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The University of Utah nurse at the center of a highly controversial arrest that was recorded on the officers' body cameras has reached a 0,000 settlement with all parties involved.In addition, Alex Wubbels announced Tuesday afternoon that she will use part of that money to launch a new initiative to make body camera video more accessible to all residents in Utah involved in a police incident."I am not in the business of setting anyone up for failure. I want us to be successful in moving forward. And I think this is a small step we can provide to enable that potential success if we are going to start asking the police departments to have body cameras,” Wubbels said outside the Salt Lake City Police Department while standing next to her attorney, Karra Porter.The nurse added "it's shocking" that today's police forces don’t all have body cameras."We all deserve to know the truth. And the truth comes when you see the actual raw footage. And that’s what happened in my case. No matter how truthful I was in telling my story, it was nothing compared to what people saw and the visceral reaction people experienced when watching the footage," she said.Wubbels' widely publicized arrest happened July 26 when Salt Lake detective Jeff Payne was sent to University Hospital to collect blood from a man injured in a crash that killed the driver who caused it. Wubbels — citing policy agreed upon by the hospital and the police department — declined to tell Payne where the patient was or allow him to draw blood.The detective, with direction from his supervisor that day, Lt. James Tracy, ultimately arrested the screaming nurse after physically pushing her out of the emergency room and holding her against a wall while handcuffing her. Police body camera video of the incident caused outcries of protest from across the country and prompted Salt Lake City Mayor Jackie Biskupski and Salt Lake Police Chief Mike Brown to personally apologize to Wubbels for the way she was treated while doing her job.Payne was fired from the police department. Tracy was demoted to the rank of officer. Both men have since appealed their discipline. Their appeals remained pending as of Tuesday.Wubbels and Porter — who never filed a civil lawsuit — announced she had reached a settlement with all "U.-related and Salt Lake City-related parties" who would have potentially been named if a lawsuit had been filed."There will be no legal lawsuit. This part of this is over. We’re hopping the discussion about body cameras continues,” Porter said.Matthew Rojas, spokesman for Salt Lake Mayor Jackie Biskupski, said both the city and the university agreed to pay 0,000 each."Salt Lake City has been focused first and foremost on ensuring policies and procedures are changed so things like this don’t happen again, and we are glad we could come to a resolution with nurse Wubbles," he said.Since Wubbels went public with the arrest video, Porter said her client has had several goals, including changes to policy on how police interact with nurses; accountability by the officers involved; starting a public discussion on the importance of body camera video; compensation; and helping others.Wubbels is working with the American Nurses Association on a campaign to prevent what happened to her from happening elsewhere. She also would like to speak before the Utah Legislature during the next session about the importance of making body cameras mandatory for all police agencies. And she and Porter want to help all Utahns have access to body camera video for their own cases."Thanks to Alex, there will be more transparency as body cam footage becomes more readily available in Utah,” Porter said.Wubbels said she was grateful for how Salt Lake City has responded to her arrest and the settlement, but also noted she still becomes emotional when thinking about the incident."This landed in my lap. This is not something I sought out. I didn’t seek out the last four months," she said. "I’m incredibly humbled by change that’s happened."This is very emotional," Wubbels continued, "This is an emotional situation. … I’m still processing this. I mean, this is something I never expected to happen. But I’m also honored by the weight of it and honored to be the one to help make progress in our society at large."Porter said body cameras are also important for protecting officers, with both Wubbels and Porter emphasizing there are many good officers. They stressed that fact when talking about the fatal shooting and manhunt at the university that forced the campus to go into lockdown Monday night."I literally park where this incident happened. I walk, in the dark, every night to my work, back and forth to my car where this incident happened,” Wubbels said, adding the police "did a really good thing today. And that’s a highlight for what comes out when good cops do good work."Watch the original body camera video here: 4923

The tactics used to fight credit card scams are getting more sophisticated all the time. Unfortunately, so are the tactics used by credit card scammers.More than 2.3 million cases of fraud and identity theft were reported in 2019, according to the Federal Trade Commission — an increase of 26% from five years earlier and 138% in a decade. Credit card-related scams accounted for a significant chunk of those cases, including more than 40% of identity theft reports. And those were just the cases that were reported to law enforcement and consumer protection agencies.Whether they’re putting a new spin on an old scam or inventing a new scheme, calling on the phone or reaching out over the internet, credit card scammers are always lurking and looking to strike. Knowing how the most common scams work and how to avoid falling for them can keep your money and your identity safe.Here are six common credit card scams to watch out for.1. The charity scamThis credit card scam is a particularly cruel violation of people’s good-hearted instincts to help.Right after a tragedy like a hurricane, flood or wildfire, scammers get to work, calling or emailing and appealing to people to help victims with a donation. They’ll often pretend to be from a reputable charity like the Red Cross or the Salvation Army.When a “charity worker” calls with a detailed, sad story and asks for help, it can be hard to say no. The pleas for funds are often presented as urgent, too, to get people to cough up their credit card numbers quickly.HOW TO AVOID THE CHARITY SCAMIf you’re inclined to give money to help after a disaster, it’s best to do it proactively by contacting a charity yourself. You can check whether a charity is legitimate by using the IRS’ tax-exempt organization search or a resource like Charity Navigator.If someone calls you seeking a donation, don’t give your credit card information, even if it seems legitimate. Write down any information they give you, then politely hang up. Search the web for the phone number and put quotation marks around the number in your search. Often, you’ll find that the number that called you has been previously been identified as a scam caller. If the charity is legitimate and you want to help, donate directly through its website.2. The hotspot scamIt’s common advice to be careful when using a public Wi-Fi network, since crooks could be monitoring these networks. But sometimes the network itself is a trap, carefully laid by credit card scammers who are waiting to pounce on your information.In this credit card scam, your smartphone or laptop finds a “public Wi-Fi hotspot,” and when you connect to it, you’re prompted for credit card information to pay for internet access. The hotspot is fake, and you’re actually giving your credit card information directly to the scammers. In other cases, the hotspot is free and does offer internet access, but the scammers watch your every move. They record passwords you enter, peek into your bank account when you check it and capture your data in other ways.HOW TO AVOID THE HOTSPOT SCAMIf you need to access public Wi-Fi at a restaurant or store, ask an employee for the correct network name and password information. Be wary of generic-sounding names like “Free Public Wi-Fi.” Avoid logging into your bank account or providing any sensitive information if you can.Another way to protect yourself is to use a VPN or virtual private network. This creates a secure connection you can use even on unsecured public networks.3. The credit card ‘sign-up farm’ scamVictims of this credit card scam are often willing participants, duped by the promise of easy money for helping generate what they’re told are legitimate credit card rewards. In reality, it’s a scam to rip off card issuers, often on a massive scale. In May, federal prosecutors in New Jersey charged two men with running an elaborate “sign-up farm” that cost American Express more than million.People running these scams recruit people with good credit and offer to pay them for the use of their Social Security numbers to open credit card accounts. The scammers rack up huge balances on the cards to generate rewards points, convert the points to cash, then cancel the purchases. In some cases, they don’t even bother canceling, and the victim is left on the hook.Victims are typically promised payments of ,000 to ,000 for the use of their information, although some never get paid. And they’re usually told that the spending on the cards will be legitimate, even though the whole point is to defraud the issuer. Victims can wind up responsible for huge balances, see their credit trashed and have their own credit card and airline rewards accounts frozen.HOW TO AVOID THE SIGN-UP FARM SCAMThe lure of easy money can be hard for anyone to resist, and even more so for those who are struggling financially. But it’s wise to assume that easy money doesn’t exist.The simplest way to avoid falling victim to credit card farming scams is to never give or sell your Social Security number or any personally identifiable information to someone else. To make sure no one is using your identity to open accounts without your knowledge, check your credit report for any irregularities.4. The interest rate scamMillions of people are familiar with this classic robocall scam. You answer a phone call, often from an unknown number, and a recorded message gives you the great news that you’re eligible to negotiate significantly lower interest rates on your credit card balances. The message claims to have inside connections to credit card companies and can work on your behalf to reduce your payments by thousands of dollars. There are no such connections — the whole thing is a setup to get you to reveal your credit card information.If your interest is piqued enough to continue listening, you’ll be taken to a live operator. The “helpful” representative will quickly ask you sensitive questions to harvest your personal data and credit card information.In a slightly more legitimate — but still costly — variation of this scheme, the caller contacts the credit card company and successfully lowers your rate, and you get charged hundreds or thousands of dollars for the service. The problem is that they aren’t doing anything you couldn’t have done yourself for free. You have just as much clout with the credit card company as a third party when it comes to lowering your interest rate. Your issuer may give you the option to transfer your balance to a different card that offers a lower APR.“If you’re looking to reduce the interest rate you’re paying on your credit card purchases, your best bet is to handle it yourself for free,” says the Federal Trade Commission. “Call the customer service phone number on the back of your credit card and ask for a reduced rate.”HOW TO AVOID THE INTEREST RATE SCAMIf you want to lower your credit card interest rate, reach out to the issuer directly. It won’t hurt you to ask, even if they say no.If you do get a robocall promising to cut your rates — or any other offer that sounds too good to be true — just hang up. Never give out or confirm sensitive information to someone who calls out of the blue. To reduce sales calls, put your phone number on the National Do Not Call Registry, then keep in mind that legitimate businesses adhere to the registry while scammers don’t.5. The overcharge scamThis credit card scam is gaining ground as fewer transactions are handled in cash and more shopping moves online. It goes like this: You get a call or a text telling you that your credit card was overcharged on a recent purchase. How helpful! The problem is that it isn’t true. The scammer will ask a bunch of questions intended to get at your personal information.According to the Better Business Bureau, this scam is especially convincing because the scammers will often address the target by name. And with more and more small, everyday purchases being put on credit cards, the vague “recent purchase” angle becomes more convincing.HOW TO AVOID THE OVERCHARGE SCAMDon’t give sensitive personal information over the phone. Hang up. Check your credit card statement. If something there seems out of whack, contact your credit card issuer yourself by calling the number on the back of your card.6. The skim scamIt was hoped that the widespread adoption of EMV chip technology would wipe out skimming, but it has proved persistent. In fact, the latest data from the credit scoring company FICO found that the number of payment cards compromised at merchant card readers and ATMs increased 10% in 2017.A skimmer is a small electronic device installed by crooks on card readers on gas pumps, ATMs and elsewhere. The skimmer reads the information from the magnetic stripe on your credit or debit card when you swipe or insert the card. They can be hard to detect, and some of the newer ones are all but impossible to see with the naked eye.Skimmers are especially prevalent in tourist-heavy areas during high season. According to the Florida Department of Agriculture and Consumer Services, “it’s critical that people are aware of exactly what to look out for because each skimmer can defraud consumers up to a million dollars.”HOW TO AVOID THE SKIM SCAMThough skimmers are often well-concealed, sometimes you can tell that something looks off. Look for signs of tampering on ATM or gas station card readers, including devices attached on top of or beside the card slot. Move toward using a mobile wallet and contactless payments to avoid using your physical card.Check your account balances and transactions often. If you see something amiss, notify your credit card issuer right away to report the fraud.More From NerdWalletCan a Credit Card Company Lower My Credit Limit?Is It OK to Never Have a Credit Card?Today’s Definition of Financial Adulthood Is More Flexible Than EverErin Hurd is a writer at NerdWallet. Email: ehurd@nerdwallet.com. 9936

The Santa Ana Zoo is providing shelter for about 150 animals from Orange County Zoo in Irvine Regional Park that were evacuated on Oct. 26 because of the Silverado and Blue Ridge wildfires. #CityofSantaAna @SantaAnaZoo @SantaAnaParks #silveradocanyonfire #BlueRidgeFire pic.twitter.com/qb0ZDQ83ck— City of Santa Ana (@CityofSantaAna) October 27, 2020 358

The White House released official portraits of President Donald Trump and Vice President Mike Pence Tuesday morning.According to an official press release from the White House, the portraits were produced by the Government Publishing Office. The photos will be distributed and displayed in the offices of federal agencies across the country.The walls of federal agencies have been a bit bare since Jan. 20, when former President Barack Obama's portrait was taken down in all federal agencies following the inauguration. A September story by the Washington Post reported that the Trump administration was slow to release an official portrait — Obama's portrait was released by March of his first year in office, President Bill Clinton's was released by June.The White House also says the photographs will be made available for sale to the public.  859

The US called on Turkey to not follow through on threats to attack US-backed forces in Syria Wednesday, an incursion the Pentagon warned could threaten US personnel and derail the fight against ISIS."Unilateral military action into northeast Syria by any party, particularly as US personnel may be present or in the vicinity, is of grave concern. We would find any such actions unacceptable," Commander Sean Robertson, a spokesman for the Department of Defense, told CNN."We believe this dialogue is the only way to secure the border area in a sustainable manner, and believe that uncoordinated military operations will undermine that shared interest," he added.Earlier on Wednesday, Turkey's President Recep Tayyip Erdogan said in a televised speech that Turkish troops would launch a military operation east of the Euphrates in Syria, an operation aimed at targeting Kurdish militants.The US troops in Syria regularly work with Kurdish elements of the Syrian Democratic Forces as part of their campaign against ISIS.Turkey sees all Kurdish forces in in Northern Syria as an extension of the Kurdistan Workers' Party (PKK), listed as terror group by the US and the EU. The US does not share Turkey's view."Our target is definitely not American troops. It is the members of terror organization operating in the region. I want to emphasize this," Erdogan added, saying that he expected the operation to begin "in a couple of days."Secretary of Defense James Mattis recently directed US troops to establish a series of observation posts in the northeast Syria border region as part of an effort to reduce tensions between Turkey and the US-backed Syrian Democratic Forces.Two US officials told CNN that while the US has observed additional Turkish forces arriving in the area, at this point in time it is assessed that Turkey does not have enough troops in the area to conduct the type of operation in the timeline outlined by Erdogan.However the threat of cross-border shelling remains, potentially putting US troops there at risk.Previous cross-border clashes caused the Syrian Democratic Forces to suspend their hard-fought offensive against the ISIS-held town of Hajin, the terror group's last remaining redoubt east of the Euphrates River."The campaign against ISIS is not over. Coalition forces are working closely with the Syrian Democratic Forces who are in the midst of offensive operations against ISIS in the Middle Euphrates River Valley," Robertson, the Pentagon spokesman said."We should not and cannot allow ISIS to breathe at this critical point or we will jeopardize the significant gains we have made alongside our Coalition partners and risk allowing ISIS to resurge," he added. 2703