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A small business in Brooklyn is taking on Congress, lobbying for insurance coverage for future pandemics. While not an easy battle, the National Retail Federation says these conversations have to be had now in order to keep retailers open.Ann Cantrell, speaking in front of the US House Financial Services Committee, said, "The past few months have been the darkest of my life.”The owner of "Annie's Blue Ribbon General Store" in Brooklyn said it's time for real solutions."Insurance companies should not be in the practice of denying policy holders coverage when they need it the most. What happened to 'you're in good hands' or 'like a good neighbor,' Cantrell said.Speaking on behalf of the National Retail Federation, Cantrell pleaded her case, saying, "We are a community store and people look to us as a pillar of light and hope in the neighborhood. Kids meet their friends at the shop to pick out a gift for their teacher, parents bribe their kids with a treat if they get a shot at the doctor or reward them if they get a good report card."The pandemic, she said, nearly shut her business down. She said she pays ,000 a year for what she calls "all risk" insurance. She was under the impression there was no risk that wouldn't be covered.“When we (were) closed by the governor (New York’s Andrew Cuomo), literally the government shut us down,” Cantrell said. “I put in another call, each time saying that viruses were not covered under business interruption insurance.”The National Retail Federation said Cantrell is a voice for retailers everywhere. And while it was able to get a hearing, the organization says many insurance companies aren't on board.“What they’re saying is this will not be isolated to one area, this seems to be unending and keeps going on and on and on so they’re afraid it’ll cost trillions of dollars,” said Leon Buck, the National Retail Federation’s vice president of banking and financial services. “But what we’re saying is we don’t think so. We think if we’re paying into the fund and the federal government has money, the insurance companies will be fine."“If we were in a COVID-21, for instance, if this happened again, maybe another virus, the business would be protected,” Buck added. “They’d file a claim with their insurance carrier whom they pay monthly premiums to and the federal government would help pick up the tab.”As for Cantrell, who has loved general stores since she was a kid, this is about speaking up because someone has to.“It's not just small companies like mine, it’s big companies. No one is covered under business interruption insurance,” Cantrell said.Luckily, she said she built a good website and the holidays and her Paycheck Protection Program loan will carry her through. She hopes the next Congress will take up the issue. In the meantime, she reminds everyone to shop small. 2855

A new study suggests misguided antibodies created as a response when someone is infected with the coronavirus could be the cause behind both more severe COVID-19 symptoms and those who report having symptoms for months after initially recovering.Researchers at Yale University found that COVID-19 patients they studied had high levels of antibodies that had turned on them; these wayward antibodies blocked antiviral defenses, wiped out helpful immune cells and attacked the body in several areas including the brain, blood vessels, liver and gastrointestinal tract.“Covid-19 patients make autoantibodies that actually interfere with immune responses against the virus,” Aaron Ring, an immunobiologist at Yale and senior author on the study, told The Guardian.Autoantibodies are antibodies that attack the body’s own proteins by mistake and disrupt their normal functions.“We certainly believe that these autoantibodies are harmful to patients with Covid-19,” said Ring. He added that the harmful effects of these autoantibodies could continue well after the initial infection has been overcome. He said antibodies can last for a long time, and if they are misguided in their attacks, the effects of their attacks on the body could also last a while.The study, which has yet to be peer reviewed and formally published, looked at antibodies from 194 COVID-19 patients and hospital workers with a range of symptoms and severity of symptoms.Other conditions, like lupus, multiple sclerosis and rheumatoid arthritis, are also made worse by the immune system malfunctioning and attacking the body. 1600

A swimmer died following an apparent shark attack near Bailey Island, Maine, on Monday, the Maine Department of Natural Resources confirmed.The agency said that kayakers brought the unidentified woman to shore after swimmers saw she was injured from an apparent shark attack. She was pronounced dead at the scene by EMS responders.Swimmers and boaters in the area were being told to remain cautious following the attack.The University of Florida, which has a database of shark attacks in the United States, has not reported any such attacks from 2010 through 2019 off the coast of Maine. On average, there are 45 shark attacks in the United States a year. But fatal shark attacks are very rare in the US – just seven reported fatalities in the last decade, and three in the last four years.According to the University of Florida, there was a fatal shark attack off the coast of California in May, marking the first US shark attack death in nearly two years. 965

A viral video showing security camera footage taken in Chula Vista on Halloween night may help restore your faith in the honor system. Kim Manalo's family joined the throngs of trick-or-treaters racing door-to-door in their neighborhood.  Manalo wanted to keep the spirit of Halloween alive at her home while they were out, so, she left a bowl filled with candy outside their door with a note asking people to help themselves.  Her hope was that people would leave a treat for the next candy-seeker."We came home to an empty bowl and hoped there weren't greedy kids that didn't leave some behind for others," Manalo wrote on her post.She studied security footage to see if perhaps someone grabbed more than their share of goodies. What Manalo found on her security camera video was a surprise that almost made her cry."Instead we found this clip of a wonderful soul who shared some candy from his own bag to keep the halloween spirit going for other kids," Manalo wrote.RELATED: Meet the boy whose generous act went viralThe video shows one of the boys reach into his bag and place some of his own candy in the bowl for the next trick-or-treaters. “He didn't even know the camera was there,” Manalo said. “None of his friends knew and to take that second out of his time from his own stuff just really warmed my heart.”10News posted the surveillance video on Facebook after Manalo's friend shared the footage with reporter Joe Little.  The video has garnered hundreds of reactions, shares, and comments."If only all of us raised our children to be so thoughtful even when no one is seemingly looking. He will change the world someday if he keeps it up," wrote Jeremy Ellis.The identity of the thoughtful boy remains a mystery, but numerous adoring Facebook fans are looking for clues to thank him for inspiring the spirit of community. 1953

A new social media trend has one West Michigan photographer capturing the reactions of two people meeting for the very first time in a hybrid blind date/photoshoot.Hailey Estill started shooting photos professionally just a few months ago. She has been working to get her business Candid Captures by Hayley off the ground in a few different ways.Estill graduated from college with a degree in psychology and has been looking into how she can meld her passion for creative photography with her knowledge of how the human mind works.And so, in a poetic meshing of her different skill sets, she began arranging and shooting what she calls "stranger shoots".Estill says she is "interested in both the art and the psyche behind two people meeting and getting intimate pictures taken.”On Monday evening she let FOX 17 tag along on her latest shoot.“They're all gonna have different outcomes, because you're just doing it with completely different people every time,” Estill said.At this shoot, a man and a woman from Grand Rapids would meet for the very first time, as Estill hangs back and takes a series of photos that could easily be confused for an engagement shoot.Danny and Caitlin, both in their early twenties, walked towards each other with their faces covered by bandannas.Estill says she will often give the participants prompts while shooting, telling them to whisper different trivia facts about themselves to one another.“So I’m going to tell you guys to go in the middle of the road there and slow dance for a minute," Estill told Danny and Caitlin during their photoshoot at Crescent Park in downtown Grand Rapids."And then Danny, you go first and tell her 3 things about you. And after, I want you to tell him 3 things about you."While Estill says not every couple ends up hitting it off right away, Danny and Caitlin seemed quite smitten.“I think I'm a pretty outgoing person, easy to get along with. So this wasn't super out of my comfort zone. I'm pretty good right now, I don't know about him," Caitlin said after the photoshoot finished up."The entire time I was kind of just like, Wow, she's beautiful. Like, I can't wait to get to know her," Danny added. “I hope there's something here… I mean, I have good feelings about this.”The pair exchanged contact info before the sun went down.“He walked her to her car, so I don't know what’s happening," Estill said after the couple had departed.Estill says she doesn't see her playing cupid as a long-term career path, but for now, she is enjoying it and looking forward to booking more "stranger shoots" in the near future.She said, “You just never know how people are going to react. So I'm glad it went well, and I hope I get to photograph their wedding someday.”Estill is working on putting together a questionnaire to better match people up in future shoots.You can visit her Facebook, Instagram, or website for further information or inquire about being part of an upcoming shoot.This story was first reported by Michael Martin at WXMI in Grand Rapids, Michigan. 3038

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