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SAN DIEGO — The economic fallout from the novel coronavirus is leading to increased opportunities to buy a home or refinance one currently owned. Freddie Mac reported Thursday that the average rate for a 30-year fixed mortgage was 3.29 percent, the lowest in its 50-year history.That's down from 4.41 percent one year earlier. With the new, lower rate, a household with a 0,000 mortgage would save about 0 on their monthly payments. "Anytime there's any sort of any big natural disaster, war threat, that type of thing, the Wall Street money seeks safe havens, and that tends to drive rates down," said Scott Harmes, a senior loan officer at C2 Financial Corp. Harmes said the phones have been ringing off the hook since the rates fell, including for people inquiring to refinance. He said refinances should be evaluated on a case-by-case basis, depending on how much a household owes, how much longer the loan will last, and how long they plan to stay in their home. For those in the market to buy, the lower rates come just as San Diego will enter the spring peak homebuying season. Realtor Michelle Silverman said the higher rates could make the market tighter, but that homes still need to be priced appropriately."A seller can't be greedy," said Silverman, of Coldwell Banker. "If you have a greedy seller, the house is going to stay on the market. If the property is priced right, you're going to get multiple offers, maybe even go above list price, and it will move. It will sell."The rate drop comes after the Federal Reserve lowered its key Federal Funds Rate by 0.5 percent earlier this week in an emergency action. CoreLogic reports that the median home price in the county was 5,000 in January, up 7.9 percent from one-year earlier. 1762
SAN DIEGO (AP) — A Marine who worked jointly in Iraq with a decorated Navy SEAL accused of murder testified Thursday that the SEAL did not stab a teenage Islamic State prisoner in his care.Marine Staff Sergeant Georgio Kirylo said that he did not see stab wounds on the neck of the dead captive when he moved the body to position it for a so-called "trophy" photo.Kirylo took the stand in the San Diego court-martial of SEAL Chief Edward Gallagher, who is accused of fatally stabbing the adolescent militant in 2017. Gallagher, 40, has pleaded not guilty to murder and attempted murder.His statements followed testimony of an Iraqi general who said he was with the prisoner until he died, and that he did not see Gallagher stab him.Two SEALs previously testified that they saw Gallagher plunge a knife into the prisoner's neck. Kirylo said he was close with the SEALs who said they witnessed the stabbing, but he has since ended those friendships because the men are liars.Kirylo described Gallagher as an "old school" SEAL whose younger team members sometimes complained about his tactics.Kirylo said when he moved the captive a bandage came off the teen's neck and there were no stab wounds. He said some of the men in the platoon took turns taking photos with the body because they were excited that they had coordinated an air strike with Iraqi troops that had killed Islamic State fighters including the captive's commander."This was our unofficial war trophy," he said.Iraqi General Abbas al-Jubouri, whose forces were partnered with U.S. troops, testified that he handed over the wounded militant to SEALs to keep him alive for interrogation.The general was questioned June 3 and video of the testimony was shown to the jury on Thursday.The general said during defense questioning that he did not see Gallagher harm the captive in any way — and if he had, he would have spoken up."If he did any mistake with this kid, or if anyone had from the Navy SEALs, I would have stopped them," al-Jubouri said.Navy medics did their best to save the captive, he said.When he was shown photos of the dead militant with bandages around his neck and tubes in his chest, al-Jubouri said he'd never seen the images before.The general said the militant told him he was 17 years old.The trial resumed a day after officials said a SEAL who testified that it was he — not Gallagher — who killed the wounded prisoner may face perjury charges. The Navy said it is reviewing Corey Scott's statements following his stunning testimony last week.Witnesses had said they saw Gallagher stab a wounded Islamic State captive in the neck and shoot at two civilians during his 2017 tour in Iraq.Scott testified that he actually killed the captive by plugging his breathing tube. Scott said he thought the boy would survive Gallagher's stabbing and wanted to spare him being tortured by Iraqi forces.Prosecutors said Scott had never mentioned the asphyxiation in multiple conversations with them before the trial. Scott said they never asked him the cause of death.The defense has repeatedly argued that Gallagher was being framed by tainted or even false evidence.On Tuesday, the Navy's legal adviser to the commander overseeing the court-martial notified Scott's lawyer, Brian Ferguson, that Scott's testimony could be used against him if he lied.Capt. Donald King's email said Scott's testimony directly contradicted "previous official statements — thus exposing him to prosecution."Cmdr. Tam Lawrence, Naval Special Warfare spokesman, said Scott was granted immunity in exchange for the promise of truthful testimony.Scott's statements were being reviewed but "no decisions have been made," she said.Ferguson declined to comment.Gallagher's superior, Master Chief Petty Officer Brian Alazzawi, testified Tuesday that Gallagher and his platoon were considered "rock stars" after returning from the 2017 deployment to Iraq in which they aided Iraqi forces in ousting ISIS from Mosul.But he noticed some platoon members seemed dejected despite the praise.Alazzawi said Special Operator First Class Craig Miller told him in October 2017 that Gallagher had stabbed a prisoner on May 3 while deployed.Miller told Alazzawi that he was coming forward because Gallagher was being promoted and nominated for a Silver Star.Alazzawi said he trusted Miller and found the report credible. He told the troop commander but the alleged war crime wasn't reported outside SEAL Team 7 until January 2018 — when Alazzawi got word that several SEALs had planned to go as high as the Navy commodore because nothing was being done.Alazzawi did not explain why he and the troop commander had taken no action.___Weber reported from Los Angeles. 4704
SAN DIEGO (CNS) - A gunman who allegedly tried to mug a man he met online under the pretense of buying a gold chain outside a Chula Vista Costco, was behind bars Wednesday, facing a robbery charge.Albert Molina, 30, was arrested Tuesday after a scuffle in which the 23-year-old alleged victim snatched away his gun, fired a shot and held him at gunpoint while calling 911, according to police.Prior to the confrontation, Molina and the other man had communicated via OfferUp, an online service that facilitates private sales of used goods, Lt. Dan Peak said.Meeting the seller outside a Costco store in the 1100 block of Broadway, Molina agreed to buy a gold chain and provided a money order to supposedly pay for it. The two men tried to cash the check together, but found it was no good, according to police.They went to Molina's car and were sitting in it when the seller asked Molina to return his chain, which Molina was wearing, Peak said, adding "the suspect refused and pulled out a gun."The two men wrestled over the gun, which ended up in the seller's possession as he fell out of the vehicle. Believing Molina was going to run him over, he fired a round in Molina's direction, then held him at gunpoint while summoning police.Patrol officers arrived shortly after 7:30 p.m. and took both men into custody. After being interviewed by detectives, the seller was released, while Molina was booked into San Diego Central Jail. Neither was reported to be injured. 1477
SAN DIEGO (CNS and KGTV) - The newly elected San Diego City Council members from districts 2, 4 and 8, as well as re-elected District 6 City Councilman Chris Cate, were sworn in Monday.Outgoing council members Lorie Zapf and David Alvarez gave parting remarks at the ceremony where incoming members Jennifer Campbell, Monica Montgomery and Vivian Moreno were officially welcomed to the 72nd City Council. Outgoing District 4 City Council President Myrtle Cole did not attend.Campbell, a physician and a Democrat who defeated Zapf, a Republican, in District 2 with nearly 58 percent of the vote, compared the job of a council member to her work as a family doctor."Each profession is focused on preventing and solving problems," she said. "In both, we listen to your problem, we learn the history of it, we make a diagnosis and provide a pathway to a cure. And that is how I will serve as District 2's representative in City Hall."Campbell flipping Zapf's seat gives Democrats a 6-3 supermajority on the technically nonpartisan council for at least the next two years."When we work together and we focus less on politics and focus more on the priorities of our communities, there is no challenge too great or obstacle too high that we cannot overcome," Mayor Kevin Faulconer said.Montgomery, a civil rights attorney, ousted Cole in District 4 by painting the incumbent as a City Hall insider out of touch with her own district. Montgomery finished with 57.7 percent of the vote and received the biggest applause, by far, of the four council members taking the oath of office."My prayer is that I never lose sight of the community that sent me to City Hall to do one job, and that is to advocate for you," Montgomery said. "On November 6, 2018, District 4 said `no more' ... No more giving away of our community resources to special interests, no more back-door deals to decide our community's fate, no more supporting leaders who abandon our community and no more leaving out children behind."Montgomery said the City Council can do more to reach its climate action goals, examine police practices, and pursue economic justice. Despite being a Democrat, Cole was Faulconer's closest left-of-center ally on the council over the last two years.“I’m confident that we’re going to work well with all of our colleagues... All of our colleagues,” said Council President Pro-Tem Barbara Bry.Moreno replaced her boss, the termed-out David Alvarez, in District 8. While she is expected by some City Hall observers to tread largely the same path as Alvarez did in his time on the council, her election signifies the first time in city history that a majority of the council members are women."This is an historic day for our city," said Councilwoman Barbara Bry. "We have five women -- five strong women from diverse backgrounds are going to constitute a majority of our San Diego City Council."Moreno finished with 50.9 percent of the vote, 549 votes ahead of San Ysidro school board member Antonio Martinez."People want to know that City Hall is working for them, not for outside interests or those with their own agenda," Moreno said. "They want to know that their elected officials listen to them and do all they can to help. To the communities of District 8, I promise to bring City Hall to you."Campbell, Montgomery and Moreno voted Monday afternoon with the rest of their council colleagues to elect Georgette Gomez as council president. She will set the agenda for future meetings. Bry, Georgette Gomez and Chris Ward are the senior Democrats on the council. City Hall observers portray the vote as coming down to Gomez and Bry, the council's current president pro tem and a possible mayoral candidate in 2020. 3715
SAN DIEGO (AP) — Fans at the Holiday Bowl between No. 19 Iowa and No. 22 Southern California will be asked to do the “Iowa Wave” directed at patients in a children’s hospital in Iowa City as well as representatives from two children’s hospitals in Southern California who will be at the game on Dec. 27.The wave will replicate what has become a game-day salute at Hawkeyes home games to patients and family members at the University of Iowa Stead Family Children’s Hospital.The salute started on Sept. 2, 2017, when more than 70,000 fans stood at the end of the first quarter and waved to patients and families in the children’s hospital, which rises above Kinnick Stadium. The patients and families waved back. Ever since, players and coaches from both teams, game officials, and others working the games also join in the wave.RELATED: USC to face Iowa in Holiday BowlHoliday Bowl parade 2019: Where to watch, park downtownAt the end of the first quarter at the Holiday Bowl, everyone in the stadium will be encouraged to stand and wave toward the east end video board that will feature the children and families at the Iowa City hospital. Sitting below the video board will be representatives from Rady Children’s Hospital in San Diego and individuals from Children’s Hospital Los Angeles.FS1 plans to cover the event during the game broadcast so the children in Iowa City will see it.”I’ve been to a lot of college football games all around the country in my nearly 30 years with the bowl game,” bowl CEO Mark Neville said. “Without question, the Wave at Kinnick Stadium was the most incredible thing I’ve ever experienced at a game. I’m so grateful that our fans attending next week’s Holiday Bowl will get to participate in college football’s best and most moving tradition.“This might very well end up being the coolest moment in our bowl game’s history,” Neville said.Iowa is making its first trip to the Holiday bowl since 1991. 1944