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A FEMA report obtained by ABC News said that 34 White House staffers and contacts were infected with the coronavirus.According to ABC News, some of those infected were not identified in the report, but a number of those infected have publicly confirmed positive tests in recent days, including President Donald Trump.According to PBS, which identified 33 of the 34 confirmed cases, 11 of the coronavirus cases stemmed from workers of last week’s presidential debate in Cleveland. The White House Correspondents Association confirmed three positive cases among its ranks. 579

A man picking up passersby flagging him and his buggy down for a ride is calling his service "Amish Uber."The service is not affiliated with the actual Uber ride-sharing service, but it has been popular in the town of Colon, Michigan, where driver Timothy Hochstedler is using a horse and buggy to cart folks around.Hochstedler has a sign on his buggy that says each ride is and he was offering rides during the town's recent  81st annual Abbott's Magic Get Together festival.WWMT television station talked with people who paid for rises in the buggy, and they said the experience was unique and fun. 626

A low credit score doesn’t have to stand in your way if you want to get a personal loan to cover an emergency or consolidate your debts.Borrowers with bad credit, which is a FICO score below 630, may need to put in some extra work to qualify for a personal loan. But taking these steps can not only help you get approved, they could also get you a cheaper interest rate.Clean up your credit, shrink your debtBefore you apply for a personal loan, get a copy of your credit report to see what the lender will see on it, says Adrienne Ross, a Washington-based certified financial planner. You can get one free copy of your report from all three major credit bureaus at annualcreditreport.com.The details on your credit report can show you why your score is low and signal how to address the issues before a lender sees it.For example, a past-due account is likely a red flag to a lender, but you’ll have a better chance of qualifying if you can spot it and make the payment before you apply, Ross says.Lenders also consider the percentage of your monthly income that goes toward debt payments, called your debt-to-income ratio. You’ll need a DTI below 50% to qualify with most lenders, and lower is often better.If you don’t urgently need the loan, pay down debt before you apply, Ross says. Not only will lower outstanding balances reduce your DTI, they will also lower your credit utilization, which is the amount of your available credit you use and a main factor in your credit score calculation.Add a co-signer or collateralA quicker solution may be to choose a lender that allows you to add a co-signer. A willing friend or family member with good credit and strong income can help you get approved, says Thomas Rindahl, a CFP with TruWest Wealth Management Services in Arizona.Tread lightly with co-signed loans, he says, because the person you add to your application will be required to pay the loan if you can’t.Some lenders may also offer secured personal loans that require you to pledge something you own such as a vehicle or savings account, he says. Borrowers with fair or bad credit may have a better chance of qualifying and getting better rates with a secured loan, but the lender can seize the collateral if you don’t make your payments.Make a repayment planChoose a lender that reports your loan payments to the credit bureaus, as this can help you build credit, Ross says. This means the next time you borrow money or apply for a credit card, you could get a lower rate.But because lenders report both on-time and missed payments, your ability to make them will determine if your credit improves or worsens.Be prepared to ask questions about rates, terms and extra fees so you understand exactly what you’ll owe each month and when you’ll owe it, Ross says. Knowing that will help you make a plan to manage your payments.Even with a solid payment plan, you could end up late on one or two payments along the way. Since lenders don’t immediately report late payments to the credit bureaus, Ross says, make the payment as quickly as possible to avoid the hit to your credit.Compare lendersComparing offers from online lenders, banks and credit unions can help you find the best rate and features for your situation.Some online lenders offer personal loans specifically for borrowers with low credit scores. Look for reputable lenders that cap their annual percentage rates at 36%, which consumer advocates and financial experts say is the highest rate an affordable loan can have.Bad-credit borrowers will likely qualify for rates close to a reputable lender’s rate cap, but nowhere near the 300% or higher APRs that payday lenders offer.Online lenders may also let you pre-qualify with a soft credit check, allowing you to see what rate and loan amount you could get without hurting your credit score. Many banks and credit unions require borrowers to formally apply to see their offer, triggering a hard check that can cause a temporary dip in your score. Some online lenders can also fund a loan the same or next day, while a bank could take a week or more.On the other hand, your community bank or credit union may be more willing to consider the circumstances if a recent misunderstanding or years-old issue is keeping your credit score down, Rindahl says.“An online lender might have competitive rates, and it might be easy because you can do your application at home, but if you don’t fit their algorithm, you don’t fit their algorithm,” he says. “Your local institution, whether it’s a credit union or bank, is much more likely to look at the person as a whole,” he says.More From NerdWallet4 Steps to Pre-Qualify for a Personal LoanBoost Your Chances of Getting Your Personal Loan ApprovedHow to Get a Personal Loan in a COVID-19 EconomyAnnie Millerbernd is a writer at NerdWallet. Email: amillerbernd@nerdwallet.com. 4850

A man "showing homage to the DC comic supervillain, The Joker,'" was arrested after a road rage incident in Tempe, Arizona.Tempe police report that on April 15 near Rio Salado Parkway and Price Road, two vehicles were stopped in the right lane at a red light.A woman was stopped behind an orange Ford Mustang with lime green rims. She honked and flashed her lights signaling the Mustang to go. Instead, the driver, 35-year-old Keith Douglas Casto, pointed a silver handgun at the woman. After both cars made the turn, Casto reportedly came alongside the woman's car, rolled down his window and again pointed the handgun at the woman while she was on the phone with police. "Keep it in the movies. You're not that person and you don't get paid to point a gun at people in real life." said the woman, who is not being identified for safety reasons. "It looked like a gangster gun. No joke. Absolutely not. It's not okay to point your gun at someone."Tempe police officers located a car with the license plate 'AZ JOKER' at a nearby gas station. They found Casto with the same gun in his pocket. Inside the car, police say, was an homage to the 'DC comic supervillain'. They found a 'Joker' flask, a purple cane, an electronic voice changer, fake gold teeth, and joker cards. The silver handgun was also inscribed with the name, 'Joker.'Police are also investigating an incident in February, possibly involving Casto, where a man matching his description pointed a gun at several people in Tempe parking lot. Witnesses described the same car used in the road rage incident.He has been charged with aggravated assault. 1687

A federal judge in Washington state has issued a permanent injunction that blocks the Trump administration from slashing grants to a Planned Parenthood program that funds teen pregnancy prevention programs across the country.The decision came from US District Judge Thomas Rice on Tuesday, whose ruling stated that the Trump administration cannot end the program, due to the fact that it would cause harm."The Court determines that the public interest weighs in favor of (Planned Parenthood), as it would prevent harm to the community ... and prevent loss of data regarding the effectiveness of teen pregnancy prevention," Rice wrote. 642