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SAN DIEGO (KGTV) - Too many young military families in San Diego are finding themselves trapped in mountains of debt, not knowing where to turn.It's a devastating problem that the nonprofit Support the Enlisted Project (STEP) is working to tackle."It's a real challenge, and I think we are setting these families up for failure a lot of the times," said Tony Teravainen, CEO and Co-founder of STEP. "Their wage with all their allowances, E4 and below, 100% of them are below HUD's low-income level."RELATED: San Diego woman climbs out of 3,000 debt holeTeravainen says families often don't ask for help until things have gotten really bad. STEP helps prevent roughly seven evictions each month for young military families. "As a country, we don't have great financial habits. And what we see is when families enter the military we put additional burdens on them, and a lot of times this pulls them further, further into debt. We ask them to move their houses every two to three years; service members can be deployed at least a third of the time."The goal is to get as many families in need into their Emergency Financial Assistance (EFA) Program.RELATED: Making it in San Diego: Millennials outpace Generation X in both total debt and long-term savingsThe EFA Program is a unique social-work and change-management based program that was specifically designed to move military and veteran families from a financial crisis to a lifetime of financial self-sufficiency. Each family gets a social worker who helps them create a budget and set goals for the future.Teravainen says 4,500 families have come through the program since it was created in 2012 and they have a 90% success rate."A success story to me is a family that can change their behaviors," said Teravainen. Families in need of help can learn more on the STEP website. 1846

SAN DIEGO (KGTV) — While families navigate this holiday season with an extra bit of care in the form of social distancing and face coverings, there are still opportunities to visit Santa Claus with the kids around the county.This year, many malls and amusement parks are keeping the tradition of visiting with Santa alive in some fashion, whether it be socially distanced in person or online.At Westfield and Simon malls throughout the county, visits will require face coverings, physical distancing, reservations, and offer hand sanitizer for visitors.But for families who aren't comfortable visiting the big man in person this year, virtual visits are available. The Otay Ranch Town Center and Chula Vista Center in the South Bay, and The Shoppes at Carlsbad in North County are offering personalized greetings and storytime with Santa. More information is available online here.Click through our interactive map below to see when and where you can see Santa around San Diego County this year:(NOTE: SOME EVENTS MAY BE CLOSED FOR A PORTION OF DECEMBER DUE TO CALIFORNIA'S NEW REGIONAL STAY-AT-HOME ORDER.) 1115

SAN DIEGO (KGTV) — Two San Diego police officers responding to a call for a shoplifter in Ocean Beach ended up buying the suspect clothes and shoes instead of arresting him.It happened on Jan. 6 around 5 a.m. at the location on Sunset Cliffs Blvd. SDPD officers Christian Nimmons and Dominic Collins said employees at the drugstore reported that a homeless man had come in, stolen a sweatshirt and refused to leave.The store declined to press charges but wanted the man out of the store.But knowing it was very cold outside, and seeing the man also didn't have a shirt or socks and shoes, the officers decided to buy them for him."We looked at each other, asked how much the sweatshirt was going to cost, and had the same mutual decision of giving him the sweatshirt," said Collins.Both men told 10News it was simply the right thing to do and part of their job as officers to show compassion for those they come in contact with."I think he was more shocked that cops were doing something for him," Nimmons said. "We couldn't leave him like that. That was really it. It's what we joined to do. To help people."The man, only known to the officers as Daniel, reportedly put on the items and left. 1201

SAN DIEGO (KGTV) – While 28,000 doses of the vaccine might sound like a lot, the county says it still won’t be enough to cover health care workers at the top of the list to get it.It’s a start, but immunologist Dr. Robert Schooley says we still have a long way to go.“It’s going to take a while but at least now we understand what the endpoint will be,” said Schooley.RELATED: How a COVID-19 vaccine will be distributed to San Diego's medical workersAccording to San Diego County, the initial shipment of 28,000 vaccines will only cover 72% of the top-tier health are workers who need it. That’s not enough for long-term care residents and staff who are also in the phase 1A top-tier to receive it.The shipment will only cover the first of two doses necessary for the Pfizer vaccine. The second doses will come in subsequent shipments.While there won’t be enough doses for all the front-line workers at UCSD, it is giving them hope.“The good news is we’ll be getting quite a few doses of the vaccine," Schooley says. “We’ll be getting farther down the list than we thought we were going to get.”The next hurdle for the vaccine is gaining widespread public trust.“These vaccines have been in tens-of-thousands of people and the FDA has gone over the data extremely carefully,” said Schooley. “I certainly would have no qualms myself about getting vaccinated this afternoon.”Schooley says about 70% of the population would need to get vaccinated to reach herd immunity. He estimated that could take up to 9 months.The county expects the next shipment of vaccines in three to four weeks. 1592

SAN DIEGO (KGTV) – Trips to the grocery store can be tough on the wallets of families trying to make it in San Diego.According to the USDA, a family of four can spend anywhere between 0 and ,300 a month on groceries alone. The bigger the family, the more you spend. San Marcos resident Melanie Anderson says the grocery bill for her family of six was around ,500 a month.“I went to the store with no plan. I would go there and let the store tell me what I needed,” Anderson said.RELATED: USDA's meal planning guide for stretching your food budgetAnderson, a stay-at-home mom of four children, said she and her husband were interested in traveling more so they decided to take a look at their budget.“I realized I wanted to save money so that I could spend it on unforgettable things,” Anderson said.Once all the numbers were in place, they realized they could make changes to their grocery bill.RELATED: Ocean Beach duo cook up 'foodie' meals on a day budget“We were wasting food, we were throwing away food, we weren't planning,” said Anderson.Now the family spends between 0 and 0 a month on groceries.Anderson says her strategy is 'meal planning in reverse'. She focuses on creating dishes around the food she already has and only buying meat, bread, and produce that are marked down or on clearance.One of her biggest tips is calling the grocery stores in advance.RELATED: How to budget when you're on an inconsistent income“First, call the grocery store and ask them what time do you clearance whatever item you’re looking for. Whether it’s the meat department, ask to speak to the meat department. If you’re specifically looking for organic produce, ask that. They are very agreeable in letting you know that information.” Anderson said. According to Anderson, the system is faster than her old trips to the store. “I blaze in there, I look at the produce, I look at the deli meat, I look at the regular meat, the bakery items and I am out of there in ten minutes,” Anderson said. RELATED: San Diego woman climbs out of 3,000 debt holeSome of the items in her fridge include organic mushrooms, usually .99, marked down to .49. The lettuce she bought marked at .49, cases of wine for less than , ground turkey for .99 and ham on clearance for .99. Anderson is now a budget-savvy blogger and documents her grocery store savings and other ways to cut down your budget on her website and Facebook page, Six On A Budget. Her followers are now posting their grocery store victories. “They send me pictures of everything in their grocery cart. They’ll say I used to spend 0, now I spend 0. It’s so satisfying,” Anderson said. RELATED: San Diego ShortFall tool: Can you make ends meet?Anderson suggests heading to the grocery store early to get the best deals. She also says you should double check the 'sell by', 'use by', and 'best by' dates because you usually have a few days to use certain items before they go bad. Anderson also recommend you get creative in the kitchen with sites like Supercook where you can plug in ingredients you already have for recipe ideas.If you prefer to create a shopping list before you head to the store, the USDA has budgeting tips and suggested menus to help you save money. 3340