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The helicopter pilot who crashed on to the roof of a New York City building was not licensed to fly in poor weather, the Federal Aviation Administration said.The pilot, identified as Tim McCormack, died in the crash, law enforcement officials said."Pilots must have an instrument rating to fly in bad weather," an FAA spokeswoman said. "This pilot didn't have an instrument rating."An instrument rating requires about 100 or more hours of additional training on top of basic pilot training, CNN aviation analyst Mary Schiavo said.It helps pilots learn to fly without visual reference to the sky under instrument flight rules, by relying solely on instruments to "fly blind" in clouds or heavy fog under the direction of air traffic control, Schiavo said.At the time of Monday's flight, moderate to heavy rain was falling in the city, and visibility at Central Park was down to 1.25 miles. Winds were from the east at 9 mph.City officials said they were not sure what led the pilot to crash-land atop a building without a helipad.A typical afternoon inside the offices of a Midtown Manhattan skyscraper suddenly turned to chaos when the helicopter, 11 minutes into its flight, landed on the roof.The helicopter took off from East 34th Street Heliport about 1:32 p.m. Monday, New York police Commissioner James O'Neill said.Based on interviews investigators conducted at the East 34th Street Heliport on Manhattan's East Side, the pilot made statements that he believed he had a 5- to 7-minute break in the rainy weather to take off, according to a law enforcement source familiar with the investigation. The pilot did not refuel at the heliport, the source added.Once the pilot was in the air, he radioed back to the heliport and said he needed to return. The last time the pilot communicated with the heliport he conveyed he was unsure of his location, the source said.The pilot then flew around Battery Park on the southern tip of Manhattan, up the west side of the island and then, somewhere around the streets in the 40s, started to veer toward Midtown Manhattan before crash-landing, the law enforcement source said.McCormack had flown for American Continental Properties, the company that owns the helicopter, for five years, according to a company statement.McCormack received his commercial pilot's license in 2004, according to Federal Aviation Administration records, and he was certified as a flight instructor for a rotorcraft-helicopter last year.In October 2014, the pilot was flying a helicopter over the Hudson River with six tourists on board when a bird struck and broke part of the windshield, according to 2637

The entire US auto industry would shutdown within a week if President Donald Trump goes through with his pledge to close the US-Mexican border, according to a leading expert on the industry.That's because every automaker operating an auto plant in the United States depends on parts imported from Mexico, said Kristin Dziczek, the vice president of industry, labor and economics at the Center for Automotive Research.About 37% of all auto parts imported to the United States originate in Mexico. Virtually all car models in America have Mexican parts, she said. Because of that reliance, she said the auto industry would stop producing vehicles relatively quickly."You can't sell cars with missing pieces," she said. "You've got to have them all. I see the whole industry shutdown within a week of a border closing."President Trump is threatening to 862

The ads are appealing. They feature deals for vets to refinance their homes and cash out on the equity. However, home and refinance loan programs targeted towards military veterans can be a benefit or a headache, depending on the lender. John Bell, advisor for the Veterans Affairs Administration in D.C. says there are many reasons why vets can take advantage of borrowing cash against their home. But how you choose a cash-out lender makes a big difference. “We want to make sure that veterans are armed with information from the disclosure process early in the process as well as though closing, so they understand the decisions they're making,” he says. Bell says, unfortunately, there are predatory lenders out there targeting vets, sticking vets with thousands of dollars in hidden fees. “Have we seen it, yes,” Bell explains. “Do we know how to combat it and help you in navigating that process? Without a doubt.” In 2018, the United States Department of Veterans Affairs stepped up its regulations for lenders, specifically on cash-out refinance loans. The VA has always offered advisor services to protect borrowers through their long-standing VA home loan program. “We need to make sure that all lenders are operating on the same playing field, that they're all giving veterans the transparency that they need to make informed decisions,” Bell says. According to a report by the American Enterprise Institute, in September of 2018, veterans cashed in on cash-outs. They accounted for 86 percent of mortgage loans, which was up about 30 percent from two years prior. “The general rule is if it sounds too good to be true it usually is,” Bell says. Bell says in order to not cause a mortgage crisis among vets, it's best if you know what you’re getting yourself into. “Be sure you're asking the right questions,” he says. “You want to know the exchange of equity that you're going to take out, what is the overall cost of that, and make an informed decision.” 1983

The Lucas County (Ohio) coroner said 14-year-old Harley dilly most likely died the day he went missing. “There is no accurate forensic way of determining an exact time of death in such circumstances," coroner Daniel Cadigan said. Harley was found lodged in the chimney of an unoccupied home just steps from the Dilly family home. Last seen walking to school, police said it appeared Harley climbed an antennae tower to the roof and entered the chimney.His coat and glasses were found inside the home near a flue and on the second floor of the house.The coroner ruled Harley's cause of death as compressive asphyxia. Compressive asphyxia is when respiration is prevented by external pressure on the body.Authorities said his death appeared to be accidental.This article was written by Courtney Shaw for 814

The mayor of Phoenix apologized to a family who said that police drew guns on them after an alleged shoplifting incident at a Dollar Store last month."I, like many others, am sick over what I have seen in the video depicting Phoenix police interacting with a family and young children," Mayor 305