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FLORIDA — Kratom is a natural plant native to Southeast Asia that has been used in the region for decades, but it's fairly new to the United States.Some people say it's helped them in reducing pain and has helped addicts recover. But others say it's dangerous and could even be deadly. Experts said it's been linked to deadly overdoses. The Drug Enforcement Administration (DEA) identified 15 deaths connected to Kratom from 2014 to 2016. The FDA records at least 44 Kratom related deaths in the last decade. One of these deaths is 27-year-old Christopher Waldron. His mother, Laura Lamon says he was her only son and the love of her life.  On July 17th, 2017 she got a call from Tampa police. “He [investigator] said your son is deceased. I lost it. I just started yelling and I don't remember much after that,” Lamon said. Lamon thought that he had overdosed on narcotics, but a month later she received an autopsy report that indicated the cause of death was intoxication by Kratom, and strictly Kratom, according to the Hillsborough medical examiner. "I was shocked and then when I got it. I thought, 'What is this?' I had found some things in his room and I saw the packages of what he had taken but I didn't know much about it,” Lamon said. Director of SalusCare Steven Hill says one of the biggest dangers with Kratom is that it’s not regulated or monitored. “You never know exactly what you're getting. Anything could be in the packaging. There could be different levels of the active substance,” Hill said. Lamon believes that if the plant was properly labeled, her son would have survived. “There was no label on it at all. it didn't have a dosage amount, didn't have a warning label, didn't say don't mix it with this or that, if you have this condition, or whatever. a bottle of Tylenol has that on there,” Lamon said. She says that it is so devastating because her son didn’t want to die. She doesn't necessarily want to see Kratom banned, but thinks it should be researched and much more regulated.“It absolutely should be banned, it’s like playing a game of roulette,” Steven Hill, director of SalusCare, said. Adrianna Marrone, manager of Up in Smoke in the Cape says Kratom came to the U.S. recently, and now it’s one of their best sellers. “Just to help with the aches and pains and anxiety and depression,” Marrone said. A former addict, Amanda Raska, says that Kratom helped her overcome drugs. “He told me about Kratom and that day I tried and I never touched another pill, it literally saved my life,” Rasksa said. Raska said she started using Kratom five months ago when a friend who was also an addict told her about it. Before using the plant, she couldn't get out of bed without taking prescription pills. “It was a horrible life, I have 5 kids so i could not even take care of my children,” Raska said. She said that she grew up around addicts and has an addictive personality, but said Kratom isn’t addicting. If she goes without it, there’s no symptoms of withdrawal.Steven Hill says that he saw firsthand how people react to the drug. “It’s happened on our detox where people are coming in and the issue is with Kratom,” Hill said. Hill said the experience of taking Kratom can be described as a quick down feeling followed by hallucinations and visualizations. In 2016, there were less than 100 poison control calls regarding the drug, and by the middle of 2018, the number of calls were approaching 700. “So we're seeing more and more use and we're seeing the health concerns and health issues also go up. ER visits spiked,” Hill said. In August 2016, the DEA announced an intent to ban Kratom, but after strong reaction from the public, it was labeled as pending analysis. “We've seen and heard of people who have very bad reactions. people who have had to be hospitalized,” Hill said.  3982

Financial fallout from the pandemic is hitting millennials hard — and many will soon turn to their parents for help, if they haven’t already.Before parents ride to the rescue, financial planners urge them to map out a strategy that doesn’t just plug a short-term need but also makes sense in the long run.“Often the heartstrings will get pulled — ‘I really have to help them!’— but it can be detrimental to the parent,” says certified financial planner Jeffrey L. Corliss of Westport, Connecticut.(Of course, financial aid can flow the other way, as many millennials help support their parents. I’m addressing parents here, but most of the advice applies to kids helping their folks as well.)Millennials losing jobs, incomeEven before the pandemic, millennials had lower median incomes, far more debt and a much smaller slice of the nation’s wealth than boomers had at the same age. Millennials — usually defined as those ages 24 to 39 — are more likely than older generations to have lost jobs or household income because of the pandemic, various surveys show.“I’ve already seen clients coming in, worried about their kids,” says CFP Deborah Badillo of Miami. “‘They’re going to lose the house! What can I do to help them?’”Have them explore alternativesEncourage your kids to take full advantage of available financial help before extending yours, Badillo says. They may not know, for example, that unemployment benefits have been dramatically expanded because of the pandemic. Weekly payments are higher and are available to people who normally wouldn’t qualify, including gig workers, the self-employed and people whose hours have been reduced.In addition, there are many more options for people struggling to pay debt. Most mortgages qualify for forbearance programs that allow homeowners to skip payments for up to a year. Hardship programs have been added or expanded by credit card companies and other lenders. Federal student loan payments have been paused until Sept. 30, and income-driven programs can reduce payment amounts after that.Another option is a coronavirus hardship withdrawal, which allows people to tap their IRAs and 401(k)s without penalty if they were physically or financially affected by COVID-19. The withdrawals are taxable, but if the money is paid back within three years those taxes are refundable. Raiding retirement funds isn’t ideal, of course, but your kids have many more years to replenish their retirement savings than you do.Assess your own situationWhile your kids are filing for unemployment and calling their lenders, take a moment to assess your own finances. Where will the cash for your kids come from? It’s one thing to give away money you’ve been saving for a vacation, since you’re unlikely to travel soon anyway. It’s quite another to undermine your own ability to retire or handle a layoff or other setback.Some parents make a conscious decision to operate with a smaller cushion, or to delay their retirements, to help their children, says CFP Lazetta Rainey Braxton in New York. Just keep in mind that you may not get to decide when you retire. Many workers retire earlier than expected, often because of a health problem or job loss. Helping your children now could mean you have to lean on them later, Braxton says. If you’re not sure how this financial aid will impact your future finances, a consultation with a fee-only financial advisor could bring you some clarity.Set some boundariesFinancial planners typically recommend deciding how much to give, and then setting clear boundaries about when the financial help will end. That’s tricky now, of course, because no one knows how long the current economic crisis will last.But parents can still set expectations in other ways, financial planners say. If the child didn’t have an emergency fund, for example, parents can discuss the importance of saving money out of every future paycheck, so the child won’t have to rely on family help again, Braxton says.“Some parents will just put on a Band-Aid and give them money, but they really haven’t helped in terms of their financial capacity,” Braxton says.If an adult child is moving back home, Corliss suggests a written contract outlining chores and responsibilities, such as how soon they’ll be expected to move out after finding a job. A similar end date can be set for any cash the parents hand out. Corliss says the message should be clear: “We expect you to get on your feet as soon as you can.”This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletMortgage Relief Programs for Homeowners Hit by the Coronavirus CrisisWhat Is a Credit Card Hardship Program?Cashing Out a 401(k) Due to COVID-19? Consider These Things FirstLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4841

Foot Locker wants to help you get registered to vote before Election Day.The sportswear company announced they've partnered with "Rock the Vote" and set up voting registration services at their retail stores."In a year marked with such uncertainty, amid a pandemic and social unrest, our country's future – and our collective role in shaping it – has never been more important," said Richard Johnson, Chairman & CEO, Foot Locker, Inc. in the release. "At Foot Locker, our mission is to inspire and empower youth culture, so partnering with Rock The Vote was a natural fit to help educate and amplify the voices of today's youth."The company has also set up an online hub to check their voter registration status, register to vote, and sign-up for election reminders. 778

Former Vice President Joe Biden said a candidate's age is a "legitimate" issue in elections -- including if he were to run for president in 2020."I think age is a totally legitimate thing to raise," Biden said during a question and answer session at the Economic Club of Southwestern Michigan's Speaker Series Tuesday. "I think it's totally appropriate for people to look at me and say if I were to run for office again, 'Well God darn you're old.' Well chronologically I am old.""Every voter is entitled to know exactly what kind of shape you're in. You owe it to them. It's a legitimate question and so I think age is relevant," he added.Biden's comments came in response to a question about whether term limits or a mandatory retirement age should be implemented for members of Congress or the Supreme Court.Biden is currently 75 years old, and if he runs for president in 2020, he would be 77 when the caucus and primary contests get underway. The potential Democratic field includes other possible contenders who would be in their seventies come 2020 -- like Sen. Bernie Sanders and Sen. Elizabeth Warren, currently 77 and 69, respectively. They could face off against a crop of younger possible candidates, like Sen. Cory Booker, currently 49, and Sen. Kamala Harris, currently 53.President Donald Trump is currently 72 years old.Biden has said he will make a decision about whether to run for president in 2020 by January. During the event, someone in the crowd shouted, "Run, Joe, Run!""No, no, no!" Biden said in the same cadence, which prompted laughter from the audience. "Thank you. It's very flattering."Biden then grew emotional talking about his family's struggle since the death of his son Beau in 2015."A lot of you have been through a lot tougher times than I and you know when you lose a son or a daughter. It takes some time for the family to sort of be there. We're working through it," he said."I know Beau would want me to run, but honest answer is no man or woman should ask for your vote for president unless they with all your heart and soul can look you in the eye and say 'I promise you all my effort, all my attention, all, all my heart, all of my soul,'" he said. "And I'm not quite sure, I'm not sure quite sure I'm there yet."When some shouted "Jill would be great!" referencing Biden's wife, he responded, "She would! She would! I'd vote for her!"On the issue of term limits and mandatory retirement age, Biden said, "I think it's up to the judgment of the people whether or not the person that holds that office in fact has the capacity to hold the office." 2599

FORTVILLE, Ind. — A central Indiana superintendent gave students some fun "assignments" to complete on the first snow day of the year. With the institution of virtual learning during the COVID-19 pandemic, many families thought snow days to be a thing of the past for students. But when snowfall led to messy roads across parts of Indiana, there were still several dozen schools that chose to either delay or cancel classes.Dr. Jack Parker, Superintendent at Mt. Vernon Community School Corporation sent a letter to parents canceling in-person learning in favor of virtual learning — but not the type of virtual learning typically seen amid the pandemic.The note to parents went on to give two assignments that included playing in the snow and throwing snowballs."Students will use the scientific process in planning appropriate clothing to remain warm and dry while spending time outside. Once the hypothesis has been identified, and appropriate attire has been secured, students will be expected to test their theory by going outdoors and playing in the snow," Parker's note read. "Step two of this assignment will be to practice the skills of estimation and measurement when throwing snowballs at one another while maintaining a minimum of 6' of distance with others outside of your household. When being with said snowball, students are expected to practice their social skills and to use their good words."He even gave students a chance to earn some extra credit. "Extra credit can be earned by helping to shovel sidewalks and/or driveways," Parker wrote.And of course, students who aren't feeling well were given an alternate assignment to complete."Students who are not feeling well will be expected to complete the alternative assignment of resting indoors and drinking plenty of fluids," the letter read. 1822