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SAN DIEGO (KGTV) - Small businesses are the heart of San Diego's economy, but for those looking to start one, the process can feel overwhelming. It's a gap the nonprofit lender Accion has been working to fill for the last 25 years. "Sometimes thinking about getting a loan can be scary, and I think one of the things we really try to do through our process with our staff is really walk alongside that business owner," said Elizabeth Shott, CEO of Accion. Since they began in 1994, Accion has loaned million to roughly 3,100 small businesses."We're teaching them about their credit, about their finance, and their cash flow. So through the loan process they're getting a lot of one-on-one education from our staff team," said Shott.On Accion's website, you can apply for a loan as well as learn about free resources available in San Diego. Some free resources include:Legal clinics at universities San Diego Small Business Development CenterA patent attorney available once a month at the libraryFrancisco Moreno, owner of Tacos La Mezcla, is one of the many entrepreneurs who's received both a loan and guidance from Accion. “I guess the unknown is really scary, financially it can be really stressful," said Moreno. After Moreno successfully launched his food truck he was able to open a restaurant with help from Accion. Shott cautions businesses to be careful when getting any loan, being sure to ask questions and understand the terms and fees. Her staff often hears about predatory lenders online which can ultimately cost a business far more than they're able to afford. Their partner nonprofit CDC compiled this list to help entrepreneurs in thinking about the questions/info they should know prior to getting a loan. 1737

SAN DIEGO (KGTV) -- Several students fighting over a BB gun at a Logan Heights middle school accidentally shot a fellow classmate Tuesday. The incident began when a boy told a fellow student he brought a BB gun to Memorial Preparatory for Scholars and Athletes. The two boys began fighting when the student told his classmate he didn't want to show him the BB gun. During the fight, police say the BB gun went off, shooting a 12-year-old girl in the temple. The student was treated at the school but didn't need to be taken to the hospital. The girl reportedly had a large welt on her head from the incident. At this time, the school hasn't said whether or not they'll be taking disciplinary action against the students.  759

SAN DIEGO (KGTV) -- Spring is in the air and it’s the perfect time of year to get the family outside to enjoy all the beauty of San Diego County.If you’re thinking of taking the family for a bike ride, we’ve compiled a list of great family-friendly spots to enjoy around the county.Check out the list below: 315

SAN DIEGO (KGTV) -- Several protesters were arrested in downtown San Diego Friday night as demonstrators gathered following a grand jury announcement in the Breonna Taylor case.San Diego Police tweeted just before 11 p.m. that three protesters were arrested at B Street and Columbia Street.One of the demonstrators was arrested for robbery of a cell phone while two others were arrested for interfering with an arrest. Police said a cell phone was stolen from a victim while they were recording the protesters.Police said earlier that roughly 40 to 50 protesters gathered in the downtown area.“We are again with the group to ensure they remain safe and the community remains safe. Traffic may be temporarily interrupted,” the department tweeted. 753

SAN DIEGO (KGTV) — San Diego's Maritime Museum is giving families the chance to spend the night on the seas — but stay in San Diego.The museum's "Family Overnight" program offers a stay aboard the Star of India, the oldest active sailing ship in the world. Families will embark on imaginary voyage learning about the lives and times of the India's passengers in the 19th century.Instructors will be in character and in costume, as they teach various ship-centric tasks like moving cargo and raising sails. Guests will also be able to see areas of the ship normally closed to the public and sleep on "tween decks" out of the elements.RELATED: Several San Diego museums offering free admission to military families“The Family Overnight program is an immersive unforgettable life-changing experience where together the children and their parents discover and share the same fascination and passion for learning about the history of the sea," Jacob Keeton, Director of Education for the Maritime Museum, said.The overnight experience will be hosted on Saturday, June 22, at 2:30 p.m. until Sunday, June 23 at 9 a.m. Tickets are per person ages 5 and up, and include meals and accommodations. For more information, visit the musuem's website here. 1294