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The ceasefire between the United States and China has set off a huge celebration on Wall Street.The Dow soared about 400 points at Monday's opening bell after China and the United States reached a temporary trade truce. It's a big relief because the damaging trade war between the world's two largest economies was set to deepen in January.The Nasdaq and the S&P 500 climbed more than 1% apiece."A truce is definitely better than an escalation of hostilities," Kit Juckes, strategist at Societe Generale, wrote to clients on Monday.Juckes said that even though investors may doubt the substance of the US-China agreement, "this morning's response reflects relief and a desire to pick up some last-ditch bargains."The relief rally comes after the S&P 500 spiked nearly 5% last week, its best since December 2011. That rebound was triggered by hopes of progress on the trade front and a speech by Federal Reserve chief Jerome Powell that investors interpreted as a signal the central bank will not rush to raise interest rates."The China trade situation is the keystone in the arch of agita," said Sam Stovall, chief investment strategist at CFRA Research.The progress on talks with China means "now we have a very good chance of experiencing a Santa Claus rally," said Sam Stovall, chief investment strategist at CFRA Research.It wasn't just US markets celebrating. Major indexes in Hong Kong and Shanghai surged more than 2.5%. And markets in London, Frankfurt and Paris climbed 2%. Commodities also raced higher. Copper and soybeans rallied. US oil prices, boosted by hopes of an agreement by Russia and Saudi Arabia to cut output, surged 4%.After meeting on Saturday, US President Donald Trump and Chinese President Xi Jinping agreed to hold their fire on tariffs while they try to reach a trade deal. Trump agreed not to raise the 10% tariffs on 0 billion worth of Chinese goods for now. Those tariffs had been scheduled to automatically rise to 25% on January 1. And China said it would be willing to purchase a "very substantial" amount of agriculture, energy and other US products.Still, some analysts warned that the celebration on Wall Street could be short-lived. China and the United States now only have 90 days to sort out nagging trade issues that have been in contention for years, if not decades. And the statements that emerged from the trade meeting lacked concrete details."The beefiest part of Saturday evening's meeting between Presidents Trump and Xi may well have been the local sirloin served for dinner," Nicholas Colas, co-founder of DataTrek Research, wrote to clients on Monday.Goldman Sachs economists said the most likely outcomes are that the truce gets extended after 90 days or that the trade war escalates. The investment bank sees just a 20% chance over the next three months of a comprehensive deal rolling back tariffs."The specter of higher and broader US tariffs remains," Goldman Sachs chief US political economist Alec Phillips wrote to clients on Sunday. 3014

The cost of education can last a lifetime, as many people into their 50s and 60s are finding out.According to Federal Reserve, 2.8 million people in the U.S. over the age of 60 are sitting on some amount of student debt, a number that quadrupled from 700,000 in 2005 and continues to grow.“This is really a sledgehammer against the older generation in more ways than one,” says Alan Collinge, creator of online advocacy group for borrowers Student Loan Justice.Collinge has been campaigning for change surrounding laws for student loans since 2005, after trying to figure out a way to pay off his own crippling college costs.“It’s a really devastating phenomenon, and I’m seeing it destroy, literally wreck, families across the country,” Collinge says. In 2018, Americans over the age of 50 owed more than 0 billion in student loans, up from billion in 2004, according to the Federal Reserve.And most can’t afford to pay, forcing retirees to continue to work well past retirement age.“The problem has become exponentially worse since we began this fight 13 years ago,” he says.In Collinge’s group, he hears stories from people ages 18 to 80 years old, who can hardly afford to live, let alone retire.“The federal government can and does garnish Social Security from seniors as a result of their student loans, so we’re hearing stories from people who at the end of the month they’re unable to buy medicine even unable to pay their rent,” Collinge says, “What kind of country does this to their senior people?”On top of that, Collinge says more people in their 50s and 60s are taking out Parent Plus loans to help their children and grandchildren pay for college, which adds to the financial burden.“This is a nationally threatening phenomenon,” he said. Through his advocacy group, he tries to offer help and resources to folks who are struggling. He’s currently on a road tour talking to legislators around the country, encouraging them to reform borrower laws, expand their rights and get colleges to crack down on sky-high tuition costs.“Student loans are the only loans in the country not subject to bankruptcy, why is that? The numbers are just getting so astonishing now, I can only hope that the new Congress puts this issue front and center and doesn’t get distracted by the palace intrigue because this is a problem affecting real people it just won’t wait any longer.” 2413

The devastation left by Hurricane Michael in several states is still coming into focus, with coastal Florida cities destroyed beyond recognition, and homes, businesses and agriculture torn or swamped from Georgia to Virginia.More than 1 million customers were left without electricity, and emergency officials have no access to many towns. The US death toll has risen to at least 17 -- including five in Virginia and eight in Florida -- and it's expected to climb."I expect the fatality count to rise today and tomorrow as we get through the debris," Federal Emergency Management Agency Administrator Brock Long said Friday morning.Michael, which smacked Florida's Panhandle as one of the most powerful hurricanes to hit the United States, left Virginia's coast as a post-tropical low early Friday -- and its trail of destruction will take weeks to take into account.Aerial footage shows coastal cities in the Panhandle, like Mexico Beach, wiped out. Search teams used dogs as they combed the area for people killed or trapped in debris.One death was reported in Mexico Beach -- that of an elderly man found alone, Mayor Al Cathey said.City manager Tanya Castro said Mexico Beach won't be up and running for 12-18 months and advised people who evacuated not to return.Dawn Vickers rode out the storm in Mexico Beach, but her house and vehicles were demolished. Without cell phone service or transportation, she has been taking shelter in one of the few condos left standing, invited by someone she met at what's left of a gas station."This has been the worst nightmare I've ever been through in my life," she told CNN on Friday.A psychiatric hospital in Florida is isolated after downed trees blocked roads around Chattahoochee, and a tree caused a water line to break. The facility is running on power generators, and helicopters have delivered food and water, the state's Department of Children and Families said. 1938

The COVID-19 pandemic is putting vacations on hold across the country. Luckily, Airbnb Experiences is offering a getaway that doesn't require leaving the house.The new program offers worldly activities with chefs, fitness trainers and other experts from various fields.Like coffee? Take a coffee lesson from a national judge. Need to relax? Try meditation, "guided with sleepy sheep." Or, learn how to meditate with a Buddhist Monk.There's yoga, wine tasting and cooking classes — but the dogs of Chernobyl experience is getting the most attention. The experience, guided by a Ukrainian native, introduces users to the dogs of Chernobyl — the second- and third-generation of wild dogs who were in the region when the nuclear disaster took place.It's been a rough year for Airbnb. In a business reliant on travel, COVID-19 was a huge hit for the company."When you're in travel and tourism and you get hit with a global pandemic there is no necessary playbook for that," said Chris Lehane, the Senior Vice President for Policy and Communications at Airbnb.But Airbnb has adapted. They've realized that people still need a way to escape while stuck at home.Airbnb has also seen a rise in customers traveling to rural areas within driving distance."Sixty percent of traveling in Airbnb is within 300 miles of where someone lives," Lehane said. "I say this as a father of two teenage boys — people are looking to get in their car and drive without stopping."Airbnb says one of its top "trending" destinations is southwest Michigan. Hannah Heyn and her family rent out four different places in Sawyer, Michigan on Airbnb."It's very special in the sense that there's a lot of breweries, wineries, beaches, trails," Heyn said, "It's a little treasure in our Midwest area, and when you love your area, you want to share it with others. And we love doing that."Airbnb is their primary source of income, and they're just now coming back from the rough stay-at-home spring. Now Heyn is booked through August, and the "Superhost" is learning new things about the place she calls home."We had a guy coming to learn how to make better and fancier chocolates, and I didn't know we had that," she said. "He was meeting with a top chef here to learn how to make delicate designs on chocolate."Airbnb has also introduced an "Enhanced Clean" option, which Lehane says gives hosts more control over their environments and allows vacationers to feel more comfortable."The protocol includes the types of equipment to use when cleaning, the type of chemicals you should use...really explaining and educating and providing protocol about the difference between cleaning, picking up clutter and dust-and-sanitizing," Lehane said. 2711

The founder of the Women's March is calling for the movement's current co-chairs to step down for allowing bigotry into their mission.Teresa Shook, a lawyer and educator who founded the Women's March movement, accused the group's current co-chairs -- Bob Bland, Tamika Mallory, Linda Sarsour and Carmen Perez -- of associating with bigoted outside groups and tarnishing the Women's March's initial goals in a post on her Facebook page Monday.The co-chairs "have steered the Movement away from its true course. I have waited, hoping they would right the ship," Shook wrote. "But they have not. In opposition to our Unity Principles, they have allowed anti-Semitism, anti-LBGTQIA sentiment and hateful, racist rhetoric to become a part of the platform by their refusal to separate themselves from groups that espouse these racist, hateful beliefs.""I call for the current Co-Chairs to step down and to let others lead who can restore faith in the Movement and its original intent," Shook added. "I stand in Solidarity with all the Sister March Organizations, to bring the Movement back to its authentic purpose."The Women's March leaders swiftly shot back, crediting Shook for "creating a Facebook event named the Million Women's March" and lambasting her for not working to support the movement's ongoing growth."Today, Teresa Shook weighed in, irresponsibly, as have other organizations attempting in this moment to take advantage of our growing pains to try and fracture our network," the Women's March wrote in a post on its Facebook page. "Groups that have benefited from our work but refuse to organize in accordance with our Unity Principles clearly have no interest in building the world our principles envision. They have not done the work to mobilize women from diverse backgrounds across the nation.""Our ongoing work speaks for itself. That's our focus, not armchair critiques from those who want to take credit for our labor," the statement continued.The 2019 Women's March is slated for January, two years after the initial march that followed President Donald Trump's inauguration, and inspired countless sister marches nationwide.Shook's critique comes following longstanding criticism of the group's association with Louis Farrakhan, the leader of the black nationalist group Nation of Islam, who has made numerous anti-Semitic and homophobic comments.Mallory and Perez have both posted photos on Instagram of themselves with Farrakhan praising the National of Islam leader, and Sarsour spoke at the Justice or Else rally headlined by Farrakhan in 2015. Mallory, an African-American leader of the Women's March and anti-gun violence activist, attended a large event in February where Farrakhan stated that "the powerful Jews are my enemy."Mallory declined to denounce Farrakhan after the event. The Women's March released a statement emphasizing that Farrakhan's statements were "not aligned with the Women's March Unity Principles" and that "our external silence has been because we are holding these conversations and are trying to intentionally break the cycles that pit our communities against each other."Sarsour said that following the shooting at the Tree of Life synagogue in Pittsburgh, critics suddenly called on the Women's March to denounce Farrakhan."There was nothing new that happened between Women's March and the Minister," Sarsour wrote in an online essay. "Folks decided to rehash 8 months ago."MPower Change, a Muslim organization that Sarsour co-founded, helped raise over 0,000 to cover the funeral expenses for the Tree of Life victims"This is not a letter in defense of Minister Farrakhan," she added. "He can do that for himself. We have been CRYSTAL CLEAR in BOTH of our statements that we REJECT antisemitism and all forms of racism. We have been CLEAR that Minister Farrakhan has said hateful and hurtful things and that he does not align with our Unity Principles of the Women's March that were created by Women of Color."A week before the Tree of Life shooting, Farrakhan made public anti-Semitic remarks, saying, "I'm not an anti-Semite. I'm anti-Termite." 4113