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Student loan debt has surpassed trillion. It's expensive to go to school, and loans help many afford higher-education but not all that money may be going toward tuition and books.A survey found that one in five college students are using some of their leftover loan money to dip their toes into virtual currencies like Bitcoin.The mere mention of cryptocurrency is enough to make Loyola University Maryland Assistant Accounting Professor JP Krahel cringe.“Oh, oh boy,” said Krahel with the Sellinger School of Business.Even worse, students are buying into it and they're using student loan money to do so.The allowance meant for living expenses is instead being invested into Bitcoin and Ethereum. The Student Loan Report found that's how 21 percent of current college students are using their excess financial aid money.“Given the unregulated market of cryptocurrency, given what we've already seen, proven volatility, and given the fact that student loan debt is something you can't get rid of in bankruptcy, I personally, without getting too hyperbolic here, I would not do that,” Krahel said.A warning from someone who knows money, but even his wisdom is not enough to convince some of his own students.“They'll say, ‘Oh, did you see what bitcoin did yesterday, I made x dollars,’ I'm like, children, come on. Your interest rates and student loans that's what you should be worried about. If you have free money, send it back to Sallie Mae, you know, pay that debt off early because that stuff starts snowballing and paying off debt is a guaranteed return on investment,” said Krahel.And yet it's hard to shake the promise of investing in a market that's produced millionaires from relatively low investments just several years ago.“I don't want to knock cryptocurrencies, they do have a value, but people are getting into it because of that volatility, because you could have a thousand today and ,000 tomorrow,” said Krahel. “So, if you're willing to only see the upside, cryptocurrencies are great but that's not the way life works.”Bitcoin's value has sunk ,000 in the last month and plummeted from its peak in December at nearly ,000.However, with every slump there's also the possibility of a rally. These students could prove their professor wrong or learn a real-life lesson about loss and spending wisely.Krahel said you should be borrowing the least amount of money possible so you have less to pay off in the future.Students are graduating with an average of ,000 in student loan debt. 2541

Taking a Disney vacation can be pure magic.That’s what it feels like for Becca Robins of Boise, Idaho. She travels to Disneyland in Anaheim, California, about twice a year with her husband and three sons — one 7-year-old and 3-year-old twins.“We really fell in love with it when we had our first son,” says Robins, who runs the travel blog This Crazy Adventure Called Life. She and her husband first took their oldest son there when he was 10 months old. “You’d see his eyes light up when he saw his favorite characters and the rides, and the whole experience was magical.”But going on these trips isn’t cheap, Robins acknowledges. That’s why she’s always looking for ways to trim costs for tickets, food, transportation and accommodations. If you’re planning to visit a Disney park — such as Disneyland in Anaheim or Walt Disney World Resort in Orlando, Florida — you can cut costs, too. Here’s how. 938

TAHLEQUAH, Oklahoma — Cherokee Nation is the largest tribe with 365,000.On Monday, the tribe fired out a statement denouncing a U.S. senator's claim to her Native American ancestry through DNA testing.Senator Elizabeth Warren claims DNA testing confirms her Native American heritage.That test is something the Cherokee Nation, a sovereign nation, says does not prove anything."To talk now about her ancestry, her DNA analysis we think it muddy's the waters a little bit," said Chuck Hoskin, Jr., Secretary of State for the Cherokee NationHoskin says he finds Senator Warren's claims hurtful."That is a very special status," Hoskin said. "It's a legal status. It's a status that our ancestors fought long and hard for that's embedded in tribal law, embedded in federal law specifically in the treaties. We think as sovereign nations that means something,"To claim membership to the Cherokee Nation, you must be able to prove that you can trace your self back to the tribe's Dawes Rolls, which is the original enrollment documents."People have this family lore and they can't prove it and people go through long and drawn out processes sometimes," Cherokee citizen Deborah Reed said. "They'll submit paperwork to the Cherokee Nation because there's an application process."Cherokee citizens say this isn't a red versus blue issue, but it's about protecting treaties and their sovereignty."I think the important takeaway is that Elizabeth Warren remembers that the Cherokee Nation is who decides who their citizens are not individuals," Reed said.Sen. Warren is rumored to be throwing in her name to run against President Donald Trump in 2020. 1648

TAMPA — A St. Petersburg, Florida soldier is finally reuniting with a dog she rescued while she was deployed in Iraq in 2017. U.S. Army Reserve Sgt. Tracy McKithern said she first laid eyes on a the little puppy as it sniffed around the base with its mom.McKithern said the puppy and the mom were clearly starving, and abused by locals, kicked and hit with rocks everyday. They were covered with dirt and scratches. The puppy had two siblings, but McKithern said they both disappeared.It didn't take long for the puppy and her mom to realize they were safe near the base, and would be fed too. As weeks went by, the puppy and its mom both gained weight and their wounds started to heal."She loved everyone," said McKithern. "She is the sweetest little soul. She came up to me immediately, probably hungry, but gentle. I think she was looking for love more than anything else."McKithern named the puppy Erby Kasima. Erby, after the the largest city in Northern Iraq, Erbil and Kasima, the Arabic name for "beauty and elegance."McKithern said she along with soldiers from Italian and German armies her unit was partnered with, began taking care of the dogs. McKithern was totally in love with Erby and said the puppy was always waiting at the base for them to return when they'd go on missions. But towards January 2018, as her 1-year deployment was expected to end, McKithern couldn't imagine leaving Erby behind. She decided to post a picture of the dog to Facebook with the caption, "I wish I could take her home.""I went to sleep, woke up and my friends and family had posted links to various rescue groups. I reached out to one of them and they responded immediately," McKithern said.She got in touch with one and sent them ,000 dollars to get the ball rolling."A complete stranger donated ,000 and it was around Christmas, so it was like a cute note, like Merry Christmas, or Happy New Year, it was amazing," she said.The non-profit, Puppy Rescue Mission, raised the rest of the money needed, which was ,500, from complete strangers. McKithern was beyond excited and grateful.But before Erby could leave, she needed vaccinations, documentation, and travel arrangements which became a daunting task for McKithern, who still needed to fulfill her duty as a soldier. She started to get worried the rescue wouldn't pan out. Instead, her German and Italian friends stepped up, promising to tie up any loose ends and get Erby on the plane.Erby was set to arrive JFK airport on March 11. Just days before, McKithern got word she would be deployed that SAME day, on a 67-day mission to Fort McCoy, Wisconsin. She wouldn't be able to greet Erby, let alone see her for another 2 months."I was pretty sad, I mean I mention to my husband quite a few times, I love the Army and what we do, but I was pretty sad," she said. McKithern came home and was reunited with the dog she fell in love with and saved. She said none of this would have been possible without the help from strangers, and the friends she made in Iraq at her base. "I can't believe it," said McKithern. "It feels like a miracle is happening."Erby's mom is still in good hands being taken care of on the base, but McKithern hopes she can get adopted as well. Unfortunately it costs thousands of dollars to bring the dog to the United States, but she is optimistic Erby's mom will be adopted too.For more on McKithern's story, click here. 3498

TERRE HAUTE, Ind. (AP) — A man who killed a Kansas girl more than two decades ago has been executed in Indiana.Keith Nelson became the fifth federal inmate put to death this year and second this week.Nelson received a lethal injection Friday at the federal prison in Terre Haute, Indiana, after a higher court tossed a ruling that would have required the government to get a prescription for the drug used to kill him.Questions about whether the drug pentobarbital causes pain prior to death had been a focus of appeals.Nelson grabbed 10-year-old Pamela Butler off the street on Oct. 12, 1999, as part of a plan to find a female to rape and kill. 654