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It's a reality on health care that so many of us are living. A new survey released by West Health and Gallup finds 65 million adults had a health issue in the past year, but they didn't get treatment for it because of the cost. One of the biggest issues of health care costs is the surprise medical bills. The issue has become such a problem, Congress held its first-ever congressional hearing on surprise medical bills Tuesday. “If your kid gets hurt playing soccer and you go to an [emergency doctor], there's a really good chance you're gonna get a surprise medical bill,” says Frederick Isasi. Isasi is the executive director for Families USA, an advocacy group for health care consumers. “More people are scared of hospital bills and health care bills than getting sick,” Isasi says. “That's where we are as a nation. There's more harm happening in this country, in some ways psychologically, around the cost of health care than actually being scared about their health.” Isasi and others testified about the need for federal laws to protect patients, including making hospitals and doctors provide billing costs upfront and putting a cap on costs. A new survey found in the past year, Americans borrowed billion to pay for health care, because they couldn't afford it. “Almost half of Americans, they have less than 0 in saving, so a surprise medical bill for ,000 means, ‘I'm gonna have to miss my car payment, miss my mortgage payment. I'm gonna have to take out of my retirement account,’” Isasi says. But at Tuesday’s hearing, lawmakers openly admitted finding a real solution will be a challenge. “The problem is this whole process of health care is so complex,” Rep. Rick Allen (R-Georgia) relayed at the hearing. Rep. Susan Wild (D-Pennsylvania) agreed, stating “the solutions I’m hearing don't really sound very workable in the context of our present medical system, and that's where I really struggle to understand how we're gonna fix this.” Some states have passed legislation to try and protect patients from surprise bills, but about 60 percent of employer-based plans are governed by federal law, not state law. 2153

Kellie Chauvin, the wife of jailed former Minneapolis police officer Derek Chauvin, announced she is filing for divorce, her lawyer said in a statement to Minneapolis TV stations. Derek Chauvin was charged with third-degree murder on Friday, four days after holding a knee to the neck of George Floyd, who died while in police custody. “This evening, I spoke with Kellie Chauvin and her family. She is devastated by Mr. Floyd's death her utmost sympathy lies with his family, with his loved ones and with everyone who is grieving,” the lawyer for Kellie Chauvin said. “She has filed for dissolution of her marriage to Derek Chauvin.”“While Ms. Chauvin has no children from her current marriage, she respectfully requests that her children, her elder parents, and her extended family be given safety and privacy during this difficult time.” 851

Independence Day fireworks bring joy to millions of Americans over the week of July 4. It is a holiday that Americans unite to celebrate their independence. But celebrating America's independence could cause trauma for those who have fought for America's independence. The Department of Veterans Affairs estimates that between 11 and 20 percent of those who served in the Iraq and Afghanistan wars return home with PTSD. The V.A. said that 12 percent of Desert Storm veterans and 15 percent of Vietnam War vets also have PTSD. While a number of instance can trigger someone to have PTSD, the loud bangs that fireworks cause can be of particular concern for combat veterans.The V.A. says that PTSD can cause veterans to have upsetting memories, feel on edge, or have trouble sleeping. Since 2015, the non-profit group Military with PTSD has distributed yard signs informing neighbors that a veteran with PTSD lives nearby. The signs state "Combat Veteran Lives Here, Please Be Courteous with Fireworks."The signs are distributed nationwide, and can be ordered online. “Courteous to me means remembering that you are not the only one living in your neighborhood," said Jon Dykes, the veteran who made the first sign. "America celebrates our independence on the 4th of July. Not the 1st, 2nd, 3rd, 5th, 6th, and 7th of July. Some fireworks are expected, and that’s OK. I understand; but not 24 hours a day.”For more information on how to obtain a sign, click 1468

If you normally make some big purchases with your tax refund, or use it toward a summer vacation, you may want wait to learn how much you'll be getting back before you make any plans this year.That's because millions of Americans, including one woman, are finding their refunds smaller this year.Alicia Elam is a busy mom who home schools her two children, and takes care of four adopted dogs at her home.Until this year, Elam depended on the large the tax refund she received each year. But this year, she said, "it is approximately half of what we've received before."Like many taxpayers, Elam will receive a smaller refund this year. In her case it is a lot smaller."The last couple of years we've received between ,000 and ,000 back, this year we're only getting approximately ,200 back," she said.While her change is among the most dramatic, 865

In a world of dating apps and websites, many people are still going the old-fashion route of speed dating. Some say it’s better than ever. "Speed dating is a way to meet people face to face in a 6-minute mini-date format," says Michael Clarke, who runs Pre-Dating Speed Dating. Clarke says people dating later in life are frustrated with the apps and the online quest to find love. "Prior to marriage, or when they were younger, they met people face to face,” Clarke says. “This is what their comfort zone is." Jodie Lopes is done swiping right and left on dating apps. "It's really about always putting your best foot forward all the time. I just want to be myself," she says. So, Lopes is participating in this speed dating event that’s for midlife singles only. And this place is packed! Lori Chapman, a divorced mother, is also here, looking for her match. Chapman says online dating scares her and speed dating is more her speed. “I'm old school, and face-to-face is the best," she says. Chapman says the men at speed dates are more genuine than the ones online. "The guys are more on a mission that they are here for a reason,” she says.If you’re a midlife single, both Chapman and Lopes say try speed dating, but do it with an open mind. Organizer Clarke says you’ll never know who you might meet."Most people come to one to two, sometimes three events, just to test the waters see if they meet anybody,” Clarke says. “But I can tell you this, I just had my 68th marriage in the last eight years." 1526