山西无痛肠镜怎么检查(山西便后出血) (今日更新中)

Terminally ill British toddler Alfie Evans died overnight, days after life support was withdrawn, according to messages posted Saturday by his parents on Facebook."My gladiator lay down his shield and gained his wings at 02:30. absolutely heartbroken. I LOVE YOU MY GUY," his father, Thomas Evans, wrote on the "Save Alfie Evans" Facebook page."Our baby boy grew his wings tonight at 2:30 am. We are heart broken. Thankyou everyone for all your support," his mother, Kate James, posted on the "Alfies Army Official" Facebook page. 538

Starting Social Security early typically means getting a smaller benefit for the rest of your life. The penalty is steep: Someone who applies this year at age 62 would see their monthly benefit check reduced by nearly 30%.Many Americans have little choice but to accept the diminished payments. Even before the pandemic, about half of retirees said they quit working earlier than they’d planned, often due to job loss or health issues. Some have enough retirement savings to delay claiming Social Security, but many don’t. And now, with unemployment approaching Depression-era levels, claiming early may be the best of bad options for older people who can’t find a job.But the penalty for early filing, and the bonus for delaying your application, are based on old formulas that don’t reflect gains in life expectancy, says economist Alicia Munnell, director of the Center for Retirement Research at Boston College. The result is a system that unfairly penalizes early filers, unjustly benefits late filers — and hurts lower-income people the most.“Low-income people disproportionately collect benefits at 62 and their benefits are cut too much, and high-income people disproportionately delay claiming till 70 and their benefits are increased too much,” Munnell says. “So you penalize the low-income and you benefit the high-income.”The problem started off as a solutionOriginally, Social Security had one retirement age: 65. In 1956, Congress authorized a reduced benefit for women, to allow them to retire at the same time as their typically older husbands. The reduced benefit option was extended to men in 1961.The amount of the reduction was meant to be “actuarially neutral,” so that the cost to Social Security would be the same whether those with average life expectancies claimed the smaller check earlier or the larger check later.As life expectancies rose, though, early filers wound up living with the penalty for longer. In 1956, a 65-year-old woman had an average life expectancy of 16.9 years. Today, it’s 21.6 years, Munnell says. Instead of being actuarially neutral, in other words, the current system results in early filers with average life expectancies getting less.On top of that, Social Security offers a bonus for those who can afford to wait. A 1% delayed retirement credit was introduced in 1972, and the amount was increased over the years to the current 8%. So each year you put off claiming Social Security past your full retirement age adds 8% to your payment. Full retirement age varies according to birth year and is 67 for people born in 1960 or later.Let’s say your full retirement age is 67 and your benefit, if started then, would be ,000 a month. Starting at 62 would shrink the benefit to 0, while waiting until 70 to begin would boost the amount to ,240.The longer you live, the more you can benefit from a delayed filing — and the higher your income, the longer you’re likely to live. In fact, most of the gains in life expectancy in recent years have accrued to higher-income people.Between 2001 and 2014, for example, life expectancy rose by more than two years for men and nearly three years for women with incomes in the top 5%, according to a study for the Social Security Administration. During the same period, life expectancies for those in the bottom 5% of incomes rose a little less than four months for men and about two weeks for women.How benefits could change to be fairerTo restore actuarial fairness, the penalty for early filing should be lower, Munnell says. Someone who retires at 62 instead of 67 should get 22.5% less, rather than 30% less. Similarly, the bonus for waiting should be reduced to just below 7% per year.“The way it’s set up now, people will get 124% of their full benefit if they wait till 70 and they really should only get 120%,” Munnell says.Obviously, Social Security has bigger problems. Once its trust fund is depleted, as projected in 15 years or so, the system will be able to pay only 79% of promised benefits in 2035. That proportion is estimated to drop to 73% by 2094.When Congress finally gets around to fixing the system, Munnell says, it should consider making the payouts more fair.“I think there’ll be some grand bargain on Social Security at some point because I don’t think anybody’s really going to allow benefits to be cut 25%,” Munnell says. “This [actuarial fairness] probably should be put on the agenda.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletHow to Renegotiate Your Bills to Save MoneyFeeling Out of Control? These Money Moves Could HelpRenters at Risk: Ways to Cope in the Financial CrisisLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4771

Taylor Swift is spreading the wealth this holiday season and helping some of those struggling to make ends meet during the coronavirus crisis.The pop star donated ,000 to two mothers who’ve fell behind on rent and other bills amid the COVID-19 pandemic, according to multiple reports.NBC News and Billboard report that Swift decided to donate to the struggling mothers’ GoFundMe pages after reading about their situations in an article by The Washington Post.One of the mothers, Nikki Cornwell, told The Post that she was ,000 behind on rent and she feared that she’d be evicted right after Christmas. The Nashville-based mom says she lost her factory job in March and came down with COVID-19 in May. She had been receiving 5 a week of unemployment, but that just ended.According to Cornwell’s fundraising page, Swift donated to her on Wednesday and wrote that she’s brave for sharing her story.“I'm so sorry for everything you've had to go through this year and wanted to send you this gift, from one Nashville girl to another. Love, Taylor,” wrote Swift with her donation.The second mother, Shelbie Selewski, lives in Macomb County, Michigan. She told The Post that she was ,100 behind on rent and utilities after losing her job as a medical receptionist. In order to make ends meet, the mom says she had to sell some of their belongings.Along with their financial troubles, Selewski told The Post that her new baby was born with a collapse lung, which puts the child at high risk for COVID-19.Like with Cornwell, Swift donated to Selewski through a crowdsourcing page.“No one should have to feel the kind of stress that's been put on you. I hope you and your beautiful family have a great holiday season. Love, Taylor,” wrote Swift. 1753

STILLWATER, Okla. — At Oklahoma State University in Stillwater, officials on Monday confirmed 23 positive cases of COVID-19 at an off-campus sorority house.All of the students living in the house were placed in isolation and are prohibited from leaving the facility, the university said in a statement.“Due to the nature of this situation, the entire chapter house is in isolation or quarantine and will be prohibited from leaving the facility,” the university wrote. “One member of the sorority who lives elsewhere is among those who tested positive and will also remain in isolation.”All involved are being monitored by OSU and the Payne County Health Department. The school says contact tracing is also being conducted to further protect the community.The confirmed cases come after a video was widely circulated over the weekend, showing dozens of maskless students packed into a nightclub in the college town.“As a student, I’m frustrated as hell,” said Ryan Novozinsky, an OSU junior from Allentown, New Jersey, and the editor of the student newspaper. “These are people I have to interact with.OSU has a combination of in-person and online courses, and students, staff and faculty are required to wear masks indoors and outdoors where social distancing isn’t possible. 1283

Terminally ill British toddler Alfie Evans died overnight, days after life support was withdrawn, according to messages posted by his parents on Facebook on Saturday."My gladiator lay down his shield and gained his wings at 02:30. absolutely heartbroken. I LOVE YOU MY GUY," his father, Thomas Evans, wrote on the "Save Alfie Evans" Facebook page."Our baby boy grew his wings tonight at 2:30 am. We are heart broken. Thankyou everyone for all your support," his mother, Kate James, posted on the "Alfies Army Official" Facebook page.The 23-month-old boy, who had a degenerative brain condition, had been at the center of a high profile legal battle over whether life support should be continued. The case has stirred strong emotions both in Britain and abroad, with hundreds of thousands signing petitions supporting him.Alfie, who was admitted to Alder Hey Hospital in December 2016, was diagnosed with a neurodegenerative disease associated with severe epilepsy and had been in a semivegetative state for more than a year. During that time, he was kept alive by artificial ventilation in the critical care unit. 1121

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