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Fox News anchor Laura Ingraham bashed NBA stars LeBron James and Kevin Durant after the two got candid on the political climate during a video on James' website, Uninterrupted.Ingraham called their conversation about politics R-rated, saying it was a 'barely intelligible and ungrammatical' take on President Trump.During the ride-along, James said the climate for athletes who want to use their platform to talk about social justice and political issues is hot. Growing up, James said he looked up to three people: the president, the top athlete at the time and the to the top musician, noting while many people never think they can be them, they can grab inspiration from them."The number one job in America, the point of person is someone who doesn't understand the people and really don't give a f*** about the people," James said.Ingraham asked, "must they run their mouths like that?""This is what happens when you attempt to leave high school a year early to join the NBA and it's always unwise to get political advice from someone who gets paid 0 million a year to bounce a ball. Oh, and LeBron and Kevin, you're great players, but no one voted for you. Millions elected Trump to be there coach, so keep the political commentary to yourself or as someone once said 'shut up and dribble,'" Ingraham said.Celebrities like Greys Anatomy star Ellen Pompeo star and ESPN reporter Jemele Hill were quick to respond.Someone tell this bitch to meet me outside... Im so not in the mood for playing nice or polite this week https://t.co/LUpm0k3ZvV— Ellen Pompeo (@EllenPompeo) February 16, 2018 1643

Federal student loan borrowers haven’t had to make payments since March. But without continued government intervention, those unable to pay can expect long waits for help come October when bills are scheduled to restart.Automatic, interest-free forbearance provided by the first coronavirus relief package was not extended by the Health, Economic Assistance, Liability Protection and Schools Act proposed by Senate Republicans. There’s no additional relief for student loan borrowers in the proposal.While that legislation could still change, your best safeguard if your job or finances are shaky is to act now.“It’s a disaster waiting to happen,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.Restarting payments for tens of millions of student loan borrowers will likely lead to delinquencies and defaults, says Frotman. And there’s precedent for his assertion: Data from the Education Department in 2019 shows defaults increased when forbearances expired after natural disasters.On top of that, the number of borrowers affected by the pandemic dwarfs any previous challenge for student loan servicers.The servicing system was “never meant to handle high volatility moments; it was built to handle servicing on a normal cycle,” says Scott Buchanan, executive director of Student Loan Servicer Alliance, a nonprofit trade association representing student loan servicers. Buchanan urges borrowers to contact their servicers today for guidance.You don’t have to wait for congressional approval to take control. If you don’t think you can handle your monthly payments, an income-driven repayment plan is your best option to avoid default. Here’s why you should enroll now and what your other choices are.Opt for income-driven repaymentFederal loan borrowers can — and should — apply now for income-driven repayment. Each of the four plans available will cap payments at a percentage of your income and extend repayment to 20 or 25 years, with any remaining balance forgiven at the end.The most broadly available plan, Revised Pay As You Earn, or REPAYE, caps payments at 10% of discretionary income. If you have no income, or your income is at or below the poverty line, your payments would be zero.It’s vital to enroll as soon as possible. Many student loan borrowers who are out of work may apply for income-driven repayment all at once, which is likely to overwhelm the servicers. You’re more likely to get your application approved sooner if you apply now.“This is the moment for you to reach out and call us so we can talk specifically about your situation,” says Buchanan.He adds that servicers are planning outreach to borrowers in the coming weeks. In the meantime, they’re internally discussing increased staffing to meet an influx of demand from student loan borrowers.Recertify your existing income-driven repayment planFederal loan borrowers already enrolled in income-driven repayment must recertify their income each year or revert to a standard repayment plan.If you’ve had a change in income, now is a good time to update the amount with your servicer. Recertification will make sure your payments are updated and affordable.The fastest way to recertify your plan is at studentaid.gov, but a paper form is also available.Request another payment pause — this time with interestYour alternate option is to pause payments through forbearance or an unemployment deferment. Neither is quite like the payment pause you currently have — you have to request it, and interest will likely accrue during the entire pause and increase the total you owe. To prevent this, you can ask to make interest-only payments during these periods.An unemployment deferment allows you to postpone repayment for up to 36 months. You must be receiving unemployment benefits or working part time while seeking full-time work. Only apply for an unemployment deferment if you know you’ll be out of work for a short period of time and if you can prove you have looked for a job at least six times within the last six months. Otherwise, an income-driven repayment plan is the way to go. Interest won’t accrue on subsidized loans during an unemployment deferment.A forbearance is a last-ditch effort to avoid student loan default, which could lead to your wages being garnished or your tax refund being seized. Interest will accrue on all your loans and be added to your balance at the end. Only use forbearance if you can’t pay your loans, you plan to restart repayment soon and you won’t qualify for an unemployment deferment. You can request a forbearance with your servicer.Ask your private lender about hardship optionsPrivate student loan borrowers were left out of the original Coronavirus Aid, Relief, and Economic Security Act as well as the HEALS Act.But private lenders usually offer student loan forbearance or can temporarily lower your payments, though these options are far less generous than federal ones. Private lenders are also making relief options available temporarily to borrowers facing financial challenges. Options like additional temporary forbearance periods won’t count against existing limits.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondEmergency Financial Aid for College Students: What Are Your Options?Don’t Fall for COVID-19 Student Loan Relief ScamsAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 5475

Florida gunman Nikolas Cruz is willing to plead guilty to avoid the death penalty and spare the community from reliving the massacre in a trial, his public defender said.Cruz, 19, faces charges of premeditated murder in Wednesday's shooting at Marjory Stoneman Douglas High School in Parkland, which left 17 people dead.Broward County Public Defender Howard Finkelstein, who is representing the confessed gunman, said there's no question he killed the 14 students and three staff members."The only question is, does he live or does he die?" Finkelstein asked.Prosecutors would need to agree not to ask for capital punishment and allow life without parole instead.On Saturday, State Attorney Michael J. Satz said this "certainly is the type of case the death penalty was designed for," but that now is the time "to let the families grieve and bury their children and loved ones.""Our office will announce our formal position at the appropriate time," Satz said.Cruz's next court date is set for Monday morning. He is being held without bond following a video hearing Thursday in a Broward County court. Latest developments 1134

Final moments carry a weight.“I know in my heart he knew I was with him, and that was when I had to make the decision to tell him it was ok to let go, recalled Laurie Beaudette of her final moments with her father.“It was because I loved my dad so much and I didn’t want him to suffer.”Beaudette’s father, Jim Mandeville, was a veteran who served during the Korean War. He had most recently been living at the Soldiers' Home in Holyoke in western Massachusetts."He was in the Soldiers' Home for over 16 years, made a lot of friends," Beaudette said.In April, she says her 83-year-old dad’s health quickly declined."The week before Easter, we were FaceTiming and he looked like a zombie, and he couldn’t respond to me," she recalled.On April 14, Jim Mandeville died after testing positive for COVID-19.“The cramped rooms, they had way too many beds,” she explained of her father’s living conditions. “Veterans roomed, they were definitely not social distanced.”The number of people at Soldiers' Home who have died from the virus stands at 76.“It was written up by 2010 by the VA for not having sufficient space between beds,” said Paul Barabani, who served as the facility’s superintendent from 2011 to 2016. “There wasn’t enough room to get by the bed, and the wall with a walker, wheelchairs were out of the question.”He says in 2012, he submitted a 6 million expansion and renovation plan to create more space, but the state never acted on it.“I often say, only if that they listened, if they had increased the staff, as well as renovating the building, the outcome may have been different," he said.Barabani is part of the Holyoke Soldiers' Home Coalition. The group is made up of former Soldiers' Home employees and family members of residents.The coalition is working is calling for better staffing, improved facilities, and other measures to make sure an outbreak doesn't happen again at the facility.In June, an independent investigation commissioned by the governor of Massachusetts said decisions made by the home’s leadership were “utterly baffling.”The report included a social worker’s quote, stating it “felt it was like moving the concentration camp—we [were] moving these unknowing veterans off to die.”The state’s secretary of veteran services subsequently resigned, and the home’s superintendent was fired.“What I would like to say to the state right now and to leaders and politicians is, make this right," said Cheryl Turgeon, whose father is living at the facility. "Make it right now, and don’t wait. There is no excuse for waiting, knowing what we do right now.”Gov. Charlie Baker released a plan in response to the report that includes million going towards infection control and a promise to add more staffing.Turgeon’s father is still inside Soldiers’ Home.“He’s going to be 90 in September, and I want to see him hit that milestone I want to see him make that 90th birthday," she said.Turgeon is part of the Holyoke Soldiers Home Coalition, and so is Cheryl Malandrinos.“My father-in-law was more than number 63, who died at the Soldier's Home," Malandrinos said.Malandrinos’ father-in-law served overseas and returned to spend decades as a public school teacher in western Massachusetts.She says in April his health declined over the course of a week.The Malandrinos family had to say the same goodbye tens of thousands of families have said nationwide. Many members of the family were not allowed inside the hospital and had to say goodbye through video chat.While the Holyoke Soldiers' Home Coalition and many others are pushing leaders to right the wrongs that lead to the outbreak to create a better future, for the families of the 76 lost lives, the mistakes, mismanagement, and this virus have left a forever mark.“For me, I’m the one who made the decision to put him in the Soldiers' Home. I’m the one who promised him he wouldn’t die alone. I have to live with that, and I have to get up every day and realize what I thought was a godsend for him, probably ended his life early,” Turgeon said. “And I could not fulfill the one promise that I made to him when I put him in there, because he did not want to go, so I have to deal with that every day.” 4198

Florida and Arizona hold primaries on Tuesday, teeing up the House and Senate races that will be critical to the balance of power in Washington come November.Democrats must hold on to Sen. Bill Nelson's seat in Florida and win in Arizona's Senate race in order to have a shot a taking the majority in the Senate.In Arizona, a Republican Senate candidate's reaction to Sen. John McCain's ailing health caused a last-minute controversy. In Florida, the Senate contest is already set, but both parties will select their nominees for governor in what is expected to be a competitive race in November.Oklahoma is also holding a runoff election to determine who will be the Republican gubernatorial nominee. Democrats are eyeing this race as a potential flip this year. 771