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Rescuers in Mexico City pushed through debris Thursday at an elementary school in an urgent attempt to reach a 12-year-girl, two days after a powerful earthquake trapped her and killed at least 250 people across central Mexico.The rescue attempt at the capital's Colegio Enrique Rebsamen came amid concerns the structure could buckle further. It was one of many searches underway at buildings that collapsed in the region after Tuesday's magnitude 7.1 quake, the country's second major temblor in less than two weeks. 525

President Donald Trump will meet Tuesday with the House and Senate Democratic leaders, Nancy Pelosi and Chuck Schumer, in order to find a way to avert a partial government shutdown on December 21, when funding for the Department of Homeland Security and other agencies expires.The central debate — how to secure the US southern border — has been stewing for months. Trump wants to build a wall; Democrats don't.Schumer has urged Trump to either accept the Senate's bipartisan agreement to spend .6 billion to boost border security measures, or agree to a one-year spending resolution that would keep those funded at the current level of around .3 billion. Schumer said last week that money can be used for fencing and other features, rather than "to construct any part of President Trump's 30-foot-tall concrete border wall."Trump and Republicans in Congress, meanwhile, have pushed for billion for the wall.In an interview on Fox Sunday, Sen. Lindsey Graham, Republican of South Carolina, said, the migrant caravan moving towards the US-Mexico border is a "game-changer" and urged the President to "dig in and not give in on additional wall funding."Schumer and Pelosi released a joint statement the night before their meeting with Trump, coming out strongly against Trump's wall proposal and arguing Republicans will feel the blame of a shutdown."Republicans still control the House, the Senate, and the White House, and they have the power to keep government open," Pelosi and Schumer stated. "Our country cannot afford a Trump Shutdown, especially at this time of economic uncertainty. This holiday season, the President knows full well that his wall proposal does not have the votes to pass the House and Senate, and should not be an obstacle to a bipartisan agreement."The easiest solution for Congress to avoid a shutdown and get out of Washington before the Christmas holiday could be to avoid the issue altogether, and pass a short-term resolution to extend the rest of the federal government's spending into next year, when Democrats take over the House. But Sen. John Cornyn, the Republican Whip, said Monday he didn't expect Trump to agree to that."That really just postpones the pain, it doesn't really solve the problem," said Cornyn, explaining that Trump still wouldn't then get the wall funding he wants.Other members of Republican leadership expressed doubt about the productivity of Trump's scheduled meeting Tuesday."Oh, it could be really important," said Sen. Roy Blunt of Missouri. "It's likely not to be very important."Despite Republican control of the House and Senate, Trump has little leverage to force Congress into appropriating money for the border wall. While "Build the Wall!" was perhaps Trump's most indelible campaign promise, Republicans in Congress are broadly less enamored than he is with the prospect of building it and Democrats still control enough seats in the Senate to block it.For months, Trump's frustration at Congress' response to his demand has spilled out into public. From July through September, Trump repeatedly said he'd be willing to shutdown the government over the wall, backtracked and then reiterated he would do it because he views it as a political boost. Few on Capitol Hill agree that Republicans would politically benefit should parts of the government shut down.Democratic leaders and the President appear to be far apart on the issue even though warning signs of the spending showdown have been flashing for so long.Last week, Pelosi called the proposed wall "immoral, ineffective and expensive," while Trump claimed that the country would save billions of dollars if Congress would pass a bill to build it."Either way, people will NOT be allowed into our Country illegally," Trump tweeted. "We will close the entire Southern Border if necessary." 3830

Progressives, states and civil rights advocates are preparing a flurry of legal challenges to the Trump administration's decision to add a question about citizenship to the next census, saying the move will penalize immigrants and threaten civil rights.The late Monday move from the Commerce Department, which it said came in response a request by the Justice Department, would restore a question about citizenship that has not appeared on the census since the 1950s. The administration said the data was necessary to enforce the 1965 Voting Rights Act.The state of California immediately challenged the plan in federal court.California Attorney General Xavier Becerra and Secretary of State Alex Padilla trashed the move as anti-immigrant."The citizenship question is the latest attempt by President Trump to stoke the fires of anti-immigrant hostility," Padilla said in a statement. "Now, in one fell swoop, the US Commerce Department has ignored its own protocols and years of preparation in a concerted effort to suppress a fair and accurate census count from our diverse communities. The administration's claim that it is simply seeking to protect voting rights is not only laughable, but contemptible."Former Obama administration Attorney General Eric Holder also blasted the move and said his organization, which focuses on voting enfranchisement and redistricting, would also pursue litigation against what he called an "irresponsible decision."Holder said contrary to the rationale presented by the Justice Department, he and other modern-era attorneys general were "perfectly" able to handle those legal matters without such a question on the Census."The addition of a citizenship question to the census questionnaire is a direct attack on our representative democracy," Holder said in a statement. "Make no mistake -- this decision is motivated purely by politics. In deciding to add this question without even testing its effects, the administration is departing from decades of census policy and ignoring the warnings of census experts."Critics of the move say that including such a question on a government survey will scare non-citizens and vulnerable immigrant communities into under-reporting. By undercounting these populations, they argue, there will be a major impact that follows on voting and federal funds.Because the once-a-decade census is used to determine congressional and political districts and to dole out federal resources, an undercount in heavily immigrant areas could substantially impact certain states and major cities and potentially their representation at the federal level.The question has not been on the full census since the 1950s, but does appear on the yearly American Community Survey administered by the Census Bureau to give a fuller picture of life in America and the population.The Commerce Department said the decision came after a "thorough review" of the request from the Justice Department. The priority, Commerce said, was "obtaining complete and accurate data.""Having citizenship data at the census block level will permit more effective enforcement of the VRA, and Secretary Ross determined that obtaining complete and accurate information to meet this legitimate government purpose outweighed the limited potential adverse impacts," the statement said.Becerra and his state have been central to virtually every legal challenge of the Trump administration on issues ranging from immigration, to the environment, to health care. The Justice Department has also sued California over its so-called sanctuary policies to protect immigrants.More challenges could soon follow.Wendy Weiser, director of the Brennan Center's Democracy Program, a nonprofit that works on issues of justice and civil rights, said the question had no place in the Census."Our Constitution requires a complete and accurate count of everyone living in the country, no matter her or his citizenship status. The administration's decision to add a citizenship question is at best a dramatic misstep, and at worst a politically-motivated move that will undermine a fair and accurate census," Weiser said. "This question is a dangerous move that could lead to a serious skewing of the final census results, which would have a deleterious effect on our system of representative democracy. We urge the administration to reconsider."  4368

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495

President Donald Trump's niece offers a devastating portrayal of her uncle in a new book. Mary Trump writes that a “perfect storm of catastrophes” have exposed the president at his worst. Early copies of the book, “Too Much and Never Enough: How My Family Created the World’s Most Dangerous Man," slated for publication next week, became available on Tuesday.She writes that the coronavirus pandemic, the possibility of an economic depression and deepening social divides have brought out the “worst effects" of Trump's "pathologies." Multiple media outlets, including CNN and the New York Times, are reporting on details from the book, including that Mary Trump alleges President Trump paid to have someone take the SAT for him. She says the combination of emergencies are problems that “no one is less equipped than my uncle to manage." Mary Trump is the daughter of Trump's eldest brother Fred Trump Jr., who died in 1981. Trump's other brother Robert, filed injunctions to stop the publication of the book. Robert Trump's lawyers argued Mary Trump had agreed not to publish such a book without permission from the family. Last week, a New York court ruled the book could be released. 1196

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