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RICHMOND, Va. — Despite a recent extension of student loan relief, experts suggest borrowers should begin preparing now for repayments to begin."The best thing you can do right now is to set a plan forward for your repayment," said Andrew Pentis, who works with LendingTree. "It's possible that this moratorium could be extended by the Biden administration or the newly-elected Congress. But Biden takes office on Jan. 20 and the current moratorium is expected to end right now at Jan. 31. So that only leaves you know less than two weeks for a decision to be made on whether the moratorium will be extended."Pentis said that since March, millions of student loan borrowers have been given an administrative forbearance, which suspended payments and interest and stopped collections on all defaulted student loans. He said borrowers with government-held federal student loans did not incur penalties during the moratorium."If you have an eligible federal student loan and you're seeing any of those negative impacts such as your credit score being affected your credit report showing and delinquent account, it's best to contact your federal loan servicers," Pentis said.For borrowers struggling to afford payments, Pentis suggested they enroll in an income-driven repayment plan to lower monthly payments. "You could also pause your payments via a deferment for unemployment or other economic hardship reasons," he said.He said hoping the government will simply wipe away the more than trillion in student loan debt is not a wise option."There are billions of dollars worth of private student loans and student loans that are no longer in the hands of the federal government," he said. "So even if both major political parties got together and decided this is what they wanted to do, it's unlikely that we would see more than a trillion dollars actually went away."While Pentis says it is best to plan to restart payments at the end of January, reports surfaced on Thursday that Congress is close to striking a deal on more COVID-19 stimulus that could include more student loan relief.This story was originally published by Shelby Brown on WTVR in Richmond, Virginia. 2181

SACRAMENTO, Calif. (AP) — Parents of Californians murdered by people now on death row shared gruesome details of their loved ones' killings Thursday as they launched a statewide tour to urge Gov. Gavin Newsom to reverse his moratorium on executions."He was like a thief in the night that stole justice from us," said Phyllis Loya, whose son Larry Lasater Jr. was killed on duty as a police officer.Newsom last month issued a reprieve to the more than 700 people sitting on California's death row, meaning none will be executed as long as he is in office. He also ordered the state to withdraw its lethal injection regulations and dismantled the "death chamber" at San Quentin State Prison.California's death row is the nation's largest, but the state has not executed anyone since 2006. Voters in 2016 approved a ballot measure to speed up executions, and district attorneys and the families of victims' accused Newsom of defying the voters' will.RELATED: California seeks death penalty in 'Golden State Killer' caseTodd Spitzer, Orange County's district attorney, said the "Victims of Murder Justice" tour will travel to all 80 Assembly and 40 Senate districts. He did not announce new legal actions aimed at stopping Newsom's moratorium. But Spitzer requested that Newsom review each case individually to make clemency decisions rather than issuing a blanket reprieve. He also said the tour is designed to pressure lawmakers; a proposal has been introduced to again put a measure to permanently stop the death penalty on the 2020 ballot.Families criticized Newsom for saying he couldn't sleep at night knowing an innocent person might be killed, saying they could not sleep because they had seen their children's bodies defiled and, in one case, sewn back together."A real leader would say let me listen to this case by case," said Steve Herr, whose son Sam Herr was murdered in 2010 by Daniel Wozniak, who shot Herr in the head, made it look as if he raped a female victim and dismembered him. Herr said Newsom will never know what it was like to see the murder scene and, later, his son's body sewn back together so it could be buried in one piece.Jeri Oliver, whose son Danny Oliver was killed while on duty as a Sacramento sheriff's deputy, had perhaps the harshest words for Newsom. Luis Bracamontes was convicted last year for Oliver's murder and said during the trial he wished he had killed more cops. Oliver said Newsom owed her a one-on-one meeting to discuss the case."You turned the knife again in my heart," Oliver said. "I dare you to meet with me and I can give you some facts that you don't want to hear. I challenge you Gov. Newsom — come meet with me."When announcing his moratorium, Newsom said he met with several victims' families who offered different opinions on the death penalty."To the victims all I can say is we owe you, and we need to do more and do better," he said at the time. "But we cannot advance the death penalty in effort to try to soften the blow of what happened."National Crime Victims' Rights Week began Monday, and several attendees said Newsom should have spent it meeting with crime victims in California rather than traveling to El Salvador. Newsom spent three days in the Central American country to learn about the poverty and violence driving migrants to come to the United States.Newsom's office did not immediately offer comment on Thursday's news conference. 3420

SACRAMENTO, Calif. (AP) — California's unemployment agency is not answering 60% of the calls it receives for help as the state struggles to work through a backlog of more than 1 million pending claims. Employment Development Director Sharon Hilliard told a panel of frustrated state lawmakers on Monday that California is on pace to have 3,700 people working in its call center by January. That's compared to the 350 it had working before the pandemic. Hilliard said the state is receiving about 6.7 million calls a week. The state has processed 10.6 million unemployment claims since March and paid more than billion in benefits. 642

RIVERSIDE, Calif. (KGTV) - An elementary school in Riverside was evacuated Tuesday after reports of a parent barricaded in a classroom.Police say the 70-year-old teacher being held inside the classroom was rescued and taken to the hospital to be checked out. According to police, the suspect was injured during an officer-involved shooting and was taken to the hospital. Police have an update in a press conference following the incident:??????? KABC in Los Angeles reported the incident happened at about 11 a.m. at Castle View Elementary School. 575

SACRAMENTO, Calif. (AP) — California had a near-record number of daily coronavirus deaths as pandemic cases strained hospitals and reduced normal intensive care space to a record low. Yet Gov. Gavin Newsom said Wednesday that there are hints residents may be heeding medical officials’ increasingly desperate calls for caution during the holidays. The transmission rate has been slowing for nearly two weeks. The rate of positive cases reached a new high of 12.3% over a two-week period but was starting to trend down. Yet the state's worst surge is taking a horrendous toll that threatens to only worsen if people gather during the holidays. 650