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Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

More veterans are getting hired but many are still likely to be underemployed, according to new data from LinkedIn. An underemployed worker is defined as someone whose skill set is not being used at their job. Experts say what often happens is veterans will start receiving letters or emails saying a job has been filled. So veterans will likely turn to other positions where they can get hired but may not use their skills. “We believe that employers have kind of unintentionally created programs that have really created the path of least resistance for the veteran community, so it’s pipelined them into particular industries or certain roles, which has sort of limited the aperture of what's available and what's possible,” says Sara Roberts, the head of military and veteran programs at LinkedIn. Experts at LinkedIn say it's important for veterans to research the industry when they begin to look at civilian jobs to understand the type of jobs that are out there. And to network, especially with other veteran groups. “What veterans can do is be thoughtful and intentional about diversifying their network with industry leaders, as they plan for what's next, and the different types of opportunities that they're excited about, especially as they make their transition,” Robert says. Some cities have stronger veteran networks than others.You can also look online for organizations that can help, like the 1426

A video posted by a Twitter user Thursday night shows a car driving into a crowd of protesters in Times Square Thursday evening. Car drives through protesters, Times Square, New York City, Thursday, September 3, 2020 pic.twitter.com/yMadwNYJSI— DataInput (@datainput) September 4, 2020 The footage was also captured by the Times Square Earth Cam. BREAKING: Here’s the view from the Times Square camera of the moment a vehicle drove through Black Lives Matter demonstrators.@PIX11News pic.twitter.com/XeRmYpagRd— Cristian Benavides (@cbenavidesTV) September 4, 2020 The video shows marchers and people on bicycles in the streets outside Times Square when what appears to be a Ford drives into the crowd. A Twitter account providing updates on protests going on around the city said that the protest was asking for justice for Daniel Prude, a Black man who died March 30 after he was taken off life support, seven days after the encounter with police in Rochester. His death received no public attention until Wednesday, when his family released police body camera video they obtained. Prude was handcuffed, hooded and pinned down by police.Seven officers involved in the incident were suspended Thursday by Rochester Mayor Lovely Ann Warren. The incident caught the attention of State Sen. Brad Hoylman, who represents Manhattan. This is incredibly disturbing. My staff is reaching out to the city. https://t.co/jE54kA8R9O— Senator Brad Hoylman (@bradhoylman) September 4, 2020 No injuries have been reported. The NYPD tweeted out that it was investigating and said that the car was not an NYPD vehicle. There is an ongoing investigation into an incident in Times Square involving a black Taurus sedan. This auto is NOT an NYPD vehicle. pic.twitter.com/kBGuXhFtP1— NYPD NEWS (@NYPDnews) September 4, 2020 The protest had been peaceful up until the moment when the car drove through with many demanding justice for Prude. PIX11 News' Cristian Benavides contributed to this story. This article was written by Stephen M. Lepore and Jay Dow for WPIX. 2133

FORT MORGAN, Colo. -- Tenants at a Fort Morgan, Colorado, trailer park say they came home to find a letter from their landlord threatening to increase their rent if Joe Biden wins the election. “To all tenants:Please understand if Joe Biden is elected as our next president. Everything you do and have to pay for will change completely.Everything will be increased. Like paying A LOT more in taxes, utilities, gasoline, groceries, new permits, fees and regulations … everything! This also means your rent will be increased to cover expenses. Most likely, rent would double in price!If the current president is re-elected, we will not raise the rent for at least two years.Voting is your choice and I’m not telling you how to vote. We are just informing our tenants what we will do according to the election results.If Trump wins, we all win. If Biden wins, we all lose.Vote on November 3, 2020,” the letter said.” Cindy Marquez said her landlord, Bernie Pagel, signed the letter, which was left on her fence and dated October 19, 2020.“I don’t know what he’s trying to do, if he’s trying to buy more votes for Trump,” she said.It happened at Pagel Trailer Park off County Road 19 in Fort Morgan.Despite the line at the end telling tenants voting is their choice, Marquez said she viewed the letter as a threat and called it a form of voter intimidation.“It really is intimidating people,” she said. “If this does happen, these are gonna be your consequences.”The Colorado Secretary of State’s Office said it has received a complaint about it, which was forwarded it to the Attorney General.A spokesman for the AG’s office said it cannot comment on existing investigations, but Phil Weiser tweeted in September that “any voter intimidation is a crime and will be prosecuted.”Denver7 stopped by Pagel’s office at the Fort Morgan trailer park and no one answered the door.“Something has to be done because if he were to implement this, I don’t know what we’d do … honestly,” Marquez said. “What are we going to do if he does double it? We live paycheck to paycheck.” This article was written by Jennifer Kovaleski for KMGH. 2153

For the ladies in this gym, age isn't the number that matters most. "I’m going to be building up to 200. I want to get that done before I’m 80 years old,” says 78-year-old Bonnie Thurston on how much she can deadlift. Thurston says she’s been active her whole life, but never thought she would powerlift. Seven years ago, Thurston struggled with osteoporosis, a condition in which bones become weak and brittle, increasing risk of fractures. Then, Thurston found a powerlifting group for seniors. "I now weigh more than I weighed when I started this, but I wear the same size clothes, and the reason is I have stronger bones and larger bones and more muscle in my body than I did when I started this," she says. These group of seniors deadlift; they bench and they pull sleds. And while Thurston is doing all of this, she pushes 80. Thurston is not even the oldest person at the gym. Edith Murway-Traina is a member and is 97 years old. “I've always had muscles, I just had to learn to use them," she says. Bill Beekley leads the group. He's trained powerlifters since the 90s. "Don't be intimidated by what these ladies are doing, because they all started just moving their bodies," Beekley says. He says lifting correctly can help increase bone density and fight conditions like osteoporosis. It also helps these women in everyday life. "It's very functional,” the instructor says. “Some say they can carry their groceries a little easier now and don't need help getting groceries in an out of the car.” For 97-year-old Murway-Traina, she says that movement is so important as she nears 100. “The more you move, the more exercise you get, the more your body responds,” she says. Murway-Traina says she was nervous about the idea of powerlifting at first, but she now does it three times a week. "When you start being too old for something, you are too old for something, you have to know you are capable of doing what you want to make yourself do," Murway-Traina says. Research agrees. A JAMA study found physical activity in later life is linked to a lower risk of dying, even in older people who haven't been very active.Murway-Traina wants other seniors not to let the weight of getting older stop them from giving this a try. 2253