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Retail credit card APRs have not changed despite the Federal Reserve slashing interest rates to near zero this year, according to a new report from CreditCards.com.Store-only cards have the highest interest rate at nearly 30%. That's the case for a few jewelers, Discount Tire and Big Lots, which sells furniture and appliances.“They're kind of preying, in some cases, on people who are really desperate to buy something, but may not have the money for it,” said Ted Rossman, an industry analyst at CreditCards.com. “So, it's really all about risk management.”The website’s survey found more than 43% of people have impulsively applied for a store card at checkout.That phenomenon may change this holiday season, when much of the shopping is expected to be online.“It might be less of an issue this year,” said Rossman. “Although, who knows? Maybe the shoppers that are in store are going to be peddled these even more aggressively, so it's something to watch for.”Store credit cards can be worth it if you pay your bills in full to avoid interest and you're loyal to a certain retailer. That's especially true for cards that offer 5% back on everything you buy. Amazon, Walmart, Target and a few clothing stores offer those kinds of rewards.If you're just signing up for an initial discount, don't waste it on a small purchase.Remember a credit card is different from a free loyalty program.You might be getting into something that could hurt your credit score. 1470

President Donald Trump's attorney in a defamation case with a former "Apprentice" contestant is asking a judge for an interim stay pending appeal, which would temporarily suspend the case until the appeal has been decided.The lawsuit was filed by Summer Zervos in January 2017 and alleges Trump defamed her after she accused him in an October 2016 news conference of sexually assaulting her in 2007.Trump's attorney, Marc Kasowitz, is appealing the March 20 ruling by New York Supreme Court Justice Jennifer Schecter, who allowed the case to go forward. The move was expected, and Zervos' legal team plans to fight it. 626

President Donald Trump warned Russia on Wednesday that it should "get ready" for a missile strike on Syria, vowing to thwart any missile defenses."Russia vows to shoot down any and all missiles fired at Syria. Get ready Russia, because they will be coming, nice and new and 'smart!'," Trump wrote. "You shouldn't be partners with a Gas Killing Animal who kills his people and enjoys it!"Trump has been weighing his course of action in Syria following a suspected chemical attack in the country. Trump described the attack as "sick" and criticized Russian President Vladimir Putin and Iran for supporting Syrian President Bashar al-Assad. Trump threatened that there would be a "big price to pay" for the deaths. 719

Rachel Peterson was already having a tough time of it when she called a supermarket chain's pharmacy to get a prescription filled.Then the pharmacist made things worse.Peterson says back in July a pharmacist at a Meijer pharmacy in Petoskey, Michigan, refused to fill her prescription for a drug to treat her miscarriage because of his religious beliefs. She's working with the American Civil Liberties Union to change Meijer's policy and is willing to go to court if need be to keep what happened to her from happening to another woman. 545

Record high ocean temperatures are bringing large crowds to San Diego beaches. The warm water also has the potential to attract more stingrays and jellyfish to the area.The Scripps Institute of Oceanography reports that surface ocean temperatures reached a record 79.5 degrees Sunday, which is more than ten degrees above normal. That, combined with unseasonably hot and humid weather, brought 333,680 people to City of San Diego beaches over the weekend, city lifeguards estimate. Clarissa Anderson, executive director of the Southern California Coastal Ocean Observing System at Scripps Institute of Oceanography, said it's unclear what has led to the higher temperatures. "The last several years we really have seen these anomalous temperatures every summer," she said, adding that the hot and humid water could be playing a role.The warm waters could also attract more stingrays to plant themselves along the shallow sand and jelly fish in the water just off shore. People who don't shuffle their feet risk a sting from the ray, while jelly fish sting on contact."More people are going to the beach, warmer temperatures, nice water and so you've just got more people and more animals, higher probability of encounter," Anderson said. Anderson said it was unclear how long these high temperatures would last. She noted the county had record low ocean temperatures - based on date of year - just a few weeks ago. 1422

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