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Starbucks wants to transform some of its stores to prioritize customers who order online, according to an SEC filing.The coffee chain says it is accelerating plans to improve drive-thru and curbside pick-up options due to the coronavirus pandemic.In its filing, Starbucks says it plans to open 300 locations that "specialize" in pick-up and carry-out orders. The company also says the move will require the closure of about 400 of its current cafes.Starbucks says it will make the change over the next 18 months.CNN reports that Starbucks was already re-evaluating its strategy prior to the pandemic, as "80% of transactions at nearly 15,000 US stores are 'on-the-go' purchases."At the peak of the pandemic, when local governments forced the closure of restaurant dining rooms, Starbucks continued to operate many of its locations exclusively through drive-thrus and online ordering. 891

The approval of the first COVID-19 vaccines comes amid a critical point in the pandemic.The U.S. has recorded two straight weeks of record high hospitalizations. On Thursday, the country surpassed 17 million total cases of COVID-19 and December is now the deadliest month since the start of the pandemic.Infectious disease expert Dr. Michael Lewis, a retired U.S. Army colonel, worries that Americans may become desensitized to the staggering death totals."It's the 'boy who cried wolf' kind of thing," Lewis said.Lewis recognizes the severity of the virus but is worried about the broader implications of the pandemic.He's worried about the future of children who are attending school virtually and haven't seen their friends for months, the damage to small businesses and their employees who have been affected by stay-at-home orders and the damage to people's physical health due to a drop in routine medical care.Lewis says the number of new prescriptions for conditions like heart disease and diabetes have dropped and that the country is seeing more new cases of advanced cancers."(The pandemic will) make actual death rates go up in the long term, the two- to five-year kinda kind of thing," Lewis said.Lewis is advocating for people to re-evaluate their physical and mental health as the pandemic drags on."We've got to figure out how to break that cycle of stress, and that's a very personal thing you've got to figure out how to take responsibility for yourself," he said.Lewis wants people to focus on healthy lifestyles:m Eating right, exercising and limiting a daily intake of virus-related information. He says Americans should live cautiously but not in fear and recommends not forgoing medical or psychological attention.He adds that stress can harm a person's immune system — the very thing everyone needs for protection against COVID-19 and other diseases. 1882

Students are demanding change after the deadly Florida High School shooting.On Monday, a group of teens from Maryland held a lie-in near the White House to stand with the victims of last week's mass shooting.The group, called Teens for Gun Reform, held the lie-in at 12:15 p.m. between the White House and Lafayette Park. Demonstrators lied on the ground for three minutes to symbolize how long it took the suspected gunman to buy the AR 15 rifle used in the attack.Many students who survived the shooting are now speaking out against gun violence. They are calling for a nationwide student and teacher walkout on March 14 to demand tougher gun laws. There are also talks of an anti-gun violence demonstration in Washington, D.C. and other cities across the country on March 24."My message for the people in office is you're either with us or against us. We are losing our lives while the adults are playing around," said Cameron Kasky, a Marjory Stoneman Douglas high student who survived last week's shooting.  1050

TAMPA, Fla. – Both presidential candidates will hold campaign events in Tampa on Thursday as they make their final pitches to voters in the swing state of Florida.Tampa is located in the western end of the state’s Interstate 4 corridor, an area The Associated Press says is known for its rapid residential growth, sprawling suburbs and status as an ever-changing, hard-fought battleground during presidential elections.President Donald Trump will visit the Gulf Coast city first, holding a “Make America Great Again” rally that’s scheduled to start around 1:35 p.m. ET.Watch Trump's event below:Following a stop in Broward County, former Vice President Joe Biden will host a drive-in event in Tampa, which is set to begin at about 6:30 p.m. ET.The stakes are highest in Florida for Trump, who is hoping to retain the state’s 29 electoral votes that he won in 2016. If he doesn’t win The Sunshine State, his options to reach the all important 270-vote threshold are limited, though still possible, based on polling.With Election Day just five days away, both nominees are focusing on encouraging voters to turn out for them. As of Wednesday, more than a third of registered voters had already voted, CNN reports. That’s over 75 million Americans.In the final days of the campaign, the conversation continues to revolve around the ongoing coronavirus pandemic. More than 227,000 people have died from COVID-19 so far in the U.S. and the nation is seeing an uptick in cases as we move into the fall and winter months.Trump and Biden are addressing the pandemic differently. The president is arguing that the country is rounding a corner and promising that a forthcoming vaccine will bring things back to normal, while his Democratic opponent is pointing to the Trump administration's failures. 1798

Student loan borrowers getting a break on their payments right now are seeing an additional benefit. Their credit scores are going up.The average credit score of all student loan borrowers increased from 647 in March to 656 in June, according to a report from the Federal Bank of New York.Student loans can typically have a significant impact on your credit score if you have a lot of this debt, but your payment history accounts for the biggest part of your credit score.It's important to remember this pause on payments is only until the end of the year, currently.You need to prepare now for when those payments will start again and using a higher credit score now could help.“As your score improves, if that's the case, to shop around and move other high interest debt into lower interest rate accounts, if you're qualifying for those,” said Bruce McClary with the National Foundation for Credit Counseling.It's not just student loan debt people are figuring out how to manage. The average person working with a nonprofit credit counseling agency right now is coming in with ,000 in credit card debt spread across five credit cards. That's up from last year.“There's this insular bubble right now that's still relatively intact that's keeping people a float,” said McClary. “What we're fully expecting is when that ends, when that comes to a screeching halt, if the current situation with unemployment doesn't improve much more, there's going to be a floodtide of demand for the services that we're offering.”If your student loan payments are on hold, make sure you're checking your credit score regularly.Credit counseling experts say it's not widespread, but they have been seeing some issues of payments not being reported correctly.You can check for free weekly at AnnualCreditReport.com. 1807