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Good news and bad news from the IRS this July.The good: the agency reopened for business as of July 13th, which means it is now taking phone calls and processing tax filings as quickly as possible.The bad: during a year when every dime counts, the agency says as many as 4.7 million tax refunds will be delayed another few months.Cristy Mack is one of them. She and her husband never wait to file their taxes because she depends on her refund.But like almost five million other people, they still file paper returns because they are most comfortable doing that."We mailed our paper forms at the end of February," she said.But five months later, Mack still doesn't have her refund."A total of 18 weeks have gone by since we mailed in our return," Mack said.She tried calling the IRS, she says, but like countless other taxpayers, ran into a brick wall."They say they aren't taking calls at the moment," she said.Why refunds are taking so long this yearThe IRS's national taxpayer advocate now says as 4.7 million people who filed paper returns will have very late refunds.That's because the agency furloughed thousands of workers this spring and stopped processing paper returns for two months, creating a huge backlog.Paper processing has restarted, but workers are far behind.Mack needs her tax refund badly."It means a lot to us," she said. "Especially with everything going on, and my husband's job has been really slow, and we are making less.We passed Mack's information on to the IRS, though it may not make a difference if her return is buried in a stack of thousands."When you rely on that as part of your income and it's not there, it does make things a little sketchy sometimes," she said.And with the IRS extending the tax deadline to July 15 this year, even more paper returns are about to be added to the stack.If you are still waiting for your refund, all you can do is log on the IRS website, go to the "Where's my Refund" section, and cross your fingers.As always, don't waste your money.Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com. 2296

Have you ever considered downsizing? Not just moving into a slightly smaller place, but really scaling back on your belongings and living space? Could you live in a tiny house? 184

George Papadopoulos did not want to go to prison Monday. But 22 months after he first lied to the FBI about his contact with Russians while working for the Trump presidential campaign, the first person charged by the office of special counsel will do his time.Papadopoulos will surrender at the federal prison camp in Oxford, Wisconsin. He will serve a 14-day sentence, then be on probation for a year. He will also pay a ,500 fine and participate in community service.More than a year ago, Papadopoulos was a surprise early target in the Mueller investigation and since then has swung from working for the President, to turning against him and back again."The truth will all be out. Not even a prison sentence can stop that momentum," Papadopoulos wrote to his 74,000 Twitter followers Sunday night, as he prepared to travel north from Chicago, where his parents live. "The wool isn't going to be pulled over America's eyes forever. Much love."The final lurch of Papadopoulos' legal situation and public unrest comes after he swapped legal teams, lost last-minute requests to the judge to pause his sentence and after his wife asked for a presidential pardon online and in various media interviews. 1209

Get ready to find out how much time you spend on Facebook and Instagram.A new set of features are starting to roll out to the Facebook and Instagram mobile apps on Wednesday to help you better manage how you spend time on the platforms.The features include daily and weekly data on time spent within each app, a feature for temporarily muting push notifications, and a daily reminder system to notify you when you've hit a self-designated cut-off time for the day."This is about giving people the tools and the insights for them to decide for themselves what they want to be doing," said David Ginsberg, director of research at Facebook. 645

Good people of America, the dream is still alive.There was no winner in Tuesday's Mega Millions lottery drawing.That means the jackpot for Friday's drawing is now at least 0 million or a cash lump sum of 3 million, as of Wednesday afternoon. It will be the largest jackpot in the game's history and the second largest in the US lottery jackpot history.The Mega Millions jackpot beat its own record once again after no ticket matched all the six numbers in the drawing Tuesday night. The winning numbers on Tuesday were 69, 45, 61, 3, 49, and the Mega Ball was 9. 576

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