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Even a parked car is a source of stress.Like when you run outside in your pajamas at the sound of the street sweeper coming. Cars left unattended for days might become a target for theft or vandals. They still need routine maintenance, the occasional car wash and a drive every few weeks to circulate the fluids and recharge the battery.So with the pandemic changing the way we work, commute and shop, there’s probably no better time to see what life feels like without a car.Here are four reasons to consider a car-free future:1. You don’t (and won’t) drive much anymoreHow many days last week did your car just sit? How many miles have you put on it in the past month?When the pandemic hit, many companies sent their employees home to work remotely. Total miles driven plunged by 40% nationally in the second half of March, according to insurance data analyst Arity. Driving is on the rise again, but the interlude showed that we can get along just fine without everyone having their own car.But you’re still making the same car payment as when you drove every day.2. You have better uses for that moneyAmericans have long been encouraged to overspend on cars, urged on by ads that promise the right car will make us popular or rugged and unlock the freedom of the great outdoors.The average American spent 3.50 a month, or ,282 a year, on their car in 2019, according to AAA. That’s mainly because car payments are so high: Experian says in 2019 the average monthly payment for a new car was 4, and the average for a used vehicle was 1.If you’re struggling to make ends meet, ditching the car payment would be a huge savings, not to mention the related expenses of gas, insurance, maintenance and repairs. If you’re not hurting, that’s money that can go toward a home down payment, a Roth IRA or paying down debt.Why not take a look at exactly how much you pay — and how much you could save — with our handy total cost of ownership calculator?3. You can cash in on high used car pricesIf you do decide to part with your car, it’s a seller’s market. The average price of a used car listing rose by 8 from June to July, according to Edmunds, which called the trend “an unprecedented historical shift in the used vehicle market.”Year over year, the value of used cars is up 16%, according to auctioneer Manheim’s Used Vehicle Value Index.More good news: Selling your used car is easier than ever. Online used car retailers such as Carvana, Shift and Vroom will give you an upfront price and pick up your car from your home. Or, sell your car to a local dealer who’s probably hungry for trade-ins for the used car lot.If you sell, consider protecting your assets with a non-owner car insurance policy. It offers liability protection if you borrow or rent a car and the owner’s own limits are exceeded. And if you were to buy another car yourself, you wouldn’t be penalized for a gap in insurance coverage.4. You have options when the need arisesThe pandemic has opened our eyes to the possibilities of delivery: groceries, takeout meals, school supplies and area rugs.And to the joys of walking, too. What’s within walking or cycling distance? A few minutes with Google Maps might surprise you.Car trips of less than a mile add up to 10 billion miles a year, according to the Environmental Protection Agency. Replacing those trips with walking or biking will not only help keep you fit, but also save you money on gas and cut down on pollution.But sometimes you still need a car. Many transportation services that were initially locked down are up and running, offering contactless service at reduced prices with new safety measures.Here’s what’s available for longer-than-cycling distances:Taxis and ridesharing services.Car-sharing companies such as Zipcar.Rides from a friend.Rental cars and peer-to-peer car rental sites such as Turo.Public transportation.More From NerdWalletHow to Pay for a Home Remodel Without Tapping Your EquityShould You Press Pause on Private Student Loans?Is That Nearly New Salvage-Title Car Really a Deal?Philip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 4147

ESCONDIDO, Calif. (KGTV) -- A local family is mourning the loss of a teenage girl killed in a weekend hit-and-run crash in the North County.Kirsten Tomlinson died in the early morning hours of June 6 after authorities said she was struck by a vehicle in an unincorporated part of Escondido.The 17-year-old was several feet from her home on Mesa Rock Road when the incident occurred. The teen was with her siblings and some friends, and as the group prepared to head inside for the night, Tomlinson was hit by a car as she crossed the street.RELATED: 17-year-old killed in unincorporated Escondido hit-and-runThe driver never stopped, according to witnesses and the California Highway Patrol.The teen’s father, William Tomlinson, said he attempted CPR, but it was too late.“It’s a parent’s worst nightmare. I’m never going to have her back now because somebody was irresponsible,” he said.CHP officials released a description of the possible suspect car, and after seeing it on news reports, someone called with a tip that led to the arrest of 29-year-old Paul Anthony Lissona.Tomlinson’s parents are thankful for whoever called in the tip.“I need to thank her and if for some reason, understandably so, she doesn't want to be, we need her to know how grateful we are,” Tomlinson’s mother, Erica Connery, said.RELATED: CHP makes arrest in fatal hit-and-run of teen in unincorporated EscondidoTomlinson was finishing school at Escondido High School and hoped to one day be a marine biologist or veterinarian.Her family also said she wanted to be a model, and her parents said she was always taking pictures.“She was a ball of life. She really enjoyed making people laugh and smile,” said Connery. “She always wanted just the perfect spot, the perfect picture. If it wasn't perfect, it was it was re-done 100 times and it doesn't matter if it took five minutes or if it took five hours.”Now, her family is looking for comfort in all of the pictures she left behind.“She took so many pictures and I am so grateful that she did because we have thousands of pictures,” said Connery.Lissona faces felony hit-and-run charges, and a CHP spokesperson said other charges are being considered. 2189

ENCINITAS, Calif. (KGTV) -- One week after a training accident that ended in the death of racehorse Bobby Abu Dhabi, Victor Espinoza is opening up about his recovery.Espinoza, a Hall of Fame jockey, suffered a fractured vertebra when he was thrown from the horse after it went into apparent cardiac arrest in Del Mar. The four-year-old horse died.RELATED: Injured jockey Victor Espinoza to miss rest of Del Mar meet"I was just working my normal routine and then just...something just happens," Espinoza said. "So it was a bit of a different accident than what (I've had) over the years." The 46-year-old jockey remembers thinking that he might be paralyzed after the July 22 fall. He said his body was numb, and he could only move his right arm. "The first time I ever cry, (was) when I first started moving my right leg, when I got on the ambulance and then by the time I got to the hospital, I started moving my left leg." Scans showed that Espinoza fractured his C3 vertebrae in the accident and had damage to his cerebral artery. Doctors told him that he got lucky.  Espinoza will be in a neck brace for six weeks. He told 10News his goal is to make a full recovery - but right now there is no guarantee that will happen."I can't move my neck at all, and I wear (the brace) and it's hard for me to balance because I can't see down," he said, noting that he still has numbness in his left arm. Right now, it is too soon to know if he will be able to return to racing - a sport in which he earned a Triple Crown on American Pharoah in 2015.  He's also a three time Kentucky Derby winner.When asked if he would be scared to race again he said, " I can't predict the future, how I'm going to feel at that moment."  1807

Federal prosecutors Friday requested that Donald Trump's former personal attorney Michael Cohen receive "a substantial term of imprisonment" for various finance-related crimes.In separate filings, prosecutors from special counsel Robert Mueller's office and the Southern District of New York outlined their cases for Cohen's future.In August, Cohen pleaded guilty to eight federal crimes after being charged by Manhattan federal prosecutors. Those included tax fraud, making false statements to a bank and campaign-finance violations tied to his work for Trump, including payments Cohen made or helped orchestrate that were designed to silence women who claimed affairs with the then-presidential candidate. Trump has denied those claims."After cheating the IRS for years, lying to banks and to Congress, and seeking to criminally influence the Presidential election, Cohen's decision to plead guilty -- rather than seek a pardon for his manifold crimes -- does not make him a hero," prosecutors for the southern district wrote.In its filing, Mueller's office says that Cohen took "significant steps" to help the investigation has accepted responsibility for his crimes. It argues any sentence he serves run concurrently. 1229

Emails from top officials at the National Republican Congressional Committee were hacked during the 2018 midterm elections, Republican sources tell CNN, exposing the GOP's House campaign arm to an intrusion by an "unknown entity."The hack, which was first reported by Politico, was discovered by a vendor in April after emails from four senior committee aides had been surveilled for months, a Republican official with knowledge of the intrusion tells CNN.The revelation of the hack comes weeks after House Republicans lost their majority and saw Democrats pick up close to 40 seats in the House. In a sign of how serious the committee believed the hack to be, they brought on the law firm Covington and Burling to handle the issue, as well as Mercury Public Affairs to deal with the public relations around the intrusion.After the NRCC was alerted to the hack, top officials then informed CrowdStrike, a Republican official said, the cybersecurity firm that helped Democrats expel the Russians from their computer systems in 2016, and later shared information with the FBI as it investigated the election-season hacks.Ian Prior, a spokesman for the committee, said Tuesday that they were hacked "by an unknown entity.""The NRCC can confirm that it was the victim of a cyber intrusion by an unknown entity," said Prior. "The cybersecurity of the Committee's data is paramount, and upon learning of the intrusion, the NRCC immediately launched an internal investigation and notified the FBI, which is now investigating the matter.""To protect the integrity of that investigation, the NRCC will offer no further comment on the incident," he added.The use of hacked material during electoral campaigns has been a focus ever since the 2016 campaign, when emails from the upper echelons of the Clinton campaign were leaked in the closing weeks of the campaign.The Democratic Congressional Campaign Committee was also hacked in 2016. Kremlin-backed hackers published internal documents stolen from DCCC servers as part of the Russian government's wide-ranging effort to interfere in the US election and some of those sensitive internal campaign documents were later used in Republican ads.The heads of the NRCC and the DCCC engaged in prolonged negotiations over not using hacked materials in election ads during the 2018 midterms, but the talks broke down months before Election Day due to an erosion of trust between the parties.Despite not signing any agreement, the head of the NRCC issued a statement saying the committee had no intention of using hacked material."We are not seeking stolen or hacked material, we do not want stolen or hacked material, we have no intention of using stolen or hacked material," then NRCC chairman Steve Stivers of Ohio said at the time.The hack of the NRCC could prove awkward for Republicans, given President Donald Trump has mocked his political opponents when they got hacked by foreign actors, and he has praised Republicans for investing in stronger cyber protections.Shortly after Trump was briefed during the transition by senior US intelligence officials about the hacks at the Democratic National Committee, he gloated in his first comments and said the Republican National Committee was also targeted but "had strong hacking defenses and the hackers were unsuccessful." 3319