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New research shows more people 65 years old and older are filing for bankruptcy instead of retiring. The biggest cause of bankruptcies, according to a recent CNBC report, are medical bills. “Insurance, no matter what kind of insurance one has, typically only goes so far," says bankruptcy judge William J. Lafferty. "And when one has to actually start paying for those expenses, they rack up very quickly. It’s an immediate game changer for most families.”Another large factor is losing a job.  527

NEW YORK — New York Gov. Andrew Cuomo announced new guidance for bars and restaurants statewide Thursday.The governor says bars and restaurants in the state are now only allowed to serve alcohol to those who order food. He also announced that all service at bar tops must only be for those seated six feet apart or separated by physical barriers.Cuomo cited a lack of compliance on social distancing and the wearing of face coverings in bars and restaurants across the state."As we continue our science-based phased reopening, the number of hospitalizations and our rate of positive tests remain steady and low," Cuomo said. "But we need to remember our success fighting this virus is a function of our own actions. Mask wearing, social distancing and hand washing — basic as they may seem — are critical to controlling the spread of this virus. Especially now that we are seeing spikes in cases throughout the country, this is not the time to let up — especially on compliance enforcement. We know the prescription, and we know it works — we just need to be smart and do it."Cuomo's order was met with hesitancy by some local politicians. Erie County Legislature Minority Joe Lorigo said he planned to challenge the order in court."The Governor's announcement that bars and restaurants are no longer able to serve customers unless they order food with drinks is another egregious overreach of power. It is also yet another blow to bars, restaurants, and their employees that have taken multiple financial hits due to COVID-19," Lorigo said. "We cannot allow the Governor to continue haphazardly creating rules and regulations that only serve to hurt small businesses."This story was originally published by Anthony Reyes on WKBW in Buffalo. 1750

NORTH READING, Mass. – An off-duty police officer in Massachusetts is being credited with saving three people from an early morning house fire on Tuesday.The North Reading Police Department says Sgt. Thomas Encarnacao had just finished his shift and was on his way home when he noticed flames emerging from inside the home.After alerting dispatch of the fire, Encarnacao entered the home to alert the residents. He was able to locate a man sleeping on a coach at the front of the house and helped him outside to safety, according to police.The man told Encarnacao and other officers who had arrived to help that there were two more residents in the home, a 13-year-old boy sleeping in a back bedroom and a man in the basement of the home.The man in the basement was able to get out on his own after officers alerted him, but police say first responders had to pull the boy out through a window of a smoke-filled room.All three residents were evaluated by EMS at the scene and didn’t go to the hospital. No firefighters were injured. One officer suffered a cut to his hand while attempting to breach a basement window.Firefighters were able to put the blaze out, but the house ended up sustaining smoke, fire and water damage. Police say the residents were displaced and are being assisted by family members.The origin and cause of the fire is under investigation.“The work of the three officers this morning was truly courageous, and I am incredibly proud of them,” said Police Chief Michael Murphy. “Sgt. Encarnacao took decisive and immediate action, which very likely saved the lives of the residents inside the house. Once he got the first resident out, all three officers went back into the house, without protective gear, to look for additional residents. Their actions to get all of the residents out safely was truly heroic.” 1841

NORTHRIDGE (CNS) - Officials at Cal State Northridge confirmed Sunday that the school was targeted in an attempted cyber-attack.School officials said a hacker tried placing ransomware on third-party software used by the university, and ended up grabbing some customer data, ABC7 reported.CSUN officials told the station that the unnamed third-party company paid the hacker to delete the stolen data, but can't confirm the data was released.Students were alerted to track their accounts and credit records. 513

NEW YORK (AP) -- Fire officials say a man has been killed in in a raging apartment fire at Trump Tower in New York City.Fire Commissioner Daniel Nigro says a 50th-floor apartment at the midtown tower was "virtually entirely on fire" when firefighters arrived after 5:30 p.m. Saturday.Fire officials say a man who was in the apartment was taken to a hospital and later died. Four firefighters suffered minor injuries. President Donald Trump tweeted earlier that the fire was "Very confined (well built building)." Trump's business is based at Trump Tower and his residence is there, but he has spent little time in New York since taking office.Nigro says no member of the Trump family was at the building on Saturday.He says about 200 firefighters battled the blaze. 783