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Nine months into the COVID-19 pandemic and many people are inching by by making minimum payments on credit cards.But with Pandemic Emergency Unemployment Compensation set to expire next month, staying in good standing with your credit card companies may be getting harder.Many credit card companies are willing to set up a payment plan and waive fees or lower interests on your payments for a certain period of time, but there’s always fine print. There are other options without impacting your credit score.Getting by by making minimum payments on her credit cards, Jana Krause is feeling financially strapped."I'm finding myself in a position that I was able to make my credit card payments on time. Now I'm concerned that that’s not going to be a happening thing coming up in the next months," Krause said.With the Pandemic Emergency Unemployment Compensation set to expire next month, Krause reached out to her credit card companies hoping she can lower her minimum payments without having to go into a hardship program that would freeze her account and potentially impact her credit score."I'm stuck between a rock and a hard place," Krause said. "I've never experienced something like this in my life. I've never been out of a job."At 74, Krause is considered high risk for COVID-19, and going back to teaching wellness classes is not an option for her.Sara Rathner, a credit card expert at the finance company Nerd Wallet, said Krause is not alone."You can look into other options to free up cash in your budget to fulfill other obligations," Rathner said. "Turn to your utility companies, your landlord, your mortgage company, see what sorts of help they can provide. Maybe by freeing up cash in that way you’ll still be able to meet the minimum payments on your credit card."And if that’s not possible, research personal loans or debt consolidation programs. But beware of scams."You can start with non-profit credit counseling that can help you come up with a debt repayment plan and debt consolidation, or even just get help reworking your budget to see if you can free up money to pay your bills," Rathner said.Krause said she’s already cost-conscious doing groceries."I'm not going to one of my favorite stores and getting my favorite treats, nothing. I mean, all that’s been cut out," Krause said.Hardship payments programs may not be for everyone, but Rathner said weigh your priorities before you knock it."In an emergency, your credit score doesn’t need to be your first priority," Rathner said. "You can get yourself into a more stable situation and then focus on rebuilding your credit from there. Right now if what you need to do is keep a roof over your head, keep the lights on, and keep food on the table, that’s your number one priority."This story was first reported by Michelle Quesada at WPTV in West Palm Beach, Florida. 2856

NEW YORK, N.Y. – Legendary television host Regis Philbin has died at the age of 88, People Magazine and ABC News report.According to a family statement obtained by People and ABC, Philbin passed away from natural causes Friday night, one month shy of his 89th birthday.The statement goes on to say that Philbin’s loved ones are forever grateful for the time they got to spend with him, his warmth, his sense of humor and his ability to make every day into something worth talking about.“We thank his fans and admirers for their incredible support over his 60-year career and ask for privacy as we mourn his loss," the statement ends.For years, Philbin hosted “Live! With Regis and Kathie Lee” before Kathie Lee Gifford left and Kelly Ripa took her place on the nationally-syndicated morning talk show. Ripa and her current co-host Ryan Seacrest posted a tribute to Philbin on Instagram soon after hearing the news of his passing. View this post on Instagram We are beyond saddened to learn about the loss of Regis Philbin. He was the ultimate class act, bringing his laughter and joy into our homes everyday on Live for more than 23 years. We were beyond lucky to have him as a mentor in our careers and aspire everyday to fill his shoes on the show. We send our deepest love and condolences to his family and hope they can find some comfort in knowing he left the world a better place. - Kelly and Ryan A post shared by Kelly Ripa (@kellyripa) on Jul 25, 2020 at 1:12pm PDT Philbin was also known for hosting “Who Wants to be a Millionaire,” as well as acting and singing. According Guinness World Records, the New York native held the record for the most time on U.S. television, with about 16,746.50 hours.Philbin is survived by his wife, Joy, and three daughters, Joanna, Amy and J.J. His son, Daniel, passed away a few years ago.Fellow TV host Jimmy Kimmel was among the first celebrities to pay his respects on social media.Regis was a great broadcaster, a good friend and a tremendous amount of fun. He leaves behind a beautiful family and a TV legacy that will likely go unmatched. Regis, I hope our friend Rickles met you at the pearly gates with open arms and a slew of the insults you loved so much— Jimmy Kimmel (@jimmykimmel) July 25, 2020 President Donald Trump, a friend of Philbin, also shared his condolences.....And to Joy, his wonderful wife who he loved so much, my warmest condolences!!!— Donald J. Trump (@realDonaldTrump) July 25, 2020 2486

NEWBURY PARK (KGTV) -- A wind-driven brush fire has erupted in Southern California, burning near structures in the Newbury Park area of Ventura County.Cal Fire says the Hill Fire has quickly grown to 5,000 to 7,000 acres, shutting down both directions of Highway 101, as of 4 p.m. More than 160 firefighters have been dispatched, and eight air tankers have been ordered.At a Thursday night news conference, Ventura County fire officials said they expect the blaze to burn all the way to the Pacific Ocean. Should winds pick up, the blaze could reach the ocean by Friday morning. According to firefighters, the fuel burning hasn't seen a wildfire in a long time, adding to the intensity of the fire. One firefighter did receive minor injuries fighting the blaze. The nature of the injury wasn't specified. The Hill Fire is about 5 miles from the site of a shooting Wednesday night at a bar in Thousand Oaks, California, in which 12 people were killed.It's the second brush fire in the area as another fire, dubbed the Woolsey Fire, had burned about 300 acres to the east in the Bell Canyon area as of 4 p.m.Gusty Santa Ana winds are blowing through Ventura and neighboring Los Angeles counties at about 25-30 miles per hour. Wind speeds are set to peak Friday morning.The fire's spread has prompted evacuations to the following areas: 1371

North Korea appeared to destroy at least three nuclear tunnels, observation buildings, a metal foundry and living quarters at its Punggye-ri nuclear test site on Thursday, in a process observed by invited international journalists.A CNN crew at the remote mountain site in the country's north witnessed explosions at nuclear tunnels 2, 3 and 4, from observation decks about 500 meters away.They were among two dozen journalists invited into the country to observe the apparent destruction of the site, which comes just weeks before a planned meeting between North Korean leader Kim Jong Un and US President Donald Trump.The journalists spent about 10 hours on the ground at the nuclear test site before leaving by train for the 12-hour journey back to the North Korean coastal city of Wonsan.North Korea announced on April 20 that the country had "realized nuclear weaponization," and would no longer need to test nuclear weapons. To demonstrate its commitment, it said it would destroy the nuclear test site.North Korea said inviting international media to the event would "ensure transparency of discontinuance of the nuclear test."Before the explosions, the journalists said they were invited to look inside three of the four tunnels, which appeared to be rigged with explosives, before moving a safe distance away to witness their detonation.The amount and type of explosives used were not described by the regime. The CNN journalists present described seeing "soccer ball" sized and shaped explosives, rigged alongside one another, visible for a distance of around 35 meters inside the tunnels.The journalists watched a succession of explosions, and when they were finished were allowed closer to inspect the damage. Each tunnel was caved in, with rubble blocking the entrance.There were no international experts in the invited group and no one was present who was able to assess the explosions in order to tell if they were deep enough to destroy the tunnels.North Korea has conducted six nuclear tests at the site, which lies more than 200 miles (370 kilometers) north of Pyongyang, the most recent and powerful of which was in September 2017.There are four tunnels at the site, although journalists only witnessed the destruction of three. A fourth tunnel used for one nuclear test in 2006 had already been shut down, North Korean officials said. The journalists were also shown two additional tunnels that the North Korean officials said had never been used before.Before Thursday's explosions, experts had warned that the tunnels' destruction could destroy valuable evidence of the state of North Korea's weapons program. They told CNN they would want to take samples, as well as radiation counters to assess the levels in the atmosphere.Journalists who attempted to take radiation measuring equipment into North Korea said it had been confiscated.Tom Cheshire, a correspondent with Britain's Sky News, said his team's satellite phone and radiation dosimeter -- a device to measure nuclear radiation -- was taken away by security at Wonsan airport. Chinese journalists also had equipment confiscated.?The-CNN-Wire 3131

NEW YORK CITY — Snitches get — a quarter of the proceeds?New York City city legislators have proposed a new bill that would allow people in the city to report others for parking illegally and take a cut of the fine.Two Democratic New York City councilmen — Council Speaker Corey Johnson and Stephen Levin — are the primary sponsors of the bill that would create a 5 fine for obstruction of a bike lane, bus lane, sidewalk, cross walk or fire hydrant under certain conditions.The bill would also create a civilian reporting program, essentially allowing passersby to submit complaints — and provide evidence — of a violation to the Department of Transportation. Once the city collects the fine, the complainant gets 25%.If the bill passes, it'll bring new meaning to "if you see something, say something."This story was originally published by Corey Crockett on WPIX in New York City. 894

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