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SAN DIEGO (KGTV) - Feeling overwhelmed by bills? 10News is exploring solutions for making it in San Diego and found there may be a way around the mountain of debt.A recent study by Lendedu suggests companies are open to allowing consumers to negotiate their bills. Using data provided by the company Truebill, Lendedu analyzed which companies tend to be more generous in negotiating with customers.Satellite service providers were analyzed in the report. Customers of SiriusXM had the highest success rate in negotiations, according to Lendedu. Consumers had negotiation success rates in the 80s with three other companies, Suddenlink, Centurylink, and Dish Network, the report showed.The study went on to note, “When it came to how much companies actually knocked off the average customer’s bill, SiriusXM once again led the way; the average SiriusXM customer was able to decrease that monthly charge by 40 percent or more. Immediately behind SiriusXM was CenturyLink, ADT Security, and DirectTV, who all fell into the 25 to 29 percent range in terms of the percentage the bill was decreased by post-negotiations.”RELATED: Making it in San Diego: How to deal with large medical bills"They're looking at who you are as a consumer," said Steven Osinski, a sales and direct marketing professor at San Diego State University. Osinski says the way businesses make their money, especially when it comes to services, is through recurring revenue. Once you're signed up, many will cut deals to keep you."There’s an industry term that we call churn, and basically what happens is it costs about five to ten times on average more money to obtain a new customer then it does to keep one," said Osinski.If you're thinking about trying to negotiate, Osinksi says companies are looking at certain factors before they agree to different terms.RELATED: Making It in San Diego: San Diego woman climbs out of 3,000 debt hole"They’re looking at who you are as a consumer,” he said. “Are you paying your bills on time, are you prompt, do you have extended coverage, have you been with them for a long time."Osinski says don't be afraid to ask companies for a lower price. You never know what they might say. 2199

SAN DIEGO (KGTV) - Finding a place to live is about to get easier for low-income San Diegans.Right now, landlords are not required to accept tenants who receive Section 8 rental assistance. However, in August 2019, a new amendment to San Diego's source of income ordinance will prevent landlords from declining a tenant-based only on the household receiving rental assistance."It's safe and everything is right across the street from me," said Maria Hernandez.That's how Maria Hernandez describes her neighborhood in Poway.Maria uses the Section 8 voucher program to help pay the rent. She says she waited about five years for that help."You know without Section 8, I don't know where me or my daughter would be," Hernandez said.Hernandez is lucky. Her landlord accepts Section 8. That's not always the case."I guess there's like that stereotype of people that are on Section 8, you know they think people are going to destroy their homes that people are poor who live on Section 8."Starting August 1, 2019 landlords and property managers in the City of San Diego cannot refuse an application from a prospective tenant, charge a higher deposit, or treat them differently in any other way based on their source of income.According to the San Diego Housing Commission, under the new ordinance, landlords and property managers cannot advertise or state a preference for certain sources of income. The tenant must still meet other requirements for tenancy and have the financial resources to pay any rental amounts not covered by the voucher/subsidy. Landlords and property managers must include any rental payments made by the voucher/subsidy when determining whether the applicant meets the minimum income requirements. Landlords and property managers may ask what an applicant's source of income is as long they do not discriminate based on that information."I want to give an equal treatment to every single San Diegan," said San Diego City Council President Georgette Gomez. "No matter how you're going to pay your rent, everyone should be looked at as an equal applicant."Gomez championed the changes to the city's law. She says for some it could be life-changing, allowing renters to choose what part of town they live in not just who accepts their form of payment."It's not just about housing, but better jobs and just an ability to not have that stress," Gomez said.The anti-discrimination policy is just one move making things more comfortable in San Diego.According to SDHC, "Effective July 1, 2019, SDHC increased its payment standards for the Section 8 Housing Choice Voucher rental assistance program, which helps more than 15,000 low-income households pay their rent. Raising the "payment standard" expands rental opportunities for families by allowing them to consider housing units with higher monthly contract rents, which are paid by a combination of rental assistance from SDHC and a portion of the tenants' income."Also, starting in August, the SDHC will launch the Landlord Partnership Program, which provides incentives to landlords to rent housing units to SDHC Section 8 Housing Choice Voucher rental assistance participants. SDHC tells 10news it will expand the Landlord Services Team, composed of specialized staff, to provide quality customer service to landlords and support families in the move process to ensure timely lease-ups.The agency also launched The Landlord Advisory Committee to identify best practices, programs, and incentives to attract new landlords to the Section 8 Housing Choice Voucher program. Hernandez tells 10News she's not looking for a new place to live, but if she were ever forced to make a change, she feels more secure knowing it easier to find somewhere to live."It will help people put roots down into a place," Hernandez said. 3792

SAN DIEGO (KGTV) -- Eight new cases of hepatitis A were reported throughout the county over the last week, according to the San Diego County Health Department. In total, 544 cases of hepatitis A have been reported throughout San Diego County. The new numbers come after the Board of Supervisors Monday extended the state of emergency amid the hep A outbreak.  RELATED: Board of Supervisors extends state of emergency for hepatitis A outbreakSince the outbreak began, 20 people have died from the infection. The charts below, provided by Live Well San Diego, show how many people were infected with hep A over the last year.  662

SAN DIEGO (KGTV) -- For most of the year, a favorite Ladera Street surf spot has been closed after part of the cliff gave way. After the cliff collapsed the City declared an emergency situation because lifeguards have raised concerns about having access to the beach. In a City Council meeting Monday, a decision was made to fast-track a project that will stabilize the cliff by scaling it back. Members of the Sunset Cliffs Natural Park Advisory Board want to the City to find a different solution. "This is just a temporary fix but it's causing permanent damage to the whole cliffside," said Point Loma resident Aaron Taylor. Aside from urging the City to spend more time on the issue, there are some on the committee who think the access point should be moved to another location altogether."You go down the stairs now you're in the tidal zone you're in a danger zone," said Kim Haynes. "Whereas the stairs, if they were moved farther south, it would empty you to a beach except at extreme high tide."Councilmember Lorie Zapf issued this statement to 10News about her decision to support the project: 1131

SAN DIEGO (KGTV) - Driving back from a call in Jamul, two HVAC technicians act quickly to help a driver trapped in a smoking car. The accident happened on Campo Road."It looked like the truck got t-boned by a car and flipped on its side," one of the technicians told 10News.For Kyle Hester and Anthony Ramirez, it was a day they will never forget."Working and something crazy happened, you'll never forget it it’ll always be a story to tell," Ramirez said.Dashboard cameras installed in their work truck weeks ago caught the entire incident on camera."It all happened in a matter of seconds," said Ramirez.Hester and Ramirez pulled up to the crash before firefighters and paramedics were there. Hester grabbed the fire extinguisher from the back of their work truck to try to keep the car from catching fire. Ramirez told 10News, "I would consider Kyle a hero." Meanwhile, Hester said he doesn't consider himself a hero, just a person doing the right thing."I think there were other heroes there that day helping out," said Hester.10News has learned both drivers from the crash were able to get out of their vehicles safely. 1132