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Car buyers are noticing fewer 0% APR financing deals for both new and used cars.Why? Edmunds, the online information spot for everything cars, says dealerships are now offering deals to buyers paying in cash. "The better economy is driving interest rates higher, and that's because the fed have elevated interest rates," says Tim Jackson, with the Colorado Automobile Dealers Association. Jackson believes there are always downsides for consumers in a thriving economy, and this is an example. Right now, the average APR is 4.21%. So, if your car cost ,000 and you want to pay it off in 5 years, your monthly payment would roughly be 5. However, if you changed that APR to 0%, your monthly bill would be about 0. That's a savings, which is a significant difference annually. If buying a new car is something you want to do, Jackson says there are a few things you can do to insure the best deal in this economy. First, keep a good credit score. Second, choose the vehicle with the best incentives.  1079

Catastrophic wildfires continue to ravage California, as one blaze nearly doubled in size over the last three days, making it the largest in the state's history.No one has been injured in the Mendocino Complex Fire, which consists of two fires -- the Ranch Fire and the River Fire -- burning around Clear Lake, in several counties in Northern California.Combined, they form the biggest blaze that California firefighters are currently battling. Altogether, the Mendocino Complex Fire has burned 283,800 acres -- growing about 80% since Friday night. As of Monday evening, it was 30% contained and had destroyed 75 residences.The Mendocino Complex Fire has now surpassed last year's Thomas Fire, which burned 281,893 acres in Ventura and Santa Barbara counties, as the largest fire in Cal Fire history. 819

CARLSBAD, Calif. (KGTV) — A motorcyclist was killed on Friday after he lost control of his motorcycle and crashed into a building in Carlsbad.Carlsbad Police say the motorcyclist was traveling westbound on Faraday Ave. just after 3 p.m., when for unknown reasons he lost control and collided into a building.Officers arrived to find the motorcyclist unconscious. The rider, identified as a 29-year-old male from Encinitas, died at the scene.Police don't believe any other vehicles were involved and said it doesn't appear alcohol was a factor. It's unclear how fast the rider was traveling at the time of the crash.The area of Faraday Ave. and Orion Way was partially closed for the investigation but has since reopened. 728

CHAPEL HILL, N.C. - Vaping and COVID-19.Could using e-cigarettes put you at greater risk for viral infections like coronavirus or the flu? It's a question researchers at the University of North Carolina (UNC) are looking into in the midst of the pandemic.“E-cigarette use has been shown, from this study, not to be safe,” Dr. Meghan Rebuli, Assistant Professor with the UNC Department of Pediatrics said.Rebuli and others at UNC are studying the impacts of viral infections on e-cigarette users.“We want to know what factors will affect someone more, so will smoking make you more at risk for COVID-19, or will e-cigarette use make you more at risk for COVID-19?"In their study, researchers found vaping e-cigarettes could impair your body's normal immune response to viral infections.“E-cigarette users and smokers had a less powerful immune response against the virus,” Rebuli said.“What we found is that these genes and proteins that are really critical to making sure that your immune process and your immune response to this virus is working at top capacity, are impaired,” Rebuli added. “This is really critical when it comes to respiratory viruses and could also potentially be applicable to something like the coronavirus.”News 3 Medical Expert Dr. Ryan Light said this study is important to cut back or stop e-cigarette use to keep you safe.“As we find more out about e-cigarettes, we find that they're more dangerous than we once thought,” Light said. “An ounce of prevention, at this point, is worth a pound of cure.”Both Light and Rebuli believe it's also a reminder to keep up with health guidelines during the pandemic, especially if you vape.“Maybe this should indicate that they need to take kind of hypervigilance or hyperawareness when they're using PPE; when they're maintaining six-foot distance; when they're washing their hands,” Rebuli said.This story was first reported by Zak Dahlheimer at WTKR in Norfolk, Virginia. 1949

CARLSBAD, Calif. (KGTV) -- As a way to deal with San Diego’s growing roadway congestion, more communities are installing mini-roundabouts to slow speeding drivers. Yet some neighbors in North County are calling them death traps.If you take a drive down Cassia Road in Carlsbad, you’ll see mini-roundabouts, also known as mini-circles, that are causing a big fuss. Fire Captain Nick Valenzuela lives in the neighboring community. “I've come down [to the road] because I’ve heard traffic accidents from my house and come down and helped people,” he tells us.“I've seen the aftermath of at least two accidents,” adds neighbor Mark Bua, who is also a police officer. Bua says the mini-circles are so small that drivers blow right past them without yielding for oncoming traffic. He shared photos of debris from some of the collisions.The mini-circles on Cassia Road were installed at the end of 2016 as a way to slow traffic in bustling North County.Mini-circles have had great success in other booming cities like Seattle, which now has more than 1,000 of them with a 90% reduction in collisions.Dan Burden is a renowned traffic expert. He was once named one of the most important civic innovators in the world, according to TIME Magazine. We asked Burden to review photos of the Carlsbad mini-circles. “[They’ve] got some design issues,” he told us. “In this case the circle is so small and there's no consequence in getting close to it. They're designed in a way that a motorist could go much too fast,” he adds.Burden is a fan of mini-circles, if they're done right. He says they're easier on cars than speed bumps and create better flow than stop signs. "They slow traffic down to 15 to 20 miles per hour upon entry,” he adds.However, Carlsbad neighbors claim they’re playing chicken with speeding drivers and lives are at risk.10News submitted a request with the City of Carlsbad to review the number of recent collisions Cassia Road. According to reported incidents, collisions actually appear to have dropped since the mini-circles were installed.Nearby Leucadia is hoping to soon install mini-circles along the congested North Coast Highway 101. A few years ago, the mini-circles were installed in the Bird Rock community of La Jolla, where motorists are now driving half as fast as they used to. On Harbinson Avenue in La Mesa, the circles were removed a few years after neighbors complained about safety concerns.The City of Carlsbad is reportedly monitoring and making refinements to the mini-circles on Cassia Road, but is aware of residents’ concerns and will consider making more changes in the upcoming months.“This is Carlsbad. Things are supposed to be done right. This is not right. This [was] not done right at all,” adds Valenzuela. 2782

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