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President Donald Trump tweeted Friday morning that he plans to re-submit a plan to end the Deferred Action for Childhood Arrivals (DACA) program, which offers more than 500,000 young immigrants the chance to remain in the U.S.The Supreme Court ruled against Trump's 2017 efforts to end the program in a landmark decision on Thursday. However, the court's ruling left the door open for Trump or a future administration to end the program should they take the proper steps.Trump said Friday that his administration plans to renew efforts to end the program."We will be submitting enhanced papers shortly in order to properly fulfil (sic) the Supreme Court's ruling & request of yesterday," Trump tweeted. 714

Reports are streaming in Tuesday night as multiple people, and even the official City of Phoenix Twitter page, have shared videos of what appears to be a meteor flashing across the night sky in Phoenix.  216

President-elect Joe Biden’s proposal to forgive ,000 of federal student debt as COVID relief could erase loan balances for 15 million borrowers and reduce balances for millions more, according to federal data.Broad student loan forgiveness could affect 45.3 million borrowers with federal student loan debt who owe a total of .54 trillion to the government. Wiping out ,000 each — as Biden calls for — would result in up to 9 billion canceled.Seth Frotman, executive director of the Student Borrower Protection Center, says removing the student loans “albatross around their financial lives” could mean the difference for consumers who aspire to buy a house, save for retirement or start a business.“Student loan borrowers across the spectrum — old, young, urban, rural, high-balance, low-balance, Black, white — are hurting with their student loans, and that was before COVID even hit,” Frotman says.For now, Biden’s proposal is just an amount, with no details to answer questions about which loans might be canceled, whether forgiven amounts would be taxed and if borrowers would have defaulted loans removed from their credit history. It also faces huge hurdles politically.But here’s how ,000 in forgiveness could affect some categories of borrowers.For 15 million borrowers, a slate wiped cleanMore than a third of federal borrowers could see their balances fall to zero with ,000 in debt cancelation. Among those, 7.9 million owe less than ,000 in student loans and 7.4 million owe between ,000 and ,000, according to federal data.These are also the borrowers most likely to default on their loans. Over half of those who default (52%) have less than ,000 of federal undergraduate debt, according to an analysis of federal data by The Institute for College Access and Success, or TICAS.That’s because those with lower debt amounts often have not completed their schooling, so they don’t reap the benefits of a degree that leads to a better paying job. Among those who default, 49% did not complete their program of study, TICAS found.Default has severe consequences: It can sabotage credit scores and trigger collection efforts that can include seizure of tax refunds and Social Security payments.Many of these borrowers are current on their payments. For them, forgiveness could help, but it might not be much of a boon to the overall economy, says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors.“If you owe ,000 and your payment is 0 — and that’s a lot of money to a lot of people — but you all of a sudden don’t have to pay 0 a month, I don’t see that 0 being put toward something that will stimulate the economy,” Mayotte says.For 19 million borrowers, some breathing roomThe typical student leaves school with around ,000 in debt, according to TICAS, an amount that can grow quickly with interest if students pause payments or go on repayment plans that allow them to make lower payments.Nearly 19 million borrowers owe between ,000 and ,000 in federal student loans, according to federal data. Without detailed execution plans from the Biden team, it’s trickier to say how these borrowers would be affected.For example, cancellation might not reduce the amount they pay each month, but it could draw their end date closer and lower the total amount they’d pay overall, due to interest. Or it might wipe out one loan completely but leave payments on others intact.For 11 million borrowers, a drop in the bucketHigher income households, as a whole, are the ones that hold the most debt.The high debt/high earner correlation makes sense because those who make more money tend to have more advanced education, according to findings from Georgetown University Center for Education and the Workforce. To get those advanced degrees, students rack up debt in the process.More than 8 million people owe the government between ,000 and 0,000 in student loans. An additional 3.2 million borrowers owe more than 0,000 on their federal loans, data show.A borrower repaying 0,000 on the standard federal 10-year plan at 5% interest would pay off the loans 15 months early if ,000 were forgiven.Forgiveness is still a big maybeThere’s also the question of how loan forgiveness could move forward: Will it be through Congress or executive action or not at all?“If anything can be done by executive action, [forgiveness] could happen very quickly,” says Robert Kelchen, associate professor of higher education at Seton Hall University. “I’m just not sure whether forgiving debt would withstand legal scrutiny.”Experts say any executive action could face lawsuits or be subject to judicial review, which would leave the fate of an order for forgiveness in the hands of the Supreme Court.“There are a lot of conservative judges, so I can imagine that many of them could be hostile to the policy,” says Wesley Whistle, senior advisor for policy and strategy, higher education at the public policy think tank New America.Mayotte said she is doubtful borrowers will see straight forgiveness since the reach of this type of pandemic relief wouldn’t be as broad as, say, providing supplemental unemployment or propping up small businesses.Forgiveness won’t happen before payments restartBiden proposed his forgiveness measure as part of COVID-related relief, but experts say there’s an even more pressing student loan concern that will come to a head before Biden starts his term — the end of the payment pause for student loan borrowers, which is set to sunset after Dec. 31.Doug Webber, associate professor of economics at Temple University, says he’s worried about the pitfalls of going “zero to 60” in one day with reinstating loan payments for a population that isn’t ready.“Once you give people a benefit, it’s always harder to take it back,” Webber says.The payment pause, known as a forbearance, has been in effect since March as part of the first coronavirus relief bill. President Donald Trump extended the relief through the end of the year, but neither the outgoing or incoming administration has committed to extending it again.While borrowers await the fate of forgiveness, they should contact their servicer to get enrolled in an income-driven repayment plan if they won’t be able to afford their payments. These plans set payments at a portion of their income and can be as low as zero if they’re unemployed.NerdWallet writer Ryan Lane contributed additional reporting to this story.More From NerdWallet10+ Student Loan Forgiveness Programs That Discharge LoansFederal Loans Are Paused Until 2021 — Should You Pay Anyway?Income-Driven Repayment: Is It Right for You?Anna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6765

Republican Sen. Cindy Hyde-Smith won Mississippi's US Senate runoff election in a contest that centered on her actions and comments evoking the state's dark history of racism and slavery.Hyde-Smith defeated Democratic challenger Mike Espy, a former congressman and agriculture secretary, in the last Senate race to be decided in 2018. With 99 percent of precincts reporting, Hyde-Smith beat Espy with 53.9 percent of the votes. Her win on Tuesday means Republicans will hold 53 seats to Democrats' 47 seats in the Senate in January. The GOP grew its majority in the Senate by two seats in this year's midterm elections even as Democrats took control of the House.President Donald Trump visited Mississippi on Monday to rally Republican voters behind Hyde-Smith after her comments about a "public hanging" set off weeks of controversy.It began when video emerged online of her telling supporters earlier this month that she'd be "on the front row" if one of her supporters "invited me to a public hanging." She later called the comments an "exaggerated expression of regard," but her use of the phrase brought memories of Mississippi's history of lynchings to the forefront and put the contest under the national microscope.Asked about her remark in a debate, Hyde-Smith said she would "certainly apologize" to anyone who was offended, but then pivoted to an attack on her opponent."This comment was twisted and it was turned into a weapon to be used against me," Hyde-Smith said.Hyde-Smith's comments prompted deeper dives into her history.The same progressive blogger who published the video of her using the phrase "public hanging" later published one in which Hyde-Smith told a small group at Mississippi State University that suppressing the votes of students at other colleges was "a great thing." Her campaign said it was a joke, but that explanation backfired when the black student seen laughing in a picture from the event her campaign posted on Twitter responded that Hyde-Smith's campaign was using him as a prop.On Friday, the Jackson Free Press reported that Hyde-Smith had attended a private high school that was founded in 1970 so that white parents could avoid attempts to integrate public schools. Hyde-Smith's daughter later attended a similar private school established around the same time, according to the Free Press. The senator's campaign responded to the report by attacking the "liberal media."Over the weekend, CNN reported that Hyde-Smith once promoted a measure that praised a Confederate soldier's effort to "defend his homeland" and had pushed a revisionist view of the Civil War.In photos posted to her Facebook account in 2014, Hyde-Smith was pictured posing with Confederate artifacts during a visit to Beauvoir, the home and library of Confederate President Jefferson Davis. The caption on the post read, "Mississippi history at its best!"Democrats had hoped a surge in turnout among black voters -- who make up nearly 40% of Mississippi's population, the largest share in the nation -- could carry Espy to victory in a state that is highly polarized along racial lines, with most white voters backing GOP candidates and black voters supporting Democrats.Espy's campaign hammered Hyde-Smith with television ads that cast her as an embarrassment to a state that has attempted to overcome its history of slavery and racism."We've worked hard to overcome the stereotypes that hurt our economy and cost us jobs. Her words should not reflect Mississippi's values, either," a narrator said in one ad. The ad also called Hyde-Smith "so embarrassing, she'd be a disaster for Mississippi."Several companies that had donated to Hyde-Smith's campaign, including Walmart, publicly withdrew their support for the senator over the "public hanging" comment.The controversies surrounding her set off a major push by national Republicans to avoid the same embarrassment they'd suffered last year in Alabama over the Senate campaign of Roy Moore and save Hyde-Smith.While Hyde-Smith largely stayed off the campaign trail, the party's infrastructure rallied to her defense. GOP groups spent million on the Mississippi runoff -- much more than Democrats' .2 million, according to Federal Election Commission filings. Republican groups spent more than twice as much as Democrats on television advertisements, per the ad tracking firm Kantar/CMAG.Trump's visits to Mississippi on Monday night were also seen as bid to rally the Republican base to vote in an election taking place two days after the Thanksgiving weekend. 4566

Reports compiled by Zac SelfSunday, President Trump landed in the Philippines for the last stop on his five-country visit to Asia.Trump’s visit will include stops at the Association of Southeast Asian Nations (ASEAN) and East Asia summits.While in the country, Trump plans to address human rights with Philippines President Rodrigo Duterte, according to CNN.Hours before the President’s visit, riot police used water canons to prevent hundreds of protesters from reaching the U.S. embassy in the city of Manila.Sunday morning, Trump re-tweeted the U.S. embassy, which took to Twitter to welcome the president to the country. 632

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