. They could go to other countries like Canada, but that requires starting life over in a country they are not accustomed to.Brown adds foreign-exchange students could also apply to have their temporary status in the United States change, but that requires time, particularly since U.S. Citizenship and Immigration Services intend to furlough 70% of its workforce next month. “This could have long-standing implications,” said Brown. “If you are a foreign national looking where to pursue your education, and you’re looking at the U.S. maybe you think about it again. Maybe you rethink the U.S. is really where you want to be when all these changes come very quickly.” “We really want the institutions that we’ve contributed so much to to protect us,” added AlHamoud. For AlHamoud, the decision on what to do next is particularly tough. During her freshman year, she was diagnosed with a form of blood cancer. It means her decision now is guided as much by her future as it is her health. “I was fighting for my life away from my family and friends,” she said. “But I made that sacrifice for my education hoping I would never have to make that choice again. So now, to be forced into a situation where I have to risk my health to attend my classes seems unfair.” One more caveat, according to Brown, is the ability for these students to go back to their home country if they cannot find a viable alternative. Many, she says, will not accept their own nationals because they have closed off their borders due to the pandemic. 3489

WASHINGTON, D.C. – In small to large protests, Americans from coast to coast are exercising their right to free expression. In some cases, though, protests that started out peaceful have turned violent.“Injured three people, cuts and bruises,” said Mat Davis, a protester in Indianapolis, who saw a vehicle strike several protesters. “It was bad.”In Michigan, Bailee Majeske experienced a protest get out of hand.“There was a lot of rioting, just cars parked in the street were getting smashed,” she said, “and then there was a brick thrown at my head and my friend was stabbed.”So, what happens if you are injured during civil unrest? Getting medical attention is a first priority but knowing exactly what your health insurance covers is key.“You'd need to know what is in the policy - what is covered and especially what is not covered,” said Ray Farmer, who heads up the National Association of Insurance Commissioners (NAIC). “If a protest happens to turn violent and include some rioting, I think that would be extremely difficult for an insurance company to prove that those injuries occurred due to an excluded act, even if the policy had such a provision.”Some policies, though, do have exclusions, like if you take part in “illegal acts” or participate in “civil unrest.” How that’s specifically defined would be up to an insurer, but it could range from vandalism and property damage to violating a community’s established curfew, or failing to leave an area if police order you to do so.However, Farmer says there are some things a consumer should be aware of, in the event they are denied coverage for the treatment of injuries sustained during civil unrest. One – ask the insurance company to point out the specific language being used to deny a claim, and two – reach out to your state’s department of insurance for help navigating the process.“That's our job is to regulate the insurance industry, but more importantly to protect consumers,” he said.While Farmer said there are no reports of protesters’ claims being denied so far, before it even gets to that point, it’s important understand the details in your health insurance coverage.“You certainly don't want any surprises,” he said.As for those who have been caught by surprise, there’s some advice from them, as well.“If you notice there are riots breaking out, it may be time to go home and support from a distance,” Majeske said.For more information on your state’s Department of Insurance, click here. 2485

WASHINGTON (AP) — President Donald Trump's former personal lawyer is planning to tell a House committee that Trump knew ahead of time that WikiLeaks had emails damaging to Hillary Clinton's presidential campaign and that Trump is a "racist," a "conman" and a "cheat."Michael Cohen suggests in prepared testimony obtained by The Associated Press that Trump also implicitly told him to lie about a Moscow real estate project. Cohen has pleaded guilty to lying to Congress about the project, which he says Trump knew about as Cohen was negotiating with Russia during the election. 585

WASHINGTON, D.C. – During a Thursday morning phone interview, President Donald Trump attacked Sen. Kamala Harris, repeatedly calling her a "monster." He also called her a "communist," which she is not.Trump went after the Democratic vice-presidential nominee after telling Fox Business that he wouldn’t participate in next week’s presidential debate if it’s virtual, Trump said he thought Harris performed terribly in Wednesday night’s debate with Vice President Mike Pence.“She was terrible, she was, uh, I don’t think you could get worse, and totally unlikeable, and she is,” Trump claimed. “She’s a communist. She’s left of Bernie. She’s rated left of Bernie by everyone. She’s a communist.”During the long and rambling interview, Trump said multiple times that if Biden wins the election, he won’t last longer than two months.“We’re going to have a communist and she’s going to be, in my opinion, within a month, look, I stood next to Joe and I looked at Joe. Joe’s not lasting two months as president, OK that’s my opinion. He’s not going to be lasting two months,” Trump said.Though Trump has been caught lying thousands of times throughout his presidency, he called Harris a liar during the interview. He claimed she wasn’t telling the truth when she said a Biden administration wouldn’t ban fracking in the U.S.“And this monster that was on stage with Mike Pence, who destroyed her last night by the way, but this monster, she says no, no, there won’t be fracking, there won’t be this,” Trump said. “Everything she says is a lie.”Trump refers to Kamala Harris as "this monster" pic.twitter.com/hcnUpV8PBf— Aaron Rupar (@atrupar) October 8, 2020 Biden has said repeatedly that he doesn’t support an outright ban on fracking, but would rather bar the issuance of new permits for any form of drilling for oil and natural gas on federal land.“Fracking has to continue because we need a transition,” Biden told CNN during a town hall last month. “We’re going to get to net zero emissions by 2050 and we’ll get to net zero power emission by 2035. But there’s no rational to eliminate, right now, fracking.”.@andersoncooper challenges Joe Biden on fracking, saying "it sounds like, to some, you are trying to have it both ways.""Fracking has to continue because we need a transition," Biden responded to Cooper. "...There's no rationale to eliminate [it] right now." #BidenTownHall pic.twitter.com/mGejEumHo6— CNN (@CNN) September 18, 2020 Trump, who is still battling the coronavirus after testing positive last week, said he hasn’t been tested recently, he’s “essentially very clean.” He also claimed to be the “perfect physical specimen.” 2650