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This holiday season, a word of caution from charity experts. If you're able to donate, make sure you do your homework, and make a plan for your money so that it supports a worthy cause.Court documents from September detail a four-state investigation that shut down a sham charity, which, according to investigators, bilked consumers out of millions. They claimed to use donations to help homeless veterans, breast cancer survivors, and disabled law enforcement. But the real people in need got next to nothing."The fraudsters out there are relying on your generosity your good wishes, the fact that you can’t say no when somebody says something like veterans or children or breast cancer- they want to tug on those heartstrings," said Yael Fuchs, President of the National Association of State Charity Officials (NASCO). "NASCO was formed so that state charity regulators can talk to each other, so that we can learn from each other, so that we can share tips and make sure that we are coordinating our enforcement efforts.”They often work together to take down the bad guys. And when they're not doing that, they're proactively following fundraising drives. “Do we see exorbitant amounts of money going to professional fundraisers- do we see big upticks in the salaries that the leaders of the charity are making,” Fuchs said.They look for ways in which people are being taken advantage of. So, how do you know who's good and who's not? Enter organizations like Charity Navigator. “We’re a database with all of the registered nonprofits in the United States,” said Michael Thatcher, President, and CEO of Charity Navigator. Thatcher says the company has grown to be the largest independent evaluator of nonprofits in the country. Basically, they give you all the tools you need to make the right decisions when it comes to donations.“Never charge the donor for access to the information and never charge the charities to be evaluated so you eliminate any potential conflict of interest,” Thatcher said If you're looking to give this year, he recommends focusing on how the organization is run, how they're making a difference in the world. Review their financial data, and ask questions - lots of questions. "How have they pivoted around COVID and how have they stayed true to their mission and also stayed in business?" Thatcher added.NASCO recommends you do extensive research. And be specific about the "cause" you want to support. “Where is my money going- how will it be used? What we always want people to remember is you don’t want to give to a buzzword you’re not just giving to a cause you’re giving to a particular charity so you want to be able to trust that charity to understand what their programs are.” The need will be big this year. And donations will be unpredictable. So, experts also say, make a plan, talk to your family, and give with intent so that your donation goes where it's supposed to. 2923

They have become the Holy Grail of cleaning supplies this pandemic year: Lysol and Clorox wipes. Trying to find them is often an exercise in futility.Throw in Windex spray, Scrubbing Bubbles shower cleaner, and Formula 409, and they round out the list of popular disinfecting products that are nearly impossible to find in stores these days.Coleman Henderson, owner of a house cleaning company, said he often has to tell homeowners he can't come out that week because of disinfectant shortages."I have to postpone jobs because I can't get cleaning supplies." Henderson said.You can sometimes find these items for sale on Amazon (from third-party sellers) or eBay, but you may have to pay two to three times the retail price, if you can find them at all."People are really struggling right now, " said Grace Brombach, of the consumer watchdog group U.S. PIRG. "The last thing that they need to worry about is going online and finding the products that they really need to keep themselves safe at ridiculous prices."National brands remain in short supplyStan Beck, owner of a hardware store, said that even though national brands like Windex or Johnson are hard to find, off-brand products are often just as good."This is a basic product, like Windex, just a different brand," he said, pointing to a shelf of Brillo window cleaner in his store. Brillo? Yes, they make window cleaner, and he says it works as well as Windex.Some items, though, are in such short supply that even generic versions are hard to find.For instance, toilet paper is now plentiful, but paper towel supplies remain tight. Why? A CNN report says manufacturers worked overtime all summer to produce toilet paper, but did not boost paper towel production to the same extent.The result?Grocery stores now have enough toilet paper (though they are limiting sales again), but not enough Bounty or Scott paper towels.What you can doKaren Mallory is the manager of a Do-it Center. She has a shelf stocked with cleaning products that looks like a throwback to 2018.During our visit, she had Windex, Mr Clean, Spic n' Span, even a collection of N95 face masks, something that was impossible to find for five months.Mallory said many people don't realize that local hardware stores often have a much better selection than grocery or big box stores because of their group buying power, and the fact that fewer shoppers visit them for cleaning items.She said she can find almost anything, except those Holy Grail items: name-brand disinfecting wipes."We've tried ordering Lysol wipes," she said. "Absolutely. We're trying to keep up on what supplies we can. Some things are just not available."It's the same situation at grocery stores like Kroger.The spokeswoman for the nation's largest grocery chain, Kroger, Erin Rolfes said "our suppliers are continuing to work extra hours to keep up with the ongoing customer demand," but said shoppers buy out wipes and disinfectants the moment they are put on the shelves.So what can you do?Visit your grocery store midweek, first thing in the morning, when those wipes and other products are put out.Purchase store brands, or off brands, when you find them, especially when it comes to wipes and toilet cleaners.Visit your local hardware store, and get to know the manager. Some will hold products for you if you ask.Check Amazon frequently.But U.S. PIRG says resist the urge to pay double or triple the price on eBay, because that encourages sellers to charge even more.And report gouging to Amazon customer service. That way, you don't waste your money.___________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 3876

Those looking to get out of their homes Labor Day weekend appear to be favoring remote locations, according to travel site Airbnb.Of homes and living spaces booked on the site for Labor Day Weekend, 30 percent are in remote and out-of-the-way places, Airbnb said in a recent report. This is almost double the percentage of remote bookings over the holiday weekend in 2019.The most popular getaway locations in the US over the holiday weekend are ones with water access or traditional fall foliage; including Hilton Head Island, South Carolina, Big Bear Lake, California, Wilmington, North Carolina, Scranton, Pennsylvania, and Orange Beach, Alabama.After a slow summer travel season, with road trips and flights down year-over-year, AAA is reporting many will be heading out of town over the Labor Day Weekend. Although the number of travelers will be down compared to previous years, low gas prices and last-minute trips will put many of them on the roads.Once Labor Day Weekend is over, Airbnb is reporting guests are looking to stay longer. Many are looking for months-long stays into the fall, as work and schools remain closed with the coronavirus pandemic."There's this really new trend where traveling and living are starting to blur together," the company's CEO, Brian Chesky, told CNN Business' Richard Quest. "People are booking for weeks at a time or even months at a time."Airbnb reports the number of reviews that mention “remote working” or “work remotely” since March has nearly tripled from the first half of 2019. 1539

TIJUANA, Mexico. (KGTV) -- A man was arrested in Mexico Thursday after authorities found six different suitcases and bags containing human remains in Tijuana, according to ABC 10News partner Televisa. Early Thursday morning, legs were discovered in a suitcase in front of the Tijuana Cultural Center. Around the same time, another suitcase with body parts was found in front of a pharmacy. A head was later found in a different location in Tijuana, Televisa reports. RELATED: Tijuana ranked most dangerous city in the worldA man identified only as Jonathan “N” was detained in downtown Tijuana. He was carrying another suitcase with human remains. According to Televisa, more than 113 homicides have been reported in the last three weeks. So far this year, more than 1822 murders have taken place in Tijuana alone. 824

There’s a new resource for parents who’ve found themselves struggling to teach their children while maintaining a job.“We're stepping into this role that we have no experience,” said Amy Lundy, co-founder of The Learning Match. “And as far as education is concerned, they're teaching subjects in a way that we didn't even learn them as children.”Lundy found herself trying to juggle schooling three children from home and keeping her business running through the pandemic. Quickly, she started looking for help with the schooling aspect.“I realized this is a service I needed in my own family. What I was finding was I was connecting with a lot of teachers that friends were using. Their schedules were very filled. I couldn't get them when I needed them. I was going on a Facebook groups. I was having a very hard time navigating and finding people that fit the qualifications,” said Lundy.That's how TheLearningMatch.com was born. It's a website that's like a matchmaking service. It connects people studying education or retired teachers, really anyone with an educational background, to families that need help.The educator may just be there for accountability to make sure the child is doing and understanding assignments. Or they could play a more involved role.“And then there's more sort of part-time or full-time experiences where this person is coming inside your home or is on the computer several hours a day, or all day with your child, fulfilling those requirements that you have based on what your child's grade is,” said Lundy.Its free to sign up on The Learning Match. The site leaves it to families and the educators to work out how involved and how much their services will cost. 1706

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