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NASHVILLE, Tenn. (WTVF) — A Tennessee woman is calling for more oversight on the U.S. Small Business Administration loan program, saying it has made people an easy target for thieves.Pat Golab has been following the trail left behind by the people responsible for stealing her identity back in August. The last time she spoke about what happened, she shared that she was approved for the SBA Economic Injury Disaster Loan (EIDL). Not only did Golab not apply, but she doesn't have a business of her own.In the months that followed, Golab filed three reports with the SBA and the Office of the Attorney General. She finally managed to get her hands on a copy of the application and says what she found should put others on alert.Thieves used her name, address, and social security number to apply for the ,000 loan, but left virtually everything else blank.Simple questions like ethnicity, gender, and veteran status went ignored. Golab says that should have been a red flag, but it only got worse from there.“Things like, how long have you been in business? Nothing,” said Golab.Questions on prior business history and bankruptcies were left blank. These thieves claimed 12 employees were working, but also say they plan to retain none.“The application never should have been approved,” Golab said.So why was a program designed to help businesses keep their employee, paying out thousands of dollars to businesses who don’t plan on retaining anyone? That’s the question Golab has yet to have answered.“I looked on the SBA’s website on how to complete the application and one of the first things it says is every question must be answered. If not, the application will be returned and you’ll come back and you’ll start at the bottom. Which was not what they did at all,” Golab said.The loan in Golab’s name has been deferred, but she still gets letters from the SBA saying they need her to make 0 payments each month to cover the accruing interest.We contacted the SBA once again on Monday and they tell us they can’t speak in detail about individual claims.They issued this statement:“The SBA Office of Inspector General and the agency’s federal partners are working diligently to resolve Economic Injury Disaster Loan and PPP fraud incidents.Additionally, the SBA does not comment on individual borrowers. Evidence of waste, fraud, and abuse with any of SBA’s loan programs is not tolerated and should be reported.”Douglas Schmidt is a professor of computer science at Vanderbilt University and says cybercriminals are expanding their operations around the country. This makes it even more challenging to catch them in the act, and almost impossible if they are beyond the jurisdiction of local and state law enforcement.With how fast federal officials had to roll out money for unemployment programs and the SBA loans, Schmidt says it makes sense why some applications like those filed in Golab’s name could slip through the cracks.“It’s a growing problem. It's a problem that is only solved by education,” Schmidt said.If they haven’t tried already, Schmidt says thieves will send phishing emails and or calls, claiming to be one of these agencies you trust. Whatever you do, do not fall for it.Pay close attention to the email address or phone number. If you’re at all skeptical about who you’re talking to, try calling the agency back yourself to verify if they made the call in the first place.Around the holiday season, thieves will also try and use the names of people close to you. They may give you a story about a relative falling on hard time needing money. The same advice applies again. Try contacting the relative yourself, to avoid sending money to someone you do not know.Thieves may also try and convince you that your Amazon package is delayed and they need more information to verify where to send it. Stop the call, or don’t click on the email and contact Amazon directly.Click here for more information if you suspect you were the victim of SBA loan fraud.This article was written by Levi Ismail for WTVF. 4041

NATIONAL CITY, Calif. (KGTV) -- Families in one South Bay city got one step closer to relief from skyrocketing rent Thursday as a group turned in signatures supporting a measure that could make its way to the November ballot. The National City Families for Fair Rent coalition has collected 3,500 signatures from registered voters in favor of implementing a program to stabilize rent.The initiative is called the National City Rent Control and Community Stabilization Ordinance.In order to get the measure on the November ballot, the coalition needs the signatures of 2,300 registered National City voters.Researchers say the measure is important because National City is one of the last safe havens for families struggling to pay rent. "It is one of the last places, sort of the last refuge for families struggling to get by have been able to afford to rent," said Dr. Peter Brownell,Research Director at Center on Policy Initiatives.The city council can now take one of three actions. Enact it without sending it to the ballot, send it to the ballot or request a report from city staff.If a report is requested, the council will have to reconvene and take one of the first two options within 30 days. 1220

MIRAMAR, Calif. (KGTV) - Marine Corps Air Station Miramar unleashed the potential of their renewable energy powered grid Tuesday to support San Diego during a heat wave."We've reached a point where we really need to take action to conserve," Jessica Packard, Communications Manager at SDG&E, said. The California Independent System Operator issued a Flex Alert spanning Sunday through Wednesday, which forced SDG&E to begin hour long rotating black outs across the county.Mick Wasco, Installation Energy Manager at MCAS Miramar, said they have a great relationship with SDG&E and heard over the weekend the power grid was at maximum capacity.Wasco said they took action, "although not entirely ready we did whatever we could to get our system online and help support as soon as possible."Wasco said the base has been working on a microgrid for more than a decade. It is powered by three sources: solar, landfill gas in partnership with Fortistar, and a power plant that uses natural gas and diesel, created in partnership with Schneider Electric and Black and Veatch.Wasco said the power plant works smarter, "these are not backup generators, these are generators with the best equipment possible to clean the emissions."The system succeeded Tuesday, eliminating six megawatts of usage from San Diego's grid. That saved about 2,000 homes from going dark."I don't know that everybody knows what we're capable of doing at Miramar and I think the goal is over the next couple years is to demonstrate that," Wasco said.The system has won multiple awards, including the 2019 Secretary of Defense Environmental Award for Sustainability and the Environmental Protection Agency's National Award for Energy in 2015."I think this is only the beginning and we can greatly improve our abilities in the coming years," Wasco said he wants to continue working with businesses and the community to utilize the system the most efficient and beneficial way possible.The system was initially needed to power the base during a disaster. The Navy calls for bases to be able to power themselves for two weeks. MCAS Miramar can power themselves without extra supplies for three weeks.Wasco said if they did get supplies, like diesel, they could potentially power themselves indefinitely. 2280

More than 10,000 pounds of chicken is being recalled due to possible contamination by "foreign materials," specifically metal.  Empire Kosher Poultry Inc. says the raw chicken breasts were packaged on November 2 and have the number "P-1015" in the USDA inspection mark. The chicken was reportedly shipped to locations across the country. No injuries or illness has been reported, according to the United States Department of Agriculture. Consumers are urged to throw away the following products or return them to a place of purchase:  562

Most parents want to start saving for college while their child is young, but a new study by the Center for Michigan found that might be difficult.In Massachusetts, families with two children are paying, on average, more than ,000 for child care in a year. State tuition for colleges average around that same price."Reality hits when you become a parent,” says mom Yvette Schilling. “And you are working extra hard and working full time and so is your husband."  Schilling says when it comes to child care, the family has to be really mindful of the cost and budget accordingly.On average, parents pay nearly 0 a week for two children in child care. Care.com estimates it at more than ,000 a year.Figuring out how to pay for day care has been a struggle for many mothers."We don't have any family around, so that becomes a little bit of a challenge," Shilling says.  She says hiring a nanny would have cost her almost triple what she's paying for daycare.  "Is it worth it for me to work full time, so we can pay ,000, or should I just stay home and watch my kids myself?” Schilling asks.   So, how can parents save money for child care?According to the Care website, one option is to sign up for a dependent care account through your employer. You can set aside up to ,000 tax-free pay for child care.  If your employer doesn't offer a flexible spending account, take advantage of the child care tax credit. Each family can itemize child care expenses up to ,000 a year and apply a tax credit to it.  To off-set some costs, nanny sharing is becoming a popular trend, allowing two families to share a nanny and split the cost. 1685

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