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At this point, it might be inevitable. Some of you will have your identities stolen.Nearly half of Americans had their personal information exposed during a breach at Equifax, the company announced last week.And it's just the latest hack. Sensitive data on about 80 million Anthem customers was accessed in 2015.These breaches are some of the worst because the information stolen (names, Social Security numbers, addresses) can be used by an imposter to open accounts in your name, steal your tax refund or your Social Security check."This is a goldmine of information for a thief," said Chi Chi Wu, an attorney at the National Consumer Law Center.When your credit card number is stolen, it's easier to fix. You call the credit card company to close the card and get a new number. In most cases, you won't be responsible for the charges. Some of the victims of the Equifax hack did have their credit card numbers exposed. Equifax will notify you in the mail if this is the case.But the credit rating bureau won't notify you directly if you're one of the 143 million people whose more sensitive information was stolen. You must go online to EquifaxSecurity2017.com to find out.First of all, don't panic. If your information was compromised, it does not mean your identity was stolen. There are some steps you can take right now, like placing a freeze on your credit reports, to help prevent it from happening.And even if everything seems fine now, you should also continue to keep a close eye on your accounts and credit reports because your identity might not be stolen right away.If you do find out that someone has created a new account in your name, you'll have to prove that you didn't open the account and you might have to clear bad debt information from your credit report.It could be a long, messy process. Here's where to start:1. Go to IdentityTheft.gov to file an identity theft reportThis is important because it will provide you with a document you'll need to send to other businesses where fraudulent accounts were opened -- not because the government will start investigating your personal case.The form asks you questions about who you are and what accounts were impacted. It doesn't ask for any other documents or even your Social Security number, said John Krebs, an attorney at the Federal Trade Commission.The website will also provide you with a recovery plan after you submit the information. The plan will vary depending on what kind of accounts were created or hacked.2. Put a freeze or fraud alert on your credit reportsYou can request the three credit rating agencies to freeze your credit. This will prevent anyone from opening additional new accounts in your name. You'll have to request to lift the freeze if you want to open a new line of credit yourself. There are usually fees to freeze and unfreeze that vary by state, but generally range between and .If this is too much of a hassle, you can put a free fraud alert on your credit reports instead. This will require creditors to take additional steps to verify your identity before issuing credit.The fraud alert usually lasts for 90 days and can be renewed. But after you fill out the identity theft report online, you can request an extended fraud alert that stays on your credit report for seven years.3. Request, in writing, to close fraudulent accountsContact the fraud department (not customer service) at each business where a new account was opened in your name to explain that someone stole your identity and request that the account be closed.The FTC provides a sample letter you can use to dispute these accounts. Include a copy of your identity theft report. In some cases, the creditor may also ask for a police report, which you must file with local law enforcement first."The creditor will have a higher tendency to believe you if you have the police report," Wu said.Ask the business to send you a letter confirming that the fraudulent account isn't yours, that you aren't liable for it, and that it was removed from your credit report.Under most state laws, you're not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission, according to the FTC.4. Dispute any fraudulent information on your credit reportIf a thief uses your identity to create a new credit card account, for example, it will end up on your credit report. But you have no control over that account. If the imposter doesn't pay the bills, it can seriously hurt your credit score.You'll need to write to each of the three credit rating agencies to request that they remove the incorrect information.The FTC provides a sample letter you can use to explain the situation.You should hear from the agencies in about 30 days on how they are handling the dispute, Wu said.5. Prevent future fraudOnce you've cleared up the situation, remain vigilant. Just because you've reported an incident of identity theft, it doesn't mean it won't happen again.Keep a close eye on all your statements. Consider enrolling in a credit monitoring and theft protection service. If you've already frozen your credit reports, you'll have to temporarily lift the freeze in order to enroll in a monitoring service, according to the FTC.You should also try to file your taxes as early as possible next year -- before someone else tries to use your Social Security number to steal you return, suggests the Massachusetts Attorney General.In addition to your Social Security number, Equifax says that your driver's license number may also have been exposed. In some states, you can ask the Department of Motor Vehicles to place a flag on your license number. This will alert law enforcement to be extra careful identifying a person they pull over, according to the Identity Theft Resource Center. 5795

AURORA, Colo. — An Aurora police officer has been suspended for one week following a well-publicized incident in which the white officer pulled a gun on an Indian American doctor who was trying to park at a refugee center the doctor operates.The Sentinel reports that Officer Justin Henderson with the Aurora Police Department was suspended for 40 hours without pay and ordered to attend de-escalation training for his March 1 confrontation with Dr. P.J. Parmar.Parmar, who is Indian American, says he's disappointed with the punishment and that he believes his race affected how Henderson treated him.His attorney has said he plans to file a federal lawsuit against the city.In a June interview, Parmar told Scripps station KMGH in Denver that he wants to see reforms made in the Aurora Police Department.He said on March 1 that he was moving Boy Scout gear from the Mango House — a shared space for refugees and asylees — to another property, when he noticed a police car parked in his ground-level garage, partially blocking the exit. Pamar said he honked his car.Pamar then claims the officer jumped out of the vehicle, swore at him and pulled out a gun as he ran toward the car.Pamar then started recording the interaction on his phone. It shows Pamar asking Henderson to leave his property."No, I'm going to figure out whose property this is first," Henderson said.At one point, Parmar said Henderson pointed a gun at his face."The gun pointed at me — it was scary, but it's not what hurt the most," Parmar said in June. "What hurt the most was him questioning whether or not I owned that property."Parmar said what happened to him speaks to generations of trauma that people of color have faced in the U.S.See KMGH's report on the incident from June below. APD launches internal investigation of officer who drew gun on local doctor entering own property This story was originally published by The Associated Press and Stephanie Butzer on KMGH in Denver. 2011

Authorities in Texas say a partially-dressed woman who was captured on a home surveillance system ringing a doorbell early one morning is safe after officials discovered her boyfriend died of a self-inflicted gunshot wound.According to ABC News, five days after the 32-year-old woman was recorded on a Ring doorbell’s surveillance camera, the woman was located and is reportedly safe, police said.The Montgomery County Sheriff's Office said on Wednesday they responded to a home in the Sunrise Ranch subdivision after receiving reports of a 49-year-old man threatening to kill himself.Deputies attempted to knock on the door multiple times before making forced entry into the home, officials said. When they made their way inside, they discovered the man lying dead of a single gunshot wound.Authorities tell local news outlets they believe his death is a suicide.The man left a note and mentioned his girlfriend but police say she was not at the scene by the time officers arrived. The woman was later identified as the person ringing a stranger's doorbell early in the morning.Last Friday, the woman was seen ringing a doorbell in the neighborhood north of Houston around 3:20 a.m., the MCSO said. The woman left the home before the resident answered the door.The eerie video of the woman was widely shared on the Internet as people on social media feared the woman — who was seen only wearing a T-shirt and broken hand restraints — was in danger. Authorities aren’t releasing any information about the woman because she is a victim of domestic violence. However, local media outlets report that she is from the Dallas area and is staying with family.Officials say they'll be meeting with the woman as the investigation continues.SEE VIDEO BELOW: 1776

AT&T is giving back to teachers, nurses, and physicians "that give their best to our communities every day" by offering them discounts on unlimited wireless plans.Starting July 10, they could begin receiving a 25% discount savings on Unlimited Starter, Extra and Elite wireless plans, the company said in a press release. “Teachers, nurses, and physicians are an essential part of our communities and we believe it’s crucial to recognize the great importance of these individuals during these challenging times,” said David Christopher, executive vice president, and general manager – AT&T Mobility in the press release. “We’re happy to support those who give back so much by offering them and their families significant savings on these unlimited wireless plans.”New Savings for Those that Give their BestTeachers: New and existing customers that are Kindergarten through post-secondary teachers, professors, instructors, and their families can take advantage of this appreciation offer.Nurses and Physicians: New and existing customers that are nurses, physicians, physician assistants, and their families can benefit from this appreciation offer.AT&T also stated that they would also donate million to teacher-focused organizations as a way to support education initiatives across the country.The wireless company said that Teach for America, Breakthrough Collaborative, ISTE's Summer League Academy, and Alliance for Excellent Education would receive the contribution.To sign-up for the offer, you can click here. 1540

As officials try to put together a picture of the alleged synagogue shooter, one focus of the investigation is his social media postings, a federal law enforcement official told CNN. Here's what we know so far about the suspect Robert Bowers, 46:He allegedly made anti-Semitic statements after his arrestThe shooter made anti-Jewish comments during the incident, a law enforcement official told CNN. The shooting took place on the same day as Saturday Shabbat services. At the time of the shooting, three different congregations were holding services at the Tree of Life facility.In one post, he said he "can't sit by and watch my people get slaughtered" 662