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HONG KONG – Hong Kong Disneyland is closing again due to COVID-19 concerns, according to multiple reports.In a statement obtained by CNN and CNBC, a Disney spokesperson said the resort will temporarily close starting on July 15.Disney says the closure is in line with COVID-19 prevention efforts that government and public health authorities are implementing across Hong Kong as the area experiences a spike in coronavirus cases.The spokesperson added that the resort’s hotels will remain open with “adjusted levels of services.”The closure comes less than a month after the park reopened to visitors on June 18 after first closing in January, when the coronavirus pandemic began in China.When the park reopened, officials implemented a list of health and safety measures, including social distancing in queues, restaurants, attraction vehicles and other facilities. Character experiences with close interaction were also suspended. And visitors were required to wear masks. The Hong Kong attraction was the second Disney-themed park to reopen worldwide, behind Shanghai Disneyland. The latest to reopen was Disney World in Orlando, Florida, over the weekend. Many are concerned about Disney World reopening as Florida continues to report major spikes in COVID-19. Just Sunday, the state shattered the national record for the largest single-day increase in positive coronavirus cases. California had the previous record of daily positive cases — 11,694, set on Wednesday. New York had 11,571 on April 15. 1512

Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it.A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and savings. The first 10 years of that long-term financial plan is spent siphoning a considerable amount into student loan payments, though the analysis indicates stretching that repayment term out could make saving for retirement and even their first home a little easier.“The 10-year repayment plan is the one federal loan borrowers are automatically funneled into, unless they pick a different one,” says Brianna McGurran, NerdWallet student loans expert. “But there are lots of other options out there.”Most student borrowers are in a 10-year repayment plan, which is a strong option for getting rid of their loans fast — if they can afford it. Just 39% of recent undergraduates who have student loan debt think it’s likely they’ll pay off their loans in a decade, according to a related online survey conducted by The Harris Poll.Their doubt is understandable — the NerdWallet analysis indicates new graduates with an average amount of loan debt would have payments of approximately 0 each month for 10 years. Higher-than-average student debt, additional debt burdens, unexpected financial blows, or a lower-paying first job out of school could make these payments unmanageable.“It’s up to grads to learn about what’s available and advocate for themselves with their student loan servicers to get what they need,” McGurran says.By contacting their servicer, federal borrowers can change their repayment plan or otherwise ease up the payments with one of these approaches:Graduated repayment plan. Payments start lower and increase every two years with a graduated repayment plan, but the repayment term remains at 10 years total. This may be a good option if your ability to pay will increase as you move through the first several years of your career.Extended repayment plan. Moving into an extended repayment plan will stretch your loan payments out to 25 years. Your monthly responsibility will be lower, but you’ll pay more in interest during that time.Income-driven repayment. There are four income-driven repayment plans available for federal student loan borrowers. These cap your monthly payments at 10%-20% of your income, and extend the repayment term to 20 or 25 years. You’ll pay more in interest due to the longer term, and income-driven repayment plans require you to reapply each year.Consolidation. Federal student loan consolidation won’t likely lower your payments dramatically, but it can put multiple loans into a single payment. It’s also a good option if you’re in default and want to get your student debt back in good standing.Refinancing. Student loan refinancing can give you a lower interest rate and therefore lower payments, but it requires a credit score in the high 600s at least. Because refinancing makes you ineligible for income-driven repayment options in the future, this option is best for people with higher incomes.More From NerdWallet 3278

Here are the Greek names for the 2020 Atlantic Hurricane Season for reference. pic.twitter.com/YsrpliN9fF— National Hurricane Center (@NHC_Atlantic) September 18, 2020 175

Gina Haspel on Friday sought to withdraw her nomination as President Donald Trump's pick to head the CIA after some White House officials raised concerns that her role in the agency's interrogation program could sink her confirmation, according to The Washington Post.During a Friday meeting at the White House, Haspel, the current CIA deputy director, signaled she would step aside to avoid potential damage to her and the agency's reputations, The Post reported Sunday, citing four senior US officials.Haspel, a 33-year CIA veteran, was summoned to the White House to answer questions about her role in the agency's controversial interrogation program, the Post reported.Haspel feared becoming "the next Ronny Jackson," the former White House physician who withdrew his nomination as Veterans Affairs secretary amid questions about alleged misconduct on the job, one official told the Post.After Haspel left the meeting, senior White House officials, including press secretary Sarah Sanders and legislative affairs director Marc Short, rushed to CIA headquarters Friday afternoon to meet with Haspel at her office, The Post reported.The newspaper said Trump learned of the situation on Friday and called officials while in Dallas for the National Rifle Association convention. After initially signaling he would support whatever decision was taken, Trump decided to push for Haspel to remain the nominee, according to the newspaper.By Saturday, Haspel had agreed to continue with her nomination, officials told the Post.Both Short and Sanders declined to comment to the Post about Haspel's offer to withdraw."There is no one more qualified to be the first woman to lead the CIA than 30+ year CIA veteran Gina Haspel," Sanders wrote on Twitter Saturday. "Any Democrat who claims to support women's empowerment and our national security but opposes her nomination is a total hypocrite."Two potential sticking points in Haspel's nomination are her past oversight of a CIA "black site" in Thailand in 2002 and her involvement in the destruction of CIA videotapes showing the waterboarding of terrorism suspects in 2005, although the CIA released an internal review last month absolving Haspel of responsibility.The official who conducted the review, former acting CIA Director Michael Morell, told CNN that Haspel had merely drafted a cable under instruction from her boss, former clandestine chief Jose Rodriguez, "that he sent, under his name and authority, ordering that the tapes be destroyed."A CIA spokesperson told CNN on Sunday, "There has been a fascinating phenomenon over the last few weeks. Those who know the true Gina Haspel -- who worked with her, who served with her, who helped her confront terrorism, Russia and countless other threats to our nation -- they almost uniformly support her.""When the American people finally have a chance to see the true Gina Haspel on Wednesday, they will understand why she is so admired and why she is and will be a great leader for this Agency," the spokesperson said.Haspel faces a Senate confirmation hearing Wednesday. Her nomination would be in jeopardy only if she loses the support of Republicans, who hold a slim 51-49 seat majority in the Senate. 3213

HAVRE, Mont. (AP) — U.S. Customs and Border Protection officials are reviewing an encounter between a Border Patrol agent and two women who were speaking Spanish at a gas station in northern Montana, the agency said Monday.The women, who are U.S. citizens, said the agent detained them for about 35 minutes Wednesday in Havre, a small city about 30 miles from the U.S.-Canada border. One of the women, Ana Suda, asked the agent why he asked for their identifications."I recorded him admitting that he just stop(ped) us because we (were) speaking Spanish, no other reason," Suda wrote in a Facebook post published early Wednesday. "Remember do NOT speak Spanish sounds like is illegal."Neither Suda nor her friend, Mimi Hernandez, answered their cellphones or responded to text messages on Monday. In Suda's video of the encounter, posted by KRTV of Great Falls, the agent says speaking Spanish "is very unheard of up here."Customs and Border Protection spokesman Jason Givens declined to answer questions about the incident. He released a statement that said the incident is being reviewed to ensure that all appropriate policies were followed."Although most Border Patrol work is conducted in the immediate border area, agents have broad law enforcement authorities and are not limited to a specific geography within the United States," the statement said. "They have the authority to question individuals, make arrests, and take and consider evidence."Border Patrol agents are authorized by law to make warrantless stops within a "reasonable distance" from the border — defined as 100 miles (160 kilometers) under federal regulations. That broad authority has led to complaints of racial profiling by agents who board buses and trains and stop people at highway checkpoints.Havre, which has just under 10,000 residents and is near two Native American reservations, has a mostly white population, with just 4 percent Hispanic, according to the U.S. Census.It is typically a quiet posting for the Border Patrol. Last year, the 183 agents in the Havre sector made 39 arrests — just .01 percent of the 310,531 arrests made nationwide made by Border Patrol agents. Eleven of those 39 people arrested were Mexican.Last week's confrontation happened within a day of the posting of another video showing a New York attorney ranting against Spanish speaking restaurant workers and threatening to call Immigration and Customs Enforcement to have them "kicked out of my country."Allegations have been made before of law-enforcement officers in Montana racially profiling people to find out their immigration status. In 2015, the Montana Highway Patrol established a policy forbidding the detention of a person based to verify his status, settling a lawsuit alleging that troopers routinely pulled over people for minor infractions to do just that. 2856

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