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Experts say those feeling the pain of the financial crisis the most are millennials. The generation has missed major milestones that past generations enjoyed in their 30’s and 40’s as a result of dealing with two major financial crises over the past decade.However, it may not be all gloom and doom for millennials. The economic cycles the generation has experienced early on could lead them to understand the economy and markets better, potentially leveraging that to greater future gains.Many millennials graduated and entered the workforce during the 2008 Great Recession. They were just hitting their prime, and then, this pandemic and a second major financial crisis hit.“It just feels not only like we can’t catch a break, but we can’t even get started without something coming along and taking away a lot of what we worked for,” said Erin Lowry.Erin Lowry is an author and wrote the books “Broke Millennial” and “Broke Millennial Takes on Investing”.“The big thing to consider for your financial future is this will be temporary,” said Lowry. "We are going to get through this just like we got through ’08.”Surveys conducted by the Urban Institute show at least 1 in 3 millennials are struggling financially right now, and millennials as a whole have less acclimated wealth at this stage in life than the prior generation. To change that, even during this recession, Lowry believes there are a few key things millennials can do.“You do want to think about doing, and I hesitate to say it like this, but the least damage currently,” said Lowry.She recommends minimizing the amount of debt you may need to take on to get through this economic downturn. Also, protect your credit scores as much as possible by making on-time payments.Pay the minimum if needed or contact your lenders to work out agreements that will not show missed payments on your credit report. In the future, you’ll want a healthy credit score to be able to qualify for mortgage loans or auto loans at a lower interest rate.Lastly, try to still contribute to your retirement plan even if it’s a little bit. If you are in a position where every penny counts right now, think about a time in the near future when you can start to again invest. That is important because, historically, the market will rebound.To recover on a better financial footing, you want to buy when the market is low, or down, and reap the gains as the economy recovers.“After 2008, we went on to have one of the longest bull runs in stock market history,” said Lowry. "We don’t know what is going to happen after the coronavirus recession, but you don’t want to miss out on potentially huge returns.”The possible advantage of going through two recessions early in life may be a better understanding of the economy and a stronger desire to understand the market, along with learning how to use the downturn as an opportunity for future gains. 2896

Esteban Santiago has pleaded guilty to shooting and killing five people and injuring six others in the baggage area at a Fort Lauderdale Airport, and he says he doesn't know why he did it.The 28-year-old Anchorage, Alaska resident pleaded guilty to 11 charges in the January 6, 2017 attack at Fort Lauderdale-Hollywood International Airport in which he used a handgun to commit the act.Santiago says he "wasn't really thinking about it at the moment," according to an Associated Press report. The criminal has been diagnosed with schizophrenia, but was found competent for the legal proceedings, the AP said.Santiago was sentenced to life in prison plus 120 years. He waived all rights to appeal, the AP reports.“Today the man responsible for the horrific, devastating, and tragic attack on numerous innocent people at the Fort Lauderdale airport was held accountable for his crimes,” Miami U.S. Attorney Benjamin Greenberg said in a statement. A psychologist who met with the suspect throughout the past year says he is mentally better now and has started express shock and remorse for what he did. 1112

ESCONDIDO, Calif. (KGTV) -- Video shows a machete attack in Escondido that occurred earlier in February. According to Escondido Police, the attack happened on Maywood Street and Washington Avenue around 10:17 p.m. on February 12. Police say it appears three teenagers walking in the area were confronted with a machete-wielding man. RELATED: Man attacked by machete-wielding suspect in TalmadgeOne of the teens, a 16-year-old suffered cuts to his head and hand, both were non-life threatening, police say. The teen was taken to the hospital for treatment. “None of the teens were very forthcoming with information. It’s still under investigation, but I’m sure there’s more to the story…” police said. 709

ESCONDIDO, Calif. (KGTV) — Growing up in foster care can be lonely enough and the holidays and the pandemic can make life feel even more isolating.Shatayja Beck knows that feeling all too well."I didn't know where I was going to go. I thought I was going to be there forever, and then finally somebody told me about SPA, and it just sounded like the best place, really I was like sign me up," said Beck.SPA is the San Pasqual Academy in Escondido. Roughly seventy kids live, study, play sports, and grow up on the sprawling campus."San Pasqual Academy is a first in the nation residential, educational setting for children in foster care, and it has been for ages 12 and up," said Kimberly Giardina, Director of Child Welfare Services for the San Diego County Health and Human Services Agency.Shatayja's mom died suddenly when she was just eight years old. She was in and out of the Polinsky Childrens Center and foster homes before finding stability at SPA."SPA was the best thing for me because I was older and nobody really wanted to take me in, and I wasn't going back with my family," said Shatayja.Shatayja lived in the honor's house and played just about every sport offered. She graduated from SPA in 2017."When I was younger, I didn't even think I was really going to make it to college, I was like high school and, that's it," said Shatayja.Not only did she graduate high school, but she says she also had several college scholarship options. Currently, she's a student at Grossmont College. Her passion is photography and she works as a security guard."When I went to SPA, I felt like I could be myself, and I found out who I really was, how I wanted to dress. and how I wanted to be," said Shatayja.Perhaps, just as frightening as entering the foster system is leaving it."There is the experience of, 'good luck, you've turned 18.' The system is no longer responsible. We hope that you learn everything that you've needed to to make this transition successful," said Simone Hidds-Monroe.Hidds-Monroe knows that feeling all too well. She graduated from SPA in 2009. She and her three siblings entered foster care after their mom died. They stayed together, and all graduated from the academy."There is such a relief when you meet another former foster youth. It's like this unspoken connection that you really understand," said Hidds-Monroe, who is now the associate director of youth services for Just in Time for Foster Youth.The organization serves more than 800 youth a year, ages 18-26. The goal is to help them succeed once they age out of the foster care system. "The biggest thing for us is connections. We want our youth to know there is a community here to support them, for every goal and every opportunity they want to have, we're cheering for them," said Hidds-Monroe.Making those connections can be more challenging during the pandemic.The group recently held two holiday drive-thru events, where youth picked up gifts, food, school supplies, or home furnishings."We're really asking the community to step forward and help us bring the holiday joy and some gifts and love to our youth at this time," said Hidds-Monroe.Giardina says when the pandemic first hit, the county saw a decrease in people willing to become foster parents, but offering virtual training and education has made it easier for people to help."The pandemic has taken a toll on all of us, and kids in foster care have already come from traumatic experiences and already have had a difficult time," said Giardina.Hidds-Monroe says she's dedicated to making sure the youth succeed."I'm an ally for my peers, and I am very passionate for my youth in foster care to make sure they have a positive experience. We can always do better, and I want to be a part of that better, I want to be part of that opportunity," said Hidds-Monroe.If you'd like to donate to one of the organizations supporting the county's roughly 2,400 youth in foster care, you'll find more information here. 3976

ESCONDIDO (KGTV) - In one of the closest races this election cycle in San Diego County, Escondido Mayor Sam Abed added nine votes to his narrow lead Tuesday. He now holds a 29-vote advantage over challenger Paul McNamara.Abed is seeking a third term as mayor, first winning in 2010. He was previously a councilman from 2004-2010.Political analyst John Dadian told 10News he did not anticipate the race being so close. "I did not see it coming, so I am suprised. Going into the last week of the campaign, all the people I talked to that really know that area well, they did not see this coming."Dadian feels several factors are playing a role in tightening the race. He cites changing demographics in Escondido, pulling away from the city's long-time conservative majority. Another conservative incumbent, Ed Gallo, appears to be losing his seat, as well.In addition, Democrats in the region had a large turnout, based largely on the unsuccessful effort to oust Congressman Duncan Hunter. That large turnout may have had a down-ballot effect on the mayoral race.Dadian also sites Abed's controversial stance on immigration, leading Escondido's bid to support efforts against California's sanctuary laws and visiting the White House for a highly-publicized meeting with President Trump. Dadian believes that may have helped enthuse opposition against Abed.As of Tuesday night, Registrar of Voters Michael Vu says there are still 299,000 ballots to count county-wide. It is not known how many of those belong to Escondido voters, meaning it will likely be several days until the winner is known. 1630

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