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LAS VEGAS — Right now, many recent high school graduates are facing a tough question — is it worth it to take on tens of thousands of dollars in debt to attend college during a pandemic?The irony of building credit is that it requires taking on debt — and no one wants to take on debt, especially during the pandemic. But according to one credit expert, there are some simple financial moves that parents can make right now to set up their kids for future financial success.Building credit isn't priority number one for kids, but it could open or close a lot of doors down the road."Good credit can make things easier for you in the future, whether it's securing loans, credit cards with better terms and rates. It might even help your ability to land a job or a desirable apartment," said Nathan Grant, a senior credit industry analyst at CreditCardInsider.com.Grant says that even though kids can't open their own bank account until their 18, parents can start teaching kids about credit long before that, perhaps with a prepaid card."Many of those allow for monthly direct deposits. So, you could have their allowance loaded directly on their card, and that could, at an early age, give them a way to understand budgeting and using a card that has a limit on it to teach them better spending habits," Grant said.Then, as children approach adulthood, Grant says that parents should consider making them an authorized user on a family credit card. Even if parents are not ready to let kids make purchases and payments on the card, Grant says just making them an authorized user will help them build credit."Many credit card issuers offer this, and most issuers report the account's activity in the authorized user's name, whether or not they are actually using the account. So, you can add them as a user and not give them access. It will hopefully build their credit up right out of the gate," Grant said.When kids are ready for their own cards, parents shouldn't just pick the shiniest piece of plastic. Grant says a secured credit card could be a safer option for someone with little or no credit."It uses a refundable security deposit that you fund yourself to fund the account's credit limit, upon approval," Grant said. "So, there's less risk on the issuer's part. So, for somebody who is new to credit or doesn't have any credit history, that could get your foot in the door.Grant said he couldn't offer advice either way on whether grads should pay for college with credit. But he said that anyone that decides to take a "gap year" should try to pay off any existing debts and save for the future.For those that do decide to go attend college, Grant has some general advice."The best rule of thumb, on top of just general responsible use, is just try not to use your credit card for purchases you know you won't be able to pay off before that monthly due date," he said. "Not spending beyond your means, that's going to be more valuable in your college years than ever."For more ways to boost your credit score, click here.This story was originally published by Ross DiMattei on KTNV in Las Vegas. 3114

LINCOLN, Neb. - Gov. Pete Ricketts doubled down on his opposition to medical marijuana in Nebraska on Monday after a legal challenge was mounted against a ballot measure seeking to legalize that in the state.“There is no such thing as medical marijuana,” Ricketts said during a press conference. “This is not something that would be prescribed by a doctor. It’s not going to be distributed through a pharmacy. These are dispensaries that would be in your communities.”Ricketts argued that in other states where it has been legalized, people show up to work “stoned” and are at greater risk for accidents on the job. He also argued that the cognitive development of children is impacted when they have access to marijuana."This is not a benign thing. This is a dangerous thing," Ricketts said.The comments come as the Nebraska Supreme Court is set to decide whether or not to let voters decide on medical marijuana in the state this November.Supporters of the measure had been collecting signatures for months, and Nebraska Secretary of State Bob Evnen said they had enough to qualify the measure for the ballot.But Lancaster County Sheriff Terry Wagner filed a challenge against the measure on Friday. An attorney representing Wagner said it violates state rules requiring ballot measures to focus on a single question. He argued the measure poses two separate questions: whether residents should have the right to use marijuana for medical purposes, and whether private companies should be allowed to grow and sell it.Supporters of the measure called the legal challenge “a last-minute attempt to derail the precious right of the people.” They are confident the measure will survive the legal challenge.While Ricketts is opposed to the ballot initiative, he said the court will ultimately make the final decision on whether or not it should go before voters. The Nebraska Supreme Court hearing on the medical marijuana ballot issue is set for Thursday.This story was first reported by KMTV in Omaha, Nebraska. 2018

LA MESA (CNS) - An 89-year-old woman who went missing Tuesday has been found safe. According to police, Conception “Connie” Bibo went missing on April 2 from her home in La Mesa. She was located in San Ysidro and has been reunited with her family. 256

LAGUNA BEACH, Calif. (AP) — A body was recovered in the ocean off a Southern California beach in the same area where a person was found dead in the water a week earlier. A search was launched Friday following reports of a missing swimmer in the Table Rock area of Laguna Beach. It wasn’t immediately known if the person found dead on Saturday is the swimmer reported missing the previous day. It’s the third death along Orange County’s coastline in the past week. A 25-year-old man was found dead in the surf off Huntington Beach on Aug. 25. 549

LA MESA, Calif. (KGTV) — East County residents say they're behind a local dog rescue's efforts to provide for canines, but that the facility has been operating dangerously.Suzy Avalos lives next door to the Happy Hearts German Shepherd Rescue, which is run out of a La Mesa home. She tells 10News the dogs that reside in the yard have had no problem jumping the fence."You see the fence is not high. It's right up here. The dogs don't have a problem jumping over this fence," Avalos said. "I've lived here for 10 years and it's just progressively getting worse."RELATED: Disease fatal to dogs that can spread to humans on the rise in some statesWhen the dogs escape they can also be aggressive, neighbors say, with at least one dangerous incident being recorded. 10News obtained records from the La Mesa Police Department showing at least 28 instances where officers responded to the dog rescue to help round up escaped canines or help people who say they were attacked by the dogs."We have a lot of people on this street that have young kids and I'm just worried a child is going to get bit or something worse is going to happen," Avalos said. "They're out of control and she should not have a license."The woman who runs the dog rescue, Donna, declined an interview by 10News. She did say she's sorry people are afraid of her dogs or any dogs.RELATED: 140 rats once living in van in Del Mar now up for adoptionDonna added that she's in the process of moving the rescue to a new facility in North County.Still, neighbors say she's spread that claim for a while. While they support the idea of rescuing the dogs, they say it needs to be done more responsibly. Or the rescue needs to stop."The frequency with which she forgets to close her gates or the dogs escape, it kind of imperils the neighborhood," Sean Hixson, another neighbor, told 10News. 1855

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