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You can get prequalified, which simply gives you an estimate of how much a lender may be willing to lend based on your income and debts. But as you get closer to buying a home, it’s smart to get a preapproval, where the lender thoroughly examines your finances and confirms in writing how much it’s willing to lend you and at what terms. Having a preapproval letter in hand makes you look much more serious to a seller and can give you an upper hand over buyers who haven’t taken this step. 490

Witnesses said an unidentified man was acting erratically and yelling when he suddenly struck at least four people with the pole, including an elderly woman. 157

While the home sustained serious damage and may be considered a total loss, firefighters were able to save several priceless photos and other heirlooms that belong to the residents. 181

Zagat says: Cozy Oceanside locale for agave-based specialty cocktails and elevated Mexican fare (such as street corn salad, torta sliders and grilled yellowtail) served in rustic-chic surroundings with exposed wood beams and an intimate bar. 241

You’re absolutely right. If you were “presidential,” you would focus on healing the rifts within our Nation, being truthful about the challenges we face, & showing the world that America is still that shining beacon of freedom, liberty, prosperity, & goodness that welcomes all. https://t.co/zRHRYAFEAo— John O. Brennan (@JohnBrennan) August 13, 2018 358