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South Korea said Saturday that North Korea has accepted its proposal to hold high-level inter-Korean talks next week.In a statement, South Korea's Unification Ministry said the talks are planned for Thursday.The talks were first proposed by South Korea to be held in the Panmunjom truce village in the Korean Demilitarized Zone.North Korea said it will be represented by a three-member delegation led by Ri Son Kwon, chairman of the Peaceful Reunification of the Fatherland Committee.South Korea stated earlier that its three-member delegation will be led by Unification Minister Cho Myoung-gyon.The announcement came a day after South Korean President Moon Jae-in teased the possibility of another meeting, this one among the United States, North Korea and South Korea.Moon said negotiations are continuing ahead of the "historic talks" planned for next month with North Korean dictator Kim Jong Un. He's expected to meet with Kim in April, the first time the North Korean leader has publicly met with a foreign head of state."Through these talks and future talks, we must end the nuclear and peace issue on the Korean Peninsula. It is necessary to make it possible for the two Koreas to live together peacefully without interfering with each other or damaging each other," Moon said this week.The meeting between Moon and Kim is just a warm-up for the main event, however, with US President Donald Trump accepting an invitation to meet with the North Korean leader sometime before the end of May.It will be the first time a sitting US president has met with a member of North Korea's ruling Kim family.  1618

SOMER, Wis. -- A couple from the Village of Somers, Wisconsin was forced to leave their home because of erosion.The house is teetering on the ground above Lake Michigan.Tom and Marge Lindgren were sitting in their kitchen last weekend when they heard a loud crash. "I heard a crash and jumped up. I looked out and the porch went crashing down.I ran up packed a bag and my wife packed a bag and we grabbed the dog and got outta here," said Lindgren. Shoreline erosion along Lake Michigan has been a problem for decades.Some homeowners invest in heavy rock barricades to fight the high waves.Lindgren received a 0,000 estimate to stabilize the bluff, but it's a price he can’t pay."I lived here as a kid. I went to school here. It's gone. I've still got to find a new place to stay," said Lindgren.Lindgren has talked to officials with the Village of Somers. They came out and boarded up his home.A GoFundMe account has been set up for the couple. 1006

SPRING VALLEY (KGTV) -- A driver is recovering in the hospital after being rescued from his car Wednesday night.According to California Highway Patrol, the man crashed his car around 10:15 p.m. on Sandy Bev Lane.Deputies say the car sheared a power pole before taking out several fences and almost hitting a house.The victim was taken to the hospital with major injuries. No other cars were involved.CHP is investigating what caused the driver to lose control. 468

Spain and Portugal faced another exceptionally hot day Saturday as a heat wave that has killed three people in Spain threatened to raise temperatures to record levels.Large areas of Portugal are on red alert for heat, including the capital, Lisbon. Temperatures will reach 45 degrees Celsius (113 degrees Fahrenheit) in parts of the south-central Alentejo region, according to the country's weather agency, IPMA.Forecasters at the UK Met Office have said temperatures in the Iberian Peninsula this weekend "could beat the all-time continental European record of 48C," which is a little over 118 degrees Fahrenheit, before the mercury starts to dip.That record was set in the Greek capital, Athens, in July 1977. The record for Spain is 47.3 Celsius, while for Portugal it's 47.4 Celsius, according to the World Meteorological Organization. 847

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739