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After making a go at in-person classes, a jump in COVID-19 cases on campus has prompted the University of North Carolina in Chapel Hill to shift to virtual only for all undergraduate courses, the university announced Monday.UNC will start distance learning on Wednesday.The university reported 129 confirmed COVID-19 cases last week, and a jump in its positivity rate from 2.8% to 13.6%. The university said it has tested 954 students with 177 in isolation and 349 in quarantine. The university said that most of the infected students have mild symptoms. The university said graduate, professional and health affairs schools will continue to be taught as they are, or as directed by the schools.UNC will allow students to cancel residence hall housing without penalty in an effort to depopulate the campus.“There are no easy answers as the nation navigates through the pandemic,” UNC President Peter Hans said. “At this point, we haven’t received any information that would lead to similar modifications at any of our other universities. Whether at Chapel Hill or another institution, students must continue to wear facial coverings and maintain social distancing, as their personal responsibility, particularly in off-campus settings, is critical to the success of this semester and to protect public health.”The university’s football team is still slated to play this fall, along with other members of the ACC. Two of the five “Power 5” conferences, the Pac-12 and Big 10, have opted to delay their seasons to the spring. The ACC, SEC and Big 12 are still slated to play this fall.The good news for the state of North Carolina is coronavirus cases are declining. According to New York Times data, the state was averaging 2,000 new cases per day, but that number has fallen to under 1,300. Deaths are still an issue in the Tar Heel state, with an average of 25 people dying per day from coronavirus-related illnesses. 1926

Actor Tommy "Tiny" Lister, who was best known for his role in the 1995 movie "Friday," has reportedly died. He was 62.Lister's manager Cindy Cowan confirmed to Variety that he was found unresponsive in his apartment in Marina del Rey, California, and he had been displaying symptoms of COVID-19 in recent days.According to TMZ, law enforcement was called out to the actor's home just before 3 p.m. Thursday for "an unconscious male." Before taking up acting, Lister began his career as a wrestler.He wrestled Hulk Hogan in the World Wrestling Federation after appearing as Zeus in 1989's "No Holds Barred," Entertainment Tonight reported.In addition to portraying Deebo, the neighborhood bully, in "Friday" and its sequel "Next Friday," he also starred in "The Players Club," "The Fifth Element," "Jackie Brown," "The Dark Knight," "Little Nicky," and "Zootopia." 871

According to Vote.org, there was a significant increase in voter registration after Taylor Swift waded into politics.Kamari Guthrie, director of communications for the nonprofit Vote.org, told Buzzfeed that numbers had spiked both nationally and in Swift's home state of Tennessee after the singer's post Sunday on Instagram."We are up to 65,000 registrations in a single 24-hour period since T. Swift's post," Guthrie said. 432

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523

A wrongful death lawsuit has been filed against the NBA in the death of Zeke Upshaw, who collapsed and died suddenly during the final minutes of a March 24 game.Attorneys Ben Crump and Bob Hillard filed the lawsuit on behalf of Upshaw's mother, Jewel at the United States District Court for the Southern District of New York on Wednesday. The lawsuit stems from a March 24 game where Upshaw, who played for the Detroit Pistons' developmental league affiliate Grand Rapids Drive, collapsed and entered full cardiac arrest. According to the lawsuit, for over five minutes, no life-saving measure was taken to address Upshaw's condition. Upshaw, who was 26 years old at the time, was then kept on life support for two days and then died. "When the otherwise healthy heart of a professional NBA athlete suddenly stops during a game there is absolutely no reason, in 2018, that his heart cannot be immediately restarted," Hillard said. "No attempts were made to save Zeke Upshaw's life. No CPR, no defibrillation, nothing. This is the tragedy of this case, Zeke should be alive today, the human consequences are difficult to quantify."Changes must come to the NBA and we are bringing the lawsuit to cause those changes. No other young man should have to die on a basketball court again," he added.According to a release, the lawsuit is filed against the NBA, the Detroit Pistons and SSJ Group (team owners), and the owners of the Grand Rapids Drive and the Deltaplex arena.   1543