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Student loan debt has surpassed trillion. It's expensive to go to school, and loans help many afford higher-education but not all that money may be going toward tuition and books.A survey found that one in five college students are using some of their leftover loan money to dip their toes into virtual currencies like Bitcoin.The mere mention of cryptocurrency is enough to make Loyola University Maryland Assistant Accounting Professor JP Krahel cringe.“Oh, oh boy,” said Krahel with the Sellinger School of Business.Even worse, students are buying into it and they're using student loan money to do so.The allowance meant for living expenses is instead being invested into Bitcoin and Ethereum. The Student Loan Report found that's how 21 percent of current college students are using their excess financial aid money.“Given the unregulated market of cryptocurrency, given what we've already seen, proven volatility, and given the fact that student loan debt is something you can't get rid of in bankruptcy, I personally, without getting too hyperbolic here, I would not do that,” Krahel said.A warning from someone who knows money, but even his wisdom is not enough to convince some of his own students.“They'll say, ‘Oh, did you see what bitcoin did yesterday, I made x dollars,’ I'm like, children, come on. Your interest rates and student loans that's what you should be worried about. If you have free money, send it back to Sallie Mae, you know, pay that debt off early because that stuff starts snowballing and paying off debt is a guaranteed return on investment,” said Krahel.And yet it's hard to shake the promise of investing in a market that's produced millionaires from relatively low investments just several years ago.“I don't want to knock cryptocurrencies, they do have a value, but people are getting into it because of that volatility, because you could have a thousand today and ,000 tomorrow,” said Krahel. “So, if you're willing to only see the upside, cryptocurrencies are great but that's not the way life works.”Bitcoin's value has sunk ,000 in the last month and plummeted from its peak in December at nearly ,000.However, with every slump there's also the possibility of a rally. These students could prove their professor wrong or learn a real-life lesson about loss and spending wisely.Krahel said you should be borrowing the least amount of money possible so you have less to pay off in the future.Students are graduating with an average of ,000 in student loan debt. 2541
TAMPA, Fla. — A Florida mother has filed a wrongful death lawsuit against a Tampa gas station after she claims the station's market sold her son "defective capsules" of kratom, which led to his death.Laura Lamon filed the wrongful death lawsuit filed against Sligh Petrol Mart operated by Anjiya C- Store Inc., on May 18 for selling her 27-year-old son Christopher Waldron the herbal supplement capsules.Lamon is suing Sligh Petrol Mart for negligence. Count three of the filing claims that Slight Petrol Mart displayed “the capsules next to over-the-counter oral medications and selling the capsules as a product taken orally when the capsules were not safe to orally ingest.” The lawsuit LAO alleges that “Sligh Petrol Mart failed to provide its customers, including Mr. Waldron with any reasonable warnings or instructions or with the capsules. The failure to provide a reasonable warning or instructions made the capsules unreasonably dangerous.”Waldron died on July 7, 2017 from what the Hillsborough County Medical Examiner’s Office autopsy report says was “intoxication by Mitragynine (kratom)."The toxicology report shows that Waldron’s levels for Mitragynine were 1.8 mg/L — levels that are considered extremely high.According to Associated Medical Examiner Leszek Chrostowsk, if Waldron didn't take kratom, he'd be alive today.Lamon said her son struggled with an addiction to prescription painkillers for more than a decade. When she got the phone call from Tampa Police that her son might have died from an overdose; she assumed it was from a prescription painkiller.“I was shocked, I thought it would for sure be opiates, for sure. I had no idea about this,” Lamon said. According to Lamon, the capsules Waldron took before he died were labeled "Optimized Plant Meditated Solutions (O.P.M.S.) Gold." The front of the packet identifies the supplement as Mitragyna Speciosa Botanical Extract. The back of the package says the product contains Mitragyna Speciosa Leaf Extract and that it contains 60mg of Mitragynine.There are no instructions on the packet, just a warning that claims the pills are “only for use as a botanical specimen. Manufacturer of this product takes no responsibility for the misuse of this product.” The packet also contains a link to O.P.M.S. website for another disclaimer."If it were properly labeled than he would've had a chance, you know, to say OK I shouldn’t take this amount,” Lamon said. “Again, I don't know how much he took, but it was enough to kill him.” 2611
Starting today, Walmart employees across the country will receive bonuses up to ,000. A press release states that employees could get a one-time bonus of up to ,000 and a fourth-quarter bonus based on their store's sales performance. Walmart has also expanded its paid leave policy, offering full-time hourly employees 10 weeks of paid maternity leave and six weeks of paid parental leave. 417
Swiss authorities are investigating a series of bizarre deposits.Investigators in Geneva are trying to understand why two Spanish women flushed roughly �100,000 (0,000) down toilets at a UBS bank branch and three nearby restaurants.Vincent Derouand of the Geneva Prosecutors' Office said the first incident involving cut-up �500 bills occurred in May.Security camera footage led investigators to the two Spanish women. Derouand said that a lawyer for the women confirmed the cash belonged to them."It may be illegal [cash] and they tried to get rid of it," Derouand said. "We have to check where the money is coming from."Derouand declined to identify the women."This is a strange story," he said. "It does not happen often."UBS declined to comment on the cash found at the Geneva branch, citing the ongoing investigation.The European Central Bank plans to kill off the �500 note next year because of concerns that it "could facilitate illicit activities."Europe's top law enforcement agency says the note (worth about 0) is often used by money launderers because of its unusually large denomination and portability. Plus, using cash helps criminals keep transactions and savings anonymous.In a 2015 report, Europol said cash was still the "instrument of choice" for terrorists and �500 bills were in high demand.Switzerland was long known for banking privacy laws that made it possible for banks to refuse to hand over their customers' data to authorities.But in recent years the country has agreed to start sharing financial information with outsiders, including the European Union and the U.S. 1610
Suffering from slumping sales and mountains of debt, Toys 'R' Us has filed for bankruptcy.The 69-year old Toys R Us was once the mecca of kids' gifts. But it was eventually overtaken by Walmart and ultimately Amazon.In its fight to stay relevant, Toys R Us amassed billion in debt. That came from slashing prices, signing major,exclusive licensing deals with toymakers and buying up other toy giants FAO Schwartz and KB Toys over the past decade. 467
