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Sonna Anderson was enjoying a horseback ride through the Badlands in North Dakota in September 2017 when her horse, Cody, got spooked, jerked toward a fence and tripped on a cow track in the dirt. The horse rolled onto Anderson, who hit her head, briefly lost consciousness and broke three ribs.The 911 transcript shows that an ambulance reached the 60-year-old judge from Bismarck within 20 minutes. Anderson was secured on a backboard and ready to go when an air ambulance, a helicopter with a medical crew, also landed at the scene. Anderson says her husband asked repeatedly whether the ground ambulance crew could take her by ground; there was a hospital less than an hour's drive away."But he was told that [the air ambulance] was necessary. They never told him why it was necessary or how much it cost, but they insisted I had to go by air ambulance," Anderson said. "But it's so odd there is nothing in the record that indicated it was time-sensitive or that I needed to be airlifted."For that one helicopter ride, to a hospital farther away in Bismarck, records show that Valley Med Flight charged Anderson ,727.26. Sanford Health Plan, her insurance, paid ,697.73. That left Anderson with a ,029.53 bill.Valley Med Flight did not respond to requests for comment."It shocked me," Anderson said. "I kept thinking, 'my God.' I got a copy of the 911 and air ambulance report to see how long they actually spent with me, when really, it was only around 45 minutes. I wrote [the air ambulance company] a letter telling them that I thought it was all outrageous." 1583

Small businesses employ roughly half of all Americans, but new data is showing many of these businesses are closing permanently.“It’s an excruciatingly hard decision,” said Martha Studstill. “You know small business owners put their heart and soul into their business.”For more than a decade Studstill has owned a small gift shop, Uptown Gifts, in South Carolina.“Until COVID came along we were buzzing,” said Studstill.Originally, in March, the plan for Uptown Gifts was to close temporarily for a few weeks. However, the shop has now been closed for more than three months. She has only been able to list items online, resulting in sales being down by 75%.However, sales aside and more importantly to Studstill, the danger of COVID-19, especially for someone her age, hasn’t subsided.“When we closed on March the 16, I really had no idea we would be where we are at today,” said Studstill.Studstill thought she would be reopening, not only earlier, but to fewer cases of COVID-19.Cases have actually been on the rise in her state. The uptick started most distinctly after reopenings. So, with the financial risk and uncertainty added to Studstill’s health risk of running the shop, she feels closing is her only choice.“I think if I were younger, I would not have made the same decision, but I am where I am at,” she added.Around the country, there is a wave of permanent business closures happening. One report done by Yelp shows more than 143,000 businesses listed on its platform closed between March and June. Now, roughly 35% of those businesses have indicated their closures are permanent. Most of those businesses closing are small businesses.“The numbers that are coming out are really sad,” said Frank Knapp with Small Business for America’s Future.Knapp heads the newly formed organization, pushing for better help for small businesses in Congress’ next stimulus package.“Our proposal for Small Business for America’s Future is that we need to put together grants for the really small businesses to help them get through this recession so that they are healthy on the other side and our economy can get back up and running again,” said Knapp.Saving small businesses could save jobs and be the fastest way to rebound the economy.“Small businesses hire about 50% of all workers in this country,” said Knapp, “We know from the last recession, it was small businesses that got us back on our economic feet again, not big businesses. Small businesses did the hiring right away.”“I think that this could be a defining moment where the general public could see just how important small businesses are to their community,” added Studstill. 2651

SOLANA BEACH (KGTV) - The heat wave is creating a stomach-turning sight at some of San Diego's North County Beaches.Water temperatures near 80 degrees are keeping local beaches packed. Lili Waters spends a lot of time at Table Top Beach, just north of Fletcher Cove, in Solana Beach. Tuesday was not the perfect beach day she expected."Normally, this is a really nice beach, but it's been absolutely horrible today," said Waters.She noticed an unusual amount of kelp and flies along the shoreline."Then, I looked down and I was like, hey, kids there's maggots all over the ground and they're like what, I said look down there's maggots and then they started running," said Waters.Seagulls are feeding on the maggots which are all over the beach near the piles of kelp."It's pretty disgusting," said Waters.What's disgusting to beachgoers is actually important to the marine life."As the kelp breaks down, the flies create larvae, and then the birds eat the larvae, the larvae is washed into the ocean, the fish eat the larvae it creates nutrients and food for shore birds," said San Diego Lifeguard Captain Jason Shook.Shook said the heat is killing the kelp which is attracting flies. Beaches from Torrey Pines to Carlsbad may see large piles of kelp wash up during the summer months."Those large reefs trap the kelp and then the kelp washes a shore in that area," said Captain Shook.Some visitors complained to lifeguards, but there's little they can do."It happens generally in the warmer months and it usually coincides with the grunion season, which is March through the end of August. So, then we are restricted on our beach-raking areas. We are not allowed to rake the beach along the high tide line so the kelp will build up a little bit," said Captain Shook."There's a ton of seaweed. It's all wrapping around your feet when you're in there, like I said, it's horrible," said Waters.Although it's unpleasant for visitors, it's important to the food chain."Some people don't want to be bothered by the kelp when they go to the beach. They don't like the smell, and the stuff that it brings along like the larvae, but it is a natural occurrence," said Captain Shook. "It's a really fragile ecosystem that we need to respect." 2275

SPRING VALLEY, Calif. (KGTV) - A truck crashed into a Spring Valley home and caught fire Friday. Sky10 was above the scene in the 9700 block of Huron St. off Jamacha Blvd. about 5:15 p.m. San Miguel Firefighters responded to the home to knock down the flames. The truck driver was taken to the hospital in serious condition. Firefighters say it is being investigated as a possible DUI.10News is monitoring breaking developments in this story. 451

So the seemingly endless month of Black Friday sales is finally over.But don't worry if you haven't found everything you need: we head into December now with more days to find deals, through Christmas Eve.Just like Black Friday stretched into a weeks of deals, Cyber Monday is now Cyber Week. And it seems there are new sales every other day.So when will you find the best deals from now till Christmas?The savings site DealNews.com says:Cyber Week is a great time for electronics and home and kitchen gadgets, with many things that sold out during Thanksgiving back in stock again. This is when you want to hunt online for those hardest-to-find items like the Xbox Series X and PlayStation 5.Green Monday, December 7th or 14th, depending on the retailer, is a great time to order from smaller online merchants and local stores.Free Shipping Day is December 14th, the last day for guaranteed Christmas delivery (at no surcharge) from hundreds of web retailers.December 15th is not an official sale day, but is traditionally when toy prices start to drop, according to DealNews.com.December 20th is when prices on winter clothing and jewelry that hasn't sold starts to get slashed.Christmas Eve sales usually start a couple of days before Christmas Eve, and are a last-ditch attempt to clean out unsold gifts, clothing, and other items. You can find some incredible deals 48 hours before Christmas.Why you shouldn't wait much longerBut from the doesn't that stink file, is the risk this year of waiting too long to order online.DealNews.com says this year has seen many shipping delays, and with so many people ordering online, supply lines could bog down again by mid month.After free shipping day in mid December, you are pushing your luck ordering online, unless you are willing to pay for or more for priority shipping.That late you may want to put your mask on and head to the mall.With online shopping up 30% this pandemic year, Amazon, FedEx, and UPS are expecting a crush of orders.So shop early, so you don't waste your money.__________________________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2371