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ATLANTA — Atlanta's police department said Thursday that it can still police the city even if officers are calling in sick to protest efforts to impose reforms.A department tweet urged people to continue calling 911 if they have an emergency.Mayor Keisha Lance Bottoms also insisted that the police department would be able to operate effectively despite the reaction of some officers to her calls for reforms and the charges against two officers in the shooting of Rayshard Brooks in a Wendy's parking lot.On Wednesday evening, hours after Officer Devin Brosnan and former Officer Garrett Rolfe were formally charged in connection with Brooks' death, reports surfaced that a large number of Atlanta police officers were calling in sick in protest. 756
BALTIMORE — Scammers are using the COVID-19 pandemic and financial crisis to take advantage of unemployed workers.Like millions of others, Daniel Martin recently lost his job, but he caught a break with a new company.“I was really excited. It sounded like a really good position with a lot of possibilities of growth within the company. It just seemed like something I was looking for,” said Martin.He received a contract and was assigned a project. The company, Gap Systems LLC, was moving their offices to Baltimore and needed him to procure new equipment. Since he wasn’t full-time just yet, he’d have to purchase the laptops with his credit card and the company would reimburse him.“The next two weeks, I completed a total of three purchase orders and all of the payments were posting perfectly fine,” Martin said.A few weeks later, the charges suddenly reversed and Martin’s credit card balance exceeded ,000.After speaking with a bank representative, he learned the account owner had reported the charges as fraudulent.“They probably in some other way scammed someone else to get their account and routing number and then they gave me that information to pay my credit card,” said Martin.Martin feels he should’ve known better, but his excitement clouded his judgment. And this is happening to job hunters around the country. According to the Federal Trade Commission, consumers reported losing 0 million to these scams in the first nine months of 2020.This week, the FTC along with 19 federal, state, and local law enforcement partners, announced a crackdown on scams targeting consumers with fake promises of income and financial independence.More than 50 enforcement actions were taken against operators of work-from-home and employment scams, pyramid schemes, investment scams, bogus coaching courses, and other schemes.“If at any point during any part of the process they ask you to buy anything, just don’t,” said Martin.Especially with checks. It’ll likely bounce then you’re on the hook for that money.And if someone contacts you about a j
As more and more public spaces open back up, many people are finding themselves a little jumpy when they hear someone cough nearby. Are they sick, is it allergies, is it coronavirus?Chances are, we are jumping to conclusions about those “sick” sounds we find disgusting, according to a recently published study from the University of Michigan and University of California, Irvine.“We find no evidence that perceivers can reliably detect pathogen threats from cough and sneeze sounds, even though they are reasonably certain they can,” said Nicholas Michalak, the study’s lead author and a University of Michigan psychology graduate student.In other words, we humans are not very good at distinguishing the seriousness of a cough or sniffle by the sound of it. In fact, the study found that the more disgusting a person perceived the sound to be, the more likely they were to believe the sound came from an infected person, regardless of whether it did.Previous research has indicated people can accurately diagnose infection in others using other senses, like sight and smell.The research is based on four studies that had participants judge whether a cough or sneeze sound came from people infected with a communicable (easily spread) disease or not. On average, participants guessed four out of ten sounds correctly.“Moreover, there was no evidence that accuracy improved when participants knew the true number of infectious sounds in advance or when participants focused on how clear or disgusting they perceived the sounds,” Michalak said. “Despite this poor overall accuracy, perceivers consistently reported reasonable certainty in their judgments.”The study’s authors theorized that people have a belief that a sound that disgusts them is likely to represent a disease threat - this could lead them to exhibit biases to avoid interactions with others who make disgusting but noninfectious noises, according to Mickalak.The study’s co-authors are Oliver Sng, assistant professor of psychological science at UC-Irvine, and U-M graduate student Iris Wang and U-M associate professor of psychology Joshua Ackerman.Read the full study here. 2150
Back-to-school shopping is an expensive chore in a normal year; this year is anything but normal. But with August upon us, stores are putting out back-to-school displays in anticipation of children needing to learn, whether in the classroom or at home.Two-fifths (40%) of parents with children in K-12 or college anticipate their children will be attending classes in a hybrid environment (both in-person and remote) in the fall of 2020, according to a new NerdWallet survey conducted online July 16-20 by The Harris Poll among over 600 parents. Planning for multiple scenarios could result in the need for increased back-to-school spending, but many may not have the extra money this year.Nearly half (47%) of parents expect they’ll spend less on back-to-school shopping than they otherwise would, due to the coronavirus pandemic, according to the survey. Of them, 40% say it’s because their household income has been affected by the pandemic and related economic effects.On the other hand, one-fifth (20%) of parents expect to spend more this year on back-to-school purchases than they otherwise would, due to the pandemic. Of them, 54% think they’ll be spending more to outfit a home learning environment, and 50% will be spending more to account for supplies for both in-person and at-home learning.“Saving on back-to-school shopping takes some strategizing in a normal school year, but this year poses unique challenges: Not only is it harder to know what students might need, but many families are eyeing big purchases to make remote learning easier, including electronics and desks,” says Kimberly Palmer, personal finance expert at NerdWallet. “At the same time, many families have less room in their budget to make new purchases because of the pandemic.”1. Shop for the short termWhether you’re spending less this year out of necessity or you’re anticipating having to spend more: Buy only what you need. If 2020 has taught us anything, it’s that well-laid plans can change. So purchase what you need to get the school year started and plan to supplement those purchases as the semester unfolds. You may find that some items get less expensive as the seasons change.“Unless you have your eye on a specific type of computer or another item that could sell out, it’s OK to wait to make your purchases until after the school year begins — in fact, that’s when you see many of the best deals,” Palmer says.2. Take advantage of credit card rewardsMore than half (53%) of parents who will back-to-school shop this year plan to use a credit card on those purchases, according to the survey. Putting your expenses on a cash-back credit card could put your money to work for you. You may even reap enough to cover next year’s back-to-school expenses entirely. Just make sure you’re able to pay off the balance each cycle, as interest can quickly negate any benefits.3. Check prices before and after shoppingPrice matching involves comparing identical items at other stores and asking a retailer to match a lower price. The trick may not make sense for a package of pencils, but for clothing, electronics and other higher-dollar items, a successful price match could save you tens of dollars, if not more.Check a retailer’s website for its price matching policy details. Many will also refund the price difference if you spot a cheaper price within a certain time frame after the purchase.4. Team up to buy in bulkRegardless of where your child is learning this fall, they’ll need supplies that other students are also after. By teaming up with other parents, you can purchase things like hand sanitizer and supplies for homework and note-taking in bulk. If your child’s teacher is reluctant to give out parents’ contact information, ask if they would send out yours in a group email so other parents can reach you if they’re interested in group savings.“With many parents focused on at-home learning, you can also find savings by teaming up with other families in your neighborhood on purchases,” Palmer says. “Some communities are forming ‘pandemic pods’ to share the burden of teaching at home and keep kids socialized — pooling school supplies across the pod can spread the expenses and make them more manageable.”5. Shop on tax-free holidaysSixteen states are having sales tax holidays in August 2020. Most of them last through a full weekend, and some even longer. Retailers that offer online ordering for in-store pickup may require you to order and pick up on those particular days to reap the tax-free benefits. The specifics of each state’s holiday vary, but generally, they allow you to purchase certain back-to-school items without paying sales tax.6. Practice and teach thriftinessIf money is very tight, your child might be able to reuse some of last year’s supplies such as their backpack or leftover pencils and notebooks. You can also shop secondhand on sites like Poshmark or thredUP for clothing throughout the school year. And don’t be afraid to ask for help — many schools are putting programs in place that help outfit homes with the technology needed for remote learning.If your child isn’t accustomed to having to make sacrifices like this, use them as a teachable moment. Older kids can learn the complexities of managing a budget, a tool they’ll need in adulthood, and younger ones can learn what saving money means and help you search for the lowest prices.“Some communities are also organizing online volunteer opportunities for high schoolers to help match up with elementary school children who need extra help, which can be a great way to provide learning opportunities to both age groups in a safe, free way,” Palmer adds. “This school year will be unlike any other, which means parents and children will have to get more creative with stretching their back-to-school budgets.”More From NerdWalletWhat to Know Before Laying Down Money for a MattressWhat to Buy (and Skip) in FebruaryHere’s When Everything Will Go on Sale in 2020Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6071
As the saying goes, beauty is in the eye of the beholder. And when it comes to appreciating art, that may be more true than ever. It's so subjective and comes down to true appreciation. One woman understands that more than most.To Myrna Hayutin the photos on her gallery wall are more than pictures of the past. She points out some of the art on display. "This is a limited edition signed by Carl Mydans," Hayutin said. "This is Babe Ruth the last time he put on his uniform."These are works of art."It is history," Hayutin said. "It's just knowledge."And for the last 35 years she's been selling fine art like these pieces, despite the fact that she's legally blind."I anticipate doing this for at least another 10 years," Hayutin said. "As long as my eyesight holds."Hayutin started losing her eyesight when she was eight due to retinitis pigmentosa. And over the years, it's gotten progressively worse."It's like an island," Hayutin said. "As the disease progresses the island gets smaller and smaller now I see through two straws. So you may be standing right here but I am not seeing you. Or if were talking and you move I'll lose you."Still it hasn't affected her love for art or her determination to purse it as a career."It never occurred to me to stop me from doing anything that I really wanted to do," Hayutin said.Hayutin runs a successful international fine art gallery, Gallery M, and recently became an art appraiser."I'm looking at the artwork but honestly thank goodness with my devices I can really zoom in and see them much, much better," Hayutin said.Hayutin said her dog, Gouda, helps her navigate the changes in her eyesight, but what helps most is not focusing on what could happen."I would never have opened the gallery if I was fearful of what would be instead of what was at that time," Hayutin said. "I try to live in today and use the eyesight that I have today."Hayutin said every day is what you make it."There are some days where I'm not as positive as I should be, but I try it," Hauytin said. "I try to get back on that positive I mean because I'm surrounded by all of this gorgeous art and that's very uplifting." 2212