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WASHINGTON D.C. -- Environmental regulators announced Monday that they will ease emissions standards for cars and trucks, according to the Associated Press.Current regulations from the EPA require vehicles by 2025 to get 36 miles per gallon in real-world driving. Regulators said the reason for the change is that the timeline put in place by the Obama administration wasn’t appropriate and set standards too high.The announcement will affect vehicles for model years 2022 through 2025.The changes could set up a legal battle with California, which has the power to set its own pollution and gas mileage standards.Other states also follow rules set by California and together account for more than a third of the vehicles sold in the U.S. Currently state and federal standards are the same.EPA Administrator Scott Pruitt said in a statement Monday that the agency will work with California to finalize new standards.The agency said Monday that regulations set under the Obama administration, "presents challenges for auto manufacturers due to feasibility and practicability, raises potential concerns related to automobile safety, and results in significant additional costs on consumers, especially low-income consumers."Automakers praised the decision, saying current requirements would have cost them billions, raising vehicle prices."This was the right decision, and we support the Administration for pursuing a data-driven effort and a single national program as it works to finalize future standards," said Gloria Bergquist, vice president, communications and public affairs for the Alliance of Automobile Manufacturers, in a statement. "We appreciate that the Administration is working to find a way to both increase fuel economy standards and keep new vehicles affordable to more Americans."Meanwhile, environmentalists warned the rollbacks will make U.S. cars more expensive to fill up, a growing concern in California."No one in America is eager to buy a car that gets worse gas mileage and spews more pollution from its tailpipe," said Fred Krupp, president of the Environmental Defense Fund. "Designing and building cleaner, more cost-efficient cars is what helped automakers bounce back from the depths of the recession and will be key to America's global competitiveness in the years ahead." 2318

We’re primed to get suckered this holiday season. Tight budgets, wishful thinking that we can get a screaming deal if we hurry, and plain old impulsive spending are a dangerous mix. Scammers know this.One example: Clicking an online ad, maybe for an ornament featuring a Santa with twinkling eyes and a smile hidden under a cloth mask, may put you at risk for identity theft — or maybe just for a bad deal.Kathy Stokes, AARP’s director of fraud prevention programs, says she once bought “the funniest T-shirt from a Facebook ad. It never came.” That was before Stokes began working in fraud prevention.So how do we prepare for battle? Three ways: Protect our mobile devices, recognize and avoid risks, and guard against identity theft.Make your mobile device saferYour device is only as safe as you make it. Avoiding free Wi-Fi at coffee shops and other public places is a good first step, but also:1. Secure devices with a difficult-to-guess password and/or biometrics. If you can use a fingerprint or facial recognition to sign in, that’s best. If two-factor authentication is available, use it.2. Heed notifications to update your software. Many times, updates improve security. This is true whether it’s your operating system, virus protection or an app.3. Use a virtual private network. A VPN gives you an encrypted “tunnel” when you use public Wi-Fi. Protecting a device isn’t expensive — you can protect several devices for less than a month. There are also free VPNs offered online. But Adam Levin, the author of “Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves,” recommends sticking with the ones that charge, because of the risk that free ones will collect your data. Failing that, he recommends using your phone as a hot spot or using your provider’s closed cellular network.Be careful when shopping onlineStokes and Levin agree that using a credit card is essential when shopping online. A debit card withdraws your money immediately. But you can dispute a credit card charge and not have to pay while it’s being investigated.Slow down and be careful. Stokes says duplicated or spoofed websites can take advantage “when you get a text or you get an email and you get excited because it’s this thing you really wanted to buy and you can get it really cheap — and you just click and go and you don’t look for any red flags.”Other safeguards:4. Use a virtual wallet if the site allows it. Card numbers are encrypted, meaning your actual card number is not shared when you make a purchase.5. Go to the source. Don’t click on ads on social media or even in texts or emails. Some are scams. If the retailer is new to you, Stokes recommends checking carefully for contact information and for return and refund policies.6. Be cautious. When going to a site, type the URL carefully, then double-check, advises Levin. “Typo-squatters” have sites that are almost indistinguishable from the real ones.7. Don’t open attachments. The exception is if you are expecting an attachment from someone you know. Spoofing is sophisticated; the sender may not be who you think it is.8. Use retailer apps. Your payment information is better protected that way. If you regularly buy from a particular retailer — or will this holiday season — go ahead and download the app, Stokes advises.9. Use strong passwords. Using a password manager app can set complex passwords and remember them for you. If a retailer website offers to store your payment information, decline. The less information you rely on others to protect, the better.Guard against identity theftHolidays are big for identity thieves because criminals “are geniuses when it comes to taking a situation and radically turning it to their benefit,” says Levin, who is also the founder of CyberScout, a company that offers identity protection and fraud resolution services.Add to that the loneliness of the pandemic. “People are desperate to get a phone call from anyone,” Levin says, and may be more willing to talk.Protect yourself from identity theft with these tips:10. Don’t give your card number if you get a call or email to “confirm a purchase.” Real credit card issuers do not need it. If you think a retailer might be trying to contact you, initiate the call or send the email using contact information that you look up yourself.11. Don’t respond to an email “double-checking your address” for a package delivery. That may be a scam, Levin says.12. Sign up for text alerts when your credit card is used. Levin advises setting the purchase amount very low; identity thieves may test a stolen card number with small purchases.13. Check to see if you have free or discounted ID theft insurance available. You can’t entirely eliminate your risk, and it’s easier to recover from identity theft with help. An organization you belong to, your employer or your insurer may offer free or deeply discounted protection. Failing that, you can consider buying some.More From NerdWalletHow to Shop Black Friday Deals Online7 Free Apps for Black Friday ShoppingDo You Need Identity Theft Protection Services?Bev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 5196

WASHINGTON (AP) — The Trump administration has issued a directive halting the eviction of certain renters though the end of 2020 to prevent the spread of the novel coronavirus. Senior administration officials say the director of the Centers for Disease Control and Prevention has broad authority to take actions deemed reasonably necessary to prevent the spread of a communicable disease. The president and CEO of the National Low Income Housing Coalition, Diane Yentel, says the order will provide relief for millions of anxious families, but adds that the action delays rather than prevents evictions. Officials say local courts would still resolve disputes over whether the moratorium applies in a particular case. 725

WASHINGTON, D.C. – Joe Biden is projected to win the presidential election and become the 46th president of the United States, according to The Associated Press. Watch President-elect Joe Biden address the nation below.The win is historical in several ways. At 77 years old, Biden is now the oldest president-elect in U.S. history. The defeat over President Donald Trump also marks the first time an incumbent president has lost in the U.S. since George H.W. Bush was ousted by Bill Clinton in 1992.Biden's running mate, Sen. Kamala Harris, will also become the first female vice president in the nation's history, as well as the first African American VP and the first person of South Asian descent to hold the office.“Don’t tell me it’s not possible in the United States. It’s long overdue,” President-elect Biden said Saturday night of electing Kamala Harris as Vice President. “Once again, America has bent the arc of the universe more toward justice."During Saturday night's remarks, Vice President-elect Harris started with remarks about democracy. “America’s democracy is not guaranteed, it is only as strong as our will to fight for it, to guard it, and never take it for granted," said Vice President-Elect Kamala Harris.She also had a strong message for women and girls who were watching."While I may be the first woman in this office, I will not be the last," Harris said. The projected victory comes four days after Election Day. The former vice president earned enough votes in crucial battleground states to exceed the 270 electoral votes needed to claim victory Saturday.Biden's win in Pennsylvania put him over the 270 threshold and less than an our later, the AP projected he would also win Nevada, bringing him to a total of 290 electoral votes.Along with the Keystone State, Biden was able to pull Michigan and Wisconsin back into the Democrats’ corner after the party lost the upper Midwest states known as the “blue wall” in the 2016 presidential election.Saturday night, Biden had a message of unity and said he would focus on bringing the country together in his time in office."To make progress, we have to stop treating our opponents as our enemies. They are not our enemies, they are Americans," President-elect Biden said. “I’ll work as hard for those who didn’t vote for me as those who did.”He added, "We have an opportunity to defeat despair," and said there is nothing Americans have "tried that we cannot accomplish." Biden released the following statement about his projected win: 2521

WEST PALM BEACH, Fla. — An 8-year-old has gone above and beyond this holiday season.Aiden Foster didn’t give up until a West Palm Beach woman found her cat which ran away weeks ago.The past 10 years Ashley Goldstein and her furry friend, Tobin, have been inseparable. But just days after they settled into a new home, Tobin disappeared.“I was desperate to find him. I put flyers up,”Goldstein said.She searched for several days which then turned into weeks, still no sign of Tobin.“Honestly I thought I was never going to see him again. I kinda gave up,” she said.At that moment, a glimmer of hope.Ashley received a phone call with the news that she’d been desperately waiting for.“It’s this little boy telling me that he thinks he saw my cat,” she explained.It was Foster, the neighborhood pet detective, who promised to help.“I saw him in the backyard he ran over the fence,” Foster said.Aiden kept his word and went above and beyond, using a little creativity in the process.“So I tried to go after him and I just couldn’t so I just put my cat food that was there, I put a trail all the way down there left a whole big pile over there ,” Foster said.60 days after his disappearance, Ashley received her Christmas miracle. She found Tobin less than a mile away from home where Aiden last saw him.“He not only made my Christmas, my holiday, but he brought my family back together,” She said.Ashley rewarded Aiden with 0.She also gave him an extra 0 that she raised for him through a fundraising site.This story originally reported by Kamrel Eppinger on WPTV.com. 1578

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