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Mayor Megan Barry found time alone with her police bodyguard during early morning visits to the Nashville City Cemetery, security video uncovered by Scripps station WTVF in Nashville shows.And in every case, taxpayers were paying Sgt. Rob Forrest to be there, payroll records show. At the time, Forrest was having an affair with Barry.Nude Pics Discovered During Investigation Of Nashville MayorEver since the mayor's admission of a two-year affair with her police bodyguard, she has adamantly defended the overtime paid to Forrest, insisting that every hour billed to taxpayers was legitimate.WTVF asked Barry, "Was he getting paid ... at any point when you all were having your personal time?""No," the mayor insisted.Yet, the rumors persisted, including on a call-in show on WTVF."I know for a fact there were several meetings with her with this guy in the city cemetery just about every morning," one caller suggested.The City Cemetery is the oldest public cemetery in Nashville.And other sources told similar stories about the white SUV used by Forrest to drive the mayor being spotted there in the early morning hours.Special Section:City Hall ScandalWhen WTVF pulled security video from neighboring businesses, the station spotted the vehicle -- at 7:29 a.m. on a day in October.The Tuesday before Thanksgiving, it arrived at 7:22 a.m.And the Monday after the long holiday weekend, they were back at 7:21 a.m.There was also a Monday in December at 7:16 a.m.A week later, they arrived at 7:36 a.m.As recently as January 8th, the SUV pulled up at 7:34 a.m.In the security video, you can clearly see the mayor's SUV coming down the main drive.But, instead of stopping at the parking lot at the main building, they turn right. Then, the mayor and her police bodyguard head off to the back side of the cemetery alone.And the security video shows the pair left on one occasion after just 12 minutes.In other cases, it's as long as 24 minutes.So what were they doing there?The mayor's spokesperson, Sean Braisted, said Barry "finds it to be a peaceful place to start her day."He added, "Sometimes she would go for a walk, other times she would sit in the car and either reflect, make calls, catch up on emails, or report issues with vandalism in the cemetery."Braisted provided a photo of a tomb that had been partially disturbed that, he said, Barry had provided to city officials.Metro Council member Steve Glover said his only concern for the taxpayers."What is relevant is if the taxpayers are paying for an officer who should not be drawing overtime for frivolous things, and I'm going to call them frivolous," Glover said. In every case documented by WTVF, payroll records show Forrest was on the clock.And in all but one case, he ended up charging taxpayers later that day for overtime -- sometimes late into the night.Glover questioned why Forrest couldn't have split the work with other officers assigned to the mayor's security detail -- so that no one had to work overtime."That makes no sense to me," Glover said. "That says to me the taxpayers are getting cheated if overtime is being accrued here in Nashville when there is more than one officer that's available for that security detail."As for the trips to the cemetery, the mayor's spokesperson says Barry views it as a "sacred place" where Barry intends to be buried.And when it came to the visits there with the officer with whom she was having an affair, the spokesperson insists: "nothing inappropriate ever occurred while there."The mayor's spokesperson also defended the frequent visits to the cemetery with Sergeant Forrest by invoking the memory of Barry's late son, Max -- even offering us a fresh photo of mother and son.He said the mayor plans to bury Max's ashes at her side when the time comes.Still, it's important to note that her son is not currently interred at City Cemetery. 3938

MEXICO CITY (AP) — Mexican authorities say gunmen burst into an unregistered drug rehabilitation center in central Mexico and opened fire, killing 24 people and wounding seven.Police in the north-central state of Guanajuato said the attack occurred Wednesday in the city of Irapuato. Apparently, the attackers shot everyone at the rehab center. Three of the seven wounded were reported in serious condition.State police say nobody was abducted.Guanajuato is the scene of a bloody turf battle between the Jalisco cartel and a local gang.No motive was given in the attack, but Mexican drug gangs have killed street-level dealers at such facilities in the past. 666

MIDDLEVILLE, Mich. - With houses side-by-side on Briggs Road in Middleville, Austin McKian and Erand Smith describe themselves as typical neighbors.“I’ll be out doing yard work and stuff and he’ll just come over and he’ll just help,” said Smith.They try to help each other out whenever they can, doing yard work, cleaning gutters, or shoveling snow.“I love helping people,” said McKian. “If I can help anyone when the time is there, I’ll try to do it.”Their latest act of service though is taking it a step forward.“We just took a bad situation and made it into something good, something funny,” said McKian.Smith, a sculptor, created a one-of-a-kind, monster-esque prosthetic cover for McKian.“An alien, bug type thing is what I went for,” said Smith.After complications from an ankle injury in 2018, doctors decided a below-the-knee amputation would be the best option for McKian to ease his pain, but within a few months of that surgery, he faced another obstacle.McKian is one of the 27.5 million Americans uninsured and he cannot afford a new, properly-fitted socket, which is making his recovery difficult.“Phantom pains, neurological issues, blood flow issues, right now my stump is getting very cold to the touch,” said McKian.McKian plans to apply for coverage next year, but while he waits for that, Smith decided the prosthetic cover would be a unique way to deal in the meantime.“We took a tracing of his leg basically, and just made a cardboard cut out of the shape and then I laid that out, flat sculpted it all, then took a mold of it, and then cast it with that material,” said Smith.Smith finished it this month.“I felt like I was 12 again,” said McKian. “I loved it. It made me laugh instantly, I was like this is the coolest thing I’ve ever seen. It keeps my mind off of the pain quite a bit, makes people laugh, they love seeing it.”Both men hope the creation not only raises awareness about limb loss but encourages people to treat everyone like their neighbor.“If you can take some of the good stuff that’s happened to you and pass that on to someone it doesn’t take anything away from you,” said Smith.“Lend a hand when people need a hand because there’s going to be a day when everyone needs a hand,” said McKian.This story was first reported by Marisa Oberle at WXMI in Grand Rapids, Michigan. 2326

Millions of homeowners could still benefit from refinancing their mortgages to get a lower interest rate. This is true even after a federal regulator startled lenders by dictating a new fee that amounts to a tax on refinancing.Many could save by refinancingMortgage rates began falling in the spring, as the potential economic impact of the COVID-19 pandemic dawned on financial markets, and declined into summer. The average rate on the 30-year fixed-rate mortgage has lingered around 3% APR in much of August, according to NerdWallet’s daily survey, and the 15-year fixed-rate loan has averaged under 3%.Low refinance rates ignited a refinancing boom, accounting for more than 60% of mortgage applications most weeks this summer. Still, plenty of potential refinancers remain. When the 30-year mortgage rate is 3%, almost 18 million homeowners could reduce their interest rate at least 0.75% by refinancing, according to mortgage analytics company Black Knight. The average potential refinance savings: almost 0 a month.Fee could diminish refi savings for someA new fee on refinance transactions could reduce borrowers’ monthly savings, though. The “adverse market refinance fee” was stealthily announced Aug. 12 by Fannie Mae and Freddie Mac, the government-sponsored companies that bought and securitized 47% of mortgages at the beginning of 2020.Freddie attributed the fee to “COVID-19 related economic and market uncertainty.” Fannie used similar wording, without mentioning the disease.The fee is a 0.5% charge on conventional refinances. It amounts to a half-of-a-percent sales tax on refinancing. In the first week of August, the average amount of a conventional refinance was about 4,000, according to the Mortgage Bankers Association. On a refinance for that amount, the fee would be ,620.Some refinancers won’t have to pay. The fee applies only to conventional, conforming mortgages, which means that it doesn’t apply to those who refinance government home loans. Jumbo loans are also exempt.Lenders can pass along the fee to borrowers in several ways: including it in the refinance closing costs, adding it to the loan amount or increasing the interest rate. A 0.5% fee typically would translate into a rate increase of 0.125% or less.New fee targets less-risky borrowersFannie and Freddie claimed that the fee was driven by market uncertainty, but it was levied on refinances, not purchase loans. Refinances generally carry less risk than purchases, so charging more for refis is like setting a higher auto insurance premium for a mom with a clean driving record than for her 16-year-old son.So it’s a mystery why an “adverse market” charge was added to lower-risk loans.Another enigma is who imposed the fee. Fannie and Freddie made the announcement at night, hours after their headquarters closed; the Federal Housing Finance Agency, which closely oversees the companies, made no public comment. David H. Stevens, a former commissioner of the Federal Housing Administration, pointed at the FHFA, tweeting that the agency, Fannie and Freddie “are essentially providing [refinancing homeowners] the middle finger…”Why refis pose less risk than purchase loansTo refinance, borrowers need to demonstrate that they’ve been paying on time. And most people refinance to get lower monthly payments. It’s safe to assume that dependable borrowers decrease their risk of default when they reduce their payments. In contrast, purchase loans are a step into the unknown.The fee will be charged on refi loans that Fannie and Freddie buy on or after Sept. 1. Typically, a few weeks pass between a loan’s closing and its sale to Fannie or Freddie. That time lag means the fee increase applies to most conventional refinancers who had not locked their rate and fees by Aug. 12, when the fee was announced.There’s a chance that the fee could be rescinded. On Aug. 13, a senior White House official told the Wall Street Journal that the administration “has serious concerns with this action, and is reviewing it.” But the FHFA is an independent agency and can act without White House approval.More reasons to refinanceA modest fee doesn’t have to stop anyone from refinancing. There are other reasons to refinance besides monthly savings:Repay the loan faster. By refinancing a 30-year mortgage to a 15-year loan, a borrower can save thousands of dollars over the life of the loan by paying interest for a shorter period.Stop paying mortgage insurance. Refinancing is a way to get rid of mortgage insurance, whether it’s an FHA loan insured by the Federal Housing Administration or private mortgage insurance on a conventional loan.Extract equity. Some homeowners refinance for more than they owe and take the difference in cash in what’s called a cash-out refinance. The money can go toward home improvements or other uses.More From NerdWalletHow and why to refinance your mortgageHow to get rid of private mortgage insuranceHow to get the lowest refinance rateHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5063

LOUISVILLE, Ky. (WAVE) — A decision on possible charges in the Breonna Taylor case could be expected soon.Multiple sources tell WAVE 3 News the case is being presented to a grand jury this week at an undisclosed location. One of the sources said an announcement is not expected from Attorney General Daniel Cameron's office until next week, near the six-month mark of Taylor's death.Taylor, a 26-year-old emergency medical worker, was killed by Louisville police serving a "no-knock" narcotics search warrant at her apartment. They found no drugs in her home. An officer was shot during the raid by Taylor's boyfriend, who has said he thought he was defending against a home invasion. The boyfriend was initially charged, but those charges were later dropped.The Louisville Metro Police Department fired one of the officers involved, Brett Hankison, in June, saying he violated procedures by showing "extreme indifference to the value of human life." The other officers involved in the case — Jon Mattingly and Myles Cosgrove — have been placed on administrative reassignment.After nearly six months of investigations, the defense legal team released more than 1,200, graphic, evidence photos from inside and outside Breonna Taylor's Louisville apartment. They show evidence officers may have had body cameras at the scene. The grand jury will decide whether any of the officers involved should face criminal charges.This story was originally reported on LEX18.com. 1474