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"It's weird being a 16 year old these days," Reid Sotkin said. You could say Sotkin is just your average kid. He's a junior at Jenks High School who likes to hang out with friends. And oh, by the way, he's an investment guru."I just googled what books Warren Buffet recommended and that's kind of how I got my start," Sotkin said.One of his favorite books?"Actually this book right here," he said. "'The Intelligent Investor' taught me quite a bit."Sotkin is so passionate about investing, he's become a source of advice for friends young and old."I started investing myself and then all my friends started asking me what they should invest into and stuff," he said.Now, he's combining his love of investing and his passion for coding to develop an app to teach people how to invest wisely."There's a feature on the app where you put in your salary and how long until you retire, all your bills and everything," Sotkin said. Sotkin's app, "Calculating The Future," is an award winning app."It tells you how much you have to put in each month into each of them and it tells you how much money you'll have when you retire," he said. Sotkin appeared before a panel of judges on a Zoom call, answered all kinds of questions, and won the 2020 Congressional App Challenge."I guess they just chose me to win and then Congressman Hern gave me a phone call one afternoon. Yeah, I was pretty surprised," he said. Sotkin puts his money where his mouth is. He plans on living comfortably. So, he's investing now."I do a couple hundred dollars every month," Sotkin said. "So, I just do that so that way I'll have a couple million dollars by the time I retire just sitting in the background."During our Zoom interview, I just couldn't resist getting some advice about my own investment advisor, 2 Works For You's Chief Meteorologist Mike Collier."He's kind of been giving me some stock tips and they've been kind of terrible," I said as Sotkin laughed. "So, give Mike some advice on how he should invest in the stock market.""Basically, unless you're very smart and spending a lot of time, you're not going to beat the market," Sotkin said.Sotkin said he likes the S&P500. It represents 500 very reliable companies."That's gone up an average of 9.8% since its inception," Sotkin said. "That's the way to go. Just put it in index funds and let it accumulate over 30, 40, 50 years."The future is looking bright for this young entrepreneur and it could be for you, too. Sotkin said it's all about starting early, being consistent, and taking advantage of compound interest."Do you mind if I ask about your net worth right now," I asked."Yeah, but ah... I don't want to say right now," he answered.This story originally reported by Mike Brooks on KJRH.com. 2763

PANAMA CITY BEACH, Fla. - Chris Nikic has officially set a new Guinness World Record. He’s the first athlete with Down syndrome to complete a full triathlon.Nikic finished Saturday’s 2.4-mile swim, 122-mile bike and 26.2-mile run in 16 hours, 46 minutes and nine seconds. He needed to complete the race in 17 hours to earn the title of Ironman.21-year-old Nikic, who lives in Maitland, Florida, says he didn’t let any obstacles come in his way despite being stung by fire ants and falling off his bicycle.“I decided to get back up and fight my way through,” he explained.Dan Grieb, Chris’ coach, was there by his side throughout the entire race. “He woke up as a boy with Down syndrome and went to bed an Ironman,” Dan explained Monday morning while packing up his bags to leave Panama City Beach.Grieb recalled a conversation he had with Nik Nikic, Chris’ dad, moments before the race. “I told his dad ‘Nik, you’ve done an amazing job with your boy for 21 years. Just give him to me for 17 hours and I promise I’ll return to you an Ironman. The greatest honor of my life was keeping that promise,” Grieb said with a smile.Nikic’s story has been an inspiration all across the world. Several parents of children with Down syndrome have reached out to the 21-year-old athlete through social media.“They say that I’m a hero,” Nikic said.“For everyone else like him around the world, it has been unbelievable,” Grieb added.Sherry Wheelock, the President of Special Olympics Florida says Nikic is proving that anything is possible. Nikic got a first taste of triathalons through his participation in Special Olympics.Wheelock says she expects interest in Special Olympics to explode following Nikic’s accomplishments. “I think others will be inspired to come out and be part of this unified movement,” she said.Nik Nikic came up with a goal for his son. That goal was to improve by 1% every day and it’s something Chris Nikic took to heart.His next goal is to participate in the Special Olympics USA Games in Orlando in 2022. The event will attract top Special Olympics athletes from all over the US, the Caribbean and Canada.Chris Nikic also hopes to one day buy his own home, his own car, live independently and get married “to a smoking hot blonde,” he said.“I want to inspire others so they can be like me so one day they can do it too,” Nikic added eagerly. This article was written by Sarah Hollenbeck for WFTS. 2438

Two sets of human remains found in the backyard of Chad Daybell's property have been confirmed to be those of JJ Vallow and Tylee Ryan.According to a news release Saturday from the Rexburg Police Department in Idaho, the medical examiner's office confirmed their identities after performing an autopsy.Earlier this week, family members said in a statement that they were informed the remains were JJ and Tylee, who were reported missing last year. J & Tylee are gone, Joshua Vallow's grandparents confirm. #JJVallow #TyleeRyan pic.twitter.com/XGPNMbK7U0— Marc Sternfield (@msternfield) June 10, 2020 Police said Wednesday that two bodies were found Tuesday on Daybell's Idaho property during the execution of a search warrant. An official cause of death hasn't been released. The children's grandparents released a statement saying the family was "filled with unfathomable sadness" and could confirm that the bodies were JJ and Tylee. Daybell was taken into custody Tuesday and appeared in court Wednesday when a judge set a million bail. He is currently jailed on charges of “destruction, alteration or concealment of evidence."A prosecutor said during Wednesday's initial court appearance that they were aware the remains were that of children, but at that time officials had not yet fully identified them. Lori Daybell, Chad's current wife, has remained in jail on a million bail as authorities continued the search for JJ and Tylee. She has been in jail since February.Authorities in Arizona had also been investigating two deaths tied to the case -- Lori Daybell's fourth husband, Charles Vallow, as well as her brother, Alex Cox. This story was written by KNXV Staff. 1733

PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739

BURLINGTON, Vt. – Almost every morning for the last 35 years, a 21-car-train pulls into Burlington, Vermont, with roughly 1,500 tons of wood chips that help power the city. Wood burning represents 30% of Burlington’s power grid, and 20% comes from solar panels and wind turbines. In 2014, when Burlington opened a hydro plant, that took over the remaining 50% of the city’s power grid and marked a historic moment – Burlington was now the first city in the U.S. to run 100% on renewable energy. “We had our challenges at the beginning,” said David MacDonnell. “There were a lot of growing pains that we went through.” MacDonnell knows firsthand about the path to the city’s energy milestone. He moved to Burlington in 1983 and began working for the city’s electric company, Burlington Electric Department, in 1984. MacDonnell started as an operator at B.E.D.’s McNeil Generating Station. “When I came, the plant was still in construction,” said MacDonnell. At McNeil’s, at that time, Burlington Electric was just starting to experiment with wood as a possible energy source. “It was very groundbreaking stuff at the time,” MacDonnell added. The idea stemmed from the company looking for a more cost-effective energy source, and wood proved to be that. But over the years, the company and the community realized there were added benefits. “The fuel budget last year was million and if you think about it, we get our fuel with in a 60-mile radius of this plant. We keep a lot of money local for the community. You know the mom and pop stores, loggers, and truckers. That really supports the whole area,” MacDonnell explained. With wood as the first renewable energy source, Burlington has also been less affected by the volatile fossil fuel industry so customer rates have been stable for more than a decade. “Burlington Electric has successful achieved the 100% renewable energy goal without raising rates for over a decade now, so we prove it is possible to maintain rates,” said Paul Pikna, a senior generation engineer at Burlington Electric. “One could even argue, if you count inflation, we’ve decreased rates over the decade.” But perhaps the biggest benefit in the successful application of wood as an energy source, is that it started the energy revolution in Burlington and now, in an era of concern about climate change, many point to Burlington’s energy grid as a model for other cities to consider. “It’s very satisfying for me to know that I worked at a place for my whole career that really amounted to something that I consider a very positive for Vermont, the country, the world,” said MacDonnell. After three decades with Burlington electric and helping it pave the way for renewable energy, MacDonnell is preparing to retire. He leaves feeling like he made more than money in his career, he made a difference. “You have a sense of pride knowing that you are doing something that is a difference. I have kids and grandkids and we want to make sure we leave this planet in good shape for them.” Burlington hit the historic milestone running 100% on renewable energy five years ago, and now at least four other cities have hit that milestone too. Those cities are Aspen, Colorado; Greensburg, Kansas; Kodiak, Alaska; and Rock Port, Missouri. Within the next decade, a dozen states are hoping to get there, states like Minnesota, Massachusetts, and even California. However, while other cities and states are trying to catch up to Burlington, it’s moving forward with the next step that is a more ambitious energy goal. Burlington wants to be the first net zero energy city in the country. Essentially, the city wants the total amount of energy it consumes to be equal to the total amount of renewable energy it creates. “About a month ago we rolled out a roadmap to go from where we are today to net zero across the thermal ground transportation electric sectors by 2030,” said Burlington’s Mayor Miro Weinberger. “The exciting thing about the roadmap is that we can get there with technology that is available today and are largely cost effective today.” The move forward, for Burlington, is not about energy bragging rights, but about data suggesting this move is critical. “All the climate models suggest we need to make substantial progress by 2030 and much more dramatic progress by 2050,” added Weinberger. 4376