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SAN DIEGO (KGTV) - People looking for some extra cash on hand during the coronavirus pandemic are turning to pawn shops as one way to make ends meet.Moris Adato, the owner of CashCo Pawn, says business for pawn loans started to pick up near the end of April when people needed extra money for mortgage and rent payments."It's getting crazy right now," Adato says.Pawn shop owners say their loans can help people make ends meet as they wait for things like EDD payments or stimulus checks or search for a new job.When someone pawns an item, the shop owner gives them a loan against the item's cash value. People typically have 4-6 months to pay it back, with interest. Once the loan is repaid, the item is returned to the owner.If someone can't, or chooses not to repay the loan, the item then belongs to the store and can be sold. There's no penalty for forfeiting the item, and it will not affect your credit score.Many stores, like Adato's, will allow people to extend their loans if they ask.Adato says his most common item is jewelry."Jewelry in itself is something to wear and to look good, but it's a commodity," he says. "It's gold, silver, or diamonds. If things go wrong, this is how you get out of trouble."Experts say there are a few things people need to know before deciding to pawn a possession.First, make sure the store you go to is accredited with a state or national pawnbrokers association. That will ensure they follow all the laws and regulations of the business.Second, ask about the terms of the loan, especially the interest. California law caps the interest on a pawn loan at 3% per month.Third, make sure you understand all of the extra costs, including storage and set up fees.Despite the spike in demand, Adato says about 90% of the people who come in for loans pay them back and reclaim their items. His store is offering zero-interest on any loan paid in full within 30 days. He's also promoting safety by doing as much business as possible through his website and app.Adato says it's a small way he can help people get by during the pandemic. "There are still people out there that need money, unfortunately," says Adato. "These are blue-collar, working, hard class citizens that just need groceries to get through this hard time." 2270

SAN DIEGO (KGTV) — New details are emerging on the latest iteration of plans to turn the quaint but struggling Seaport Village into a local destination.On Tuesday, group Protea Waterfront Development held a news conference on the plans, featuring international developer Bjarke Ingels. "I think the potential, if we do it right, could be comparable to what happened to Sydney when they planned and designed the Sydney opera," he said. RELATED: 467

SAN DIEGO (KGTV) -- Police are investigating after a woman was found dead in Tecolote Canyon Park Saturday. According to San Diego Police, the woman’s body was found Saturday at an unspecified time near a hiking trail in Tecolote Canyon Park. Police believe the woman was in her mid to late 20s. RELATED: Body found floating in the ocean by good Samaritan“Out of an abundance of caution, San Diego Police Homicide Detectives were called to the scene and are currently investigating the incident,” police said. The victim has not been identified at this time. The medical examiner’s office will conduct an autopsy to determine the cause of death. RELATED: Body discovered at Sunset Cliffs is that of missing manAnyone with information is asked to call police at 619-531-2293 or Crime Stoppers at 888-580-8477. 817

SAN DIEGO (KGTV) - Police believe the deaths in Otay Mesa Sunday of an elderly man and woman may be a murder-suicide.Police have identified the suspect and victim in the incident as James 82-year-old Rafferty and 83-year-old Kazuko Rafferty. Police believe James shot Kazuko several times and then used the same gun to take his own life. Dispatchers received a call about 10:30 a.m. requesting a welfare check on a married couple who lived at the Ocean Bluffs Mobile Home Park on Del Sol Blvd.Officers responded to the home and received no answer when they knocked on the door and made several phone calls. After entering the home, police found the couple dead. Anyone with information is asked to call the SDPD Homicide Unit at 619-531-2293 or Crime Stoppers at 888-580-8477. 814

SAN DIEGO (KGTV) -- Questions about mental health are tricky and it can be confusing to know when to seek help or what to do if someone you know is having a mental health crisis. The County of San Diego provides guidelines of what to do in a mental health emergency. The county gives a list of the primary mental health and psychological emergencies that 911, police and EMS handle.On a county form titled “ San Diego County behavioral health emergency response plan,” the county lists things to look out for when observing others.World Mental Health Day: Resources for those who need help and don't know where to start ?See the list below for more on what to look out for: 686

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