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CARLSBAD, Calif. (KGTV) — Joining Oceanside and California state beaches, Carlsbad city officials announced Friday that they will close beach parking lots for the July 4 weekend.The city says that beach parking lots will be closed July 4 and 5 in Carlsbad, over concerns of crowds from counties where beaches are closed traveling to the region.Carlsbad's decision comes after a letter from the Governor's Office of Emergency Services and days after Oceanside instituted a similar beach parking closure.RELATED: Crowds flock to San Diego beaches for Fourth of July weekendEarlier this week, San Diego County Supervisors said they did not plan to mandate county beaches to close and would leave it up to cities to decide themselves."At the time of writing, beaches under the jurisdiction of local governments within San Diego County are the only beaches without visitation restrictions throughout all of Southern California, and therefore are attracting thousands of residents from outside your coastal communities and creating significant potential for disease transmission, particularly in crowded restaurants, bars, retail, and hotels," Cal OES wrote in a letter to the cities of San Diego, Imperial Beach, Coronado, Del Mar, Solana Beach, Encinitas, Carlsbad, and Oceanside. "To protect the public health of San Diegans and reduce the high potential transmission of this deadly disease in San Diego coastal businesses, we write to request that municipal governments do not open beach parking lots for the July 4th holiday weekend."Beaches in Los Angeles, Orange, Santa Barbara, and Venture Counties are closed this weekend amid surging coronavirus cases in the state.California closed state beach parking lots, including those in San Diego County, ahead of Saturday. 1776

CARLSBAD, Calif. (KGTV) -- Carlsbad Police announced Monday that a suspect has been arrested in the murder of Lisa Thorborg, the woman stabbed to death on a North County trail.According to police, Thorborg was found fatally stabbed on the Hosp Grove Trail in late November.The body was found by a passerby who called police.RELATED STORIESCarlsbad neighbors honor murdered woman by finishing her hikeWoman stabbed to death on Carlsbad trail identifiedCarlsbad police: Woman found dead on hiking trail was stabbed to deathAccording to police, a 17-year-old male who lives in Carlsbad was arrested. The name hasn’t been released at this time.“We understand that the community has been on edge since that tragic day in November when Lisa was found on Hosp Grove Trail,” stated Investigations Lieutenant Jason Jackowski. “Our unwavering mission has been to find the suspect for Lisa, her family and the community of Carlsbad.” 930

Buying a vehicle is a commitment even in the best of times. A down payment ties up a lot of ready cash. You make payments for 48, 60 or even 84 months. And worse, the car loses value as soon as you drive it off the lot, which means you may owe more than it’s worth for years.That’s not a great fit in this pandemic-driven recession, where flexibility and adequate emergency savings are keys to financial survival.Right now the answer to the lease-or-buy question “is a very big ‘yes,’ for leasing,” says Oren Weintraub, president of Authority Auto. He’s advising clients of his car-buying concierge service to at least consider leasing because of the current economic conditions.You can put little or no money down. You can select a shorter term than a car loan. And the risk of massive depreciation down the road is borne by the bank, not you.A lot of buyers are coming to the same conclusion: The percentage of buyers who use automakers’ finance arm and choose to lease has risen from 31% to 52% year over year, according to industry analyst J.D. Power.5 reasons leasing works nowNot everyone is a candidate for leasing. But here are five factors that could tip the decision toward leasing rather than buying your next vehicle.1. Leasing offers a shorter commitment. “No one knows what will happen over the next few years,” Weintraub says. “People are worried about job security and their finances so the commitment of a car purchase isn’t as appealing.” Instead, consumers are leaning toward leasing because there are affordable two- and three-year leasing agreements available. Also, points out Scot Hall of the lease-trading site Swapalease, leases are more flexible since the contract can easily be transferred to another person without a severe financial penalty.2. Leasing requires little upfront money. During the recent lockdowns, many people burned through their savings and had little cash left for a down payment for buying a car. But lease contracts can be initiated with little or no money down. Of course, a no-money-down monthly lease payment is higher, but some people still prefer it, Weintraub says. If monthly payments are still too high, it’s best to consider leasing a lower-priced car to stay in your budget.3. Low interest rates mean more affordable payments. Current lending rates are at a nearly seven-year low, according to auto site Edmunds, with many no-interest loans available. Weintraub says this substantially reduces the cost of monthly payments.4. Manufacturer incentives abound. Each month, carmakers offer incentives to make car purchases and leases more affordable. Weintraub says there are currently many of these low-cost leasing incentives available. That could change as sales rebound, though. To find deals, Hall recommends going to the manufacturer’s website and searching for special offers. The terms of the lease are spelled out by listing the three major elements of the contract:Monthly payment.Length of the lease in months.Amount due at signing, which is similar to a down payment.Lenders can adjust these factors and apply the cash incentives in a number of ways to arrive at a low lease payment, Hall says.5. Leasing protects against sudden depreciation. Leasing is based, in part, on the predicted value of the car at the end of the contract. But in today’s world, Weintraub says that no one truly knows what the car will be worth in three years. So if the value of the car unexpectedly drops, it’s the lender’s problem, not yours. If, however, the car’s value is unexpectedly high at the end of the lease, you have the option to buy the car yourself and can possibly make money by selling it.The basics on leasingTrying to get the best deal on a lease is different from negotiating to buy a car. Here are a few tactics that the experts recommend.Check pricing guides. Because of limited inventory caused by factory shutdowns, the price of some cars has risen, Weintraub says. Begin by checking car prices on sites such as Edmunds, TrueCar and Kelley Blue Book. But keep in mind that these are not real-world prices.Shop multiple dealerships. Get apples-to-apples lease quotes from at least three dealerships to find your best deal. Tell the dealer the amount you want to pay in drive-off fees, the length of the loan — three years is the “gold standard,” according to Hall — and the number of miles you want to drive. Based on this, the dealer will give you a monthly payment. Every part of the deal is negotiable.Cast a wide net. Car factories were closed during the shutdown, so choices may be limited for a few months. Some manufacturers’ websites allow you to search multiple dealerships to find the right model in your preferred color.Keep an eye on the miles. Understand how many miles of driving are included with the lease agreement. In most leases, 12,000 miles a year is standard. But recently, some leases include only 10,000 miles or fewer, but offer a lower monthly payment. Fewer miles and a lower payment might actually fit better for many people as working from home becomes the new normal, Hall says.More From NerdWalletStill Undecided About College This Fall? Know These 4 OptionsWhy We Name Our CarsA Student Loan Expert Takes Her Own AdvicePhilip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 5314

Card breaking – it’s an old hobby with a new twist. You don’t have to be a sports fan to take part and you could make some serious cash.A lot of the traditional sports card stores, like the ones we had back in the day, are starting to stream card breaking events online.Several people buy portions of a card pack and they get to keep whatever is in that portion, regardless of how much they paid for it.“The whole philosophy behind it is a lot of people can't afford to buy the whole pack. We offer a lot of packs from the 50s, 60s, and 70s, which are very expensive,” said Charlie Parrino, co-founder of Just Rip It.Just Rip It streams these events on Facebook and YouTube. They say there's been a lot more interest recently with a lack of sports and sports betting. It also gives a shot of nostalgia.“Opening those packs brings up a good memory for a lot of our customers who are in their 30s, 40s, 50s, even 60s, where they relive their youth on a live stream at home and watching great packs,” said Perrino. “Even if you're in the pack or not, it's just fun to see those little time capsules open.”Some people may pay under a hundred dollars for a break. There's a chance a card is worth millions.“I mean, we [WOO!!!!!] set that button off, we have a lot of soundbites that we do when we pull the cards,” said Perrino. “We make it exciting, but I tell everybody it’s the community and the cards that are there that make the show exciting.”While you could win nothing, card collectors say they've never seen a higher return on investment with sports cards. 1567

CARLSBAD, Calif. (KGTV) - On Thursday, police reform activists gathered outside the Carlsbad Police Department to publicly discuss their recent meeting with police over last month's controversial arrest and Taser incident with Marcel Cox-Harshaw, an African American man."We're satisfied with the fact that they met us but we're not overall satisfied until we see results," said Yusef Miller with the North County Civil Liberties Coalition.Sheila Kenny with Indivisible49 told reporters, "Citizens of North County want to express their concerns about the possibility of future incidents reoccurring if the police department does not make some changes."RELATED: Activists to demand changes within Carlsbad Police Department after controversial arrestRobert Jenkins with the North County NAACP added, "We feel in this time of heightened police brutality and racial injustices among people of color, specifically African American men, that racial bias training should be more frequent."Witness video shows officers using a Taser on Harshaw and pressing his head into the pavement. Police body cam video shows officers meeting medics who were called out to a report of a man face down on the sidewalk.Police described him as refusing their commands and being combative, so they say that they used a Taser to subdue him before sending him to the hospital.RELATED: Carlsbad police release body camera footage amid public concerns over officer misconductActivists argued that police should have done more to de-escalate the encounter.“They invited us to help look at their de-escalation policies and engagement policies to see if there are places where we can tweak,” said Miller.Activists said they're also working with the department to create public forums on police conduct and form a Citizens Review Board.After Harshaw's arrest, police reported that a number of factors were considered by officers to use force, including the threat that they said Harshaw had posed to medics.Carlsbad Police Department sent ABC 10News the following statement on Thursday: 2062