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Americans are trying to form better financial habits in light of the recession, building emergency savings and paying down debt.However, many are finding savings accounts are now returning next to nothing in interest. That's because of the Federal Reserve's decision to keep interest rates low.Rates that were over 2.5% a year ago are down to under 1% now. But there are some other accounts that can get you a better return.“Something known as a rewards checking account might be a better option,” said Greg McBride, Chief Financial Analyst at Bankrate.com. “These are accounts that typically pay higher yields, higher than even online savings accounts, you might find 1.5, 2, 2.5%, but you have to meet certain qualifications each month to earn that deal.”Rewards checking accounts typically are offered by smaller community banks and credit unions. They usually come with monthly requirements though, like direct deposit, online bill pay, enrolling in e-statements, and using your debit card a certain amount of times. But those are things many people already use.In terms of saving versus paying down debt now, experts say to save.“That's really critical. No one knows what’s going to happen down the road in terms of jobs or income, so having some money put away will help you sleep at night,” said McBride.Just to give you an idea, you could make by saving around ,000 a year at 3% interest rate, which a rewards account might pay.That’s compared to just 60 cents in an average savings account, which only has about a .06% interest rate. 1556

Anthony Wall's night started at the prom with his sister, followed by a food stop at a Waffle House in North Carolina. While at the restaurant in Warsaw, he got into a heated argument with employees, who called the police.The ensuing incident Saturday was captured on cell phone video that was widely shared on Facebook. It shows an officer putting his hand around Wall's neck and shoving him up against a glass wall as he tries to arrest him. 451

An off-duty Forrest City, Arkansas police officer was shot and killed inside of his home Saturday afternoon from a gunman who sprayed dozens of bullets into the officer's home. An eyewitness told WREG-TV that Officer Oliver Johnson, Jr. was inside his home when someone in a vehicle sprayed the home with as many as 40 bullets. At least one of those bullets struck Johnson. Johnson's family attempted to perform CPR on the officer before paramedics arrived. Police told WREG that they do not believe Johnson was the target. "It was an encounter between the suspects and another group outside of the apartment," West Memphis Police Captain Joe Baker told WREG.  "This hits everyone a little close to home in law enforcement. He was a police officer, some of my officers did, in fact, know him."  847

ANAHEIM, Calif. (KGTV) -- Just months before the opening of a new Star Wars-themed land, Disneyland announced price increases for the Anaheim theme park, according to a Disney spokesperson. The increases went into effect Sunday and come less than a year after the theme park raised prices more than eight percent on "peak days" for one-day, one-park tickets. The cheapest daily tickets will now be more than 0 per day and increased by an average of eight percent, according to Disney. Daily admission isn’t the only thing on the rise. Parking and annual passes also went up. RELATED: Disney reveals two new attractions coming to 'Star Wars' landAccording to the company, the cost to park is now , up from . Disneyland’s cheapest annual pass now costs 9, up from 9. There is some good news if you live in the region, however. Disneyland recently announced savings for Southern California residents purchasing 3-day passes.RELATED: Disney gives special 'Star Wars: Galaxy's Edge' sneak peek 1011

APATUL VALLEY (CNS) - Firefighters battling the Valley Fire in rural eastern San Diego County worked to take advantage of lighter winds and higher humidity this morning in an attempt to increase containment of the blaze.The fire, southeast of Alpine, has burned 17,665 acres, destroyed 30 residences and 31 outbuildings, damaged 11 other structures, injured three firefighters and was 79% contained.At noon Friday, Cal Fire announced that all evacuations and road closures necessitated by the conflagration, dubbed the Valley Fire, had been lifted.However, Cleveland National Forest remained closed to the public until further notice ``to protect natural resources and provide for the safety of the public and firefighters,'' Cal Fire advised.``This closure will stay in place until conditions improve and we are confident that national forest visitors can recreate safely,'' according to the state agency.The blaze erupted for unknown reasons early Sept. 5 off Spirit Trail and Carveacre Road and spread rapidly through tinder-dry vegetation amid sweltering heat and high winds, Cal Fire officials said.Cal Fire cautioned those returning to the fire-ravaged area Friday to ``use extreme caution around trees, power poles and other tall objects or structures that may have been weakened'' by the blaze.The San Diego County Sheriff's Department will increased its patrols in the area to ensure public safety and prevent looting, according to Cal Fire.Officials advised that motorists in the area may face traffic disruptions due to the continued presence of firefighters, law enforcement personnel and utility workers still working there.Non-residents were asked to avoid locales in and around the burn zone if possible.About 140 San Diego Gas & Electric customers in Alpine, Barrett Lake, Dehesa, Lyons Valley and Rancho Palo Verde were without power. Electricity was restore to many customers on Friday and the rest were expected to be back online by Tuesday afternoon, the utility said.Due to smoke drifting over much of the San Diego region, the county Pollution Control District advised that the air quality may be unhealthy in some local communities and advised people to limit outdoor activities until conditions improve.Gov. Gavin Newsom declared a state of emergency for San Diego County Sunday due to the Valley Fire, a move intended to free up federal relief funds.County officials encouraged people who have lost their homes or other property to the wildfire to call for assistance at 858-715-2200 or email valleyfirerecovery.@sdcounty@ca.gov.Additionally, a county assistance center for victims of the blaze will be in operation at Rancho San Diego Library, 11555 Via Rancho San Diego, on Saturdays and Sundays from 10 a.m. to 6 p.m. and Mondays from 11 a.m. to 7 p.m. until further notice.Those who would like to help victims of the fire can make donations to a disaster-relief fund implemented by the San Diego Foundation, which can be accessed online at sdcountyrecovery.com. 3002

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