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President-elect Joe Biden is heading to Georgia to campaign for the Democratic candidates in the state's two critical U.S. Senate runoffs.Biden says he'll travel to Atlanta on Tuesday to support Jon Ossoff, the Rev. Raphael Warnock and the Democratic ticket in the Jan. 5 runoffs, which will determine which party controls the Senate at the outset of his presidency.Ossoff faces Republican Sen. David Perdue. Warnock faces GOP Sen. Kelly Loeffler.Republicans need one seat for a Senate majority. Democrats need both to make Vice President-elect Kamala Harris the tie-breaking vote.President Donald Trump used a weekend rally in Valdosta, Georgia, to push supporters to turn out for Perdue and Loeffler.Georgia has long been a Republican stronghold but may be on the road to swing state status, particularly after Biden became the first Democratic presidential candidate since Bill Clinton in 1992 to carry the state. 924

Retail credit card APRs have not changed despite the Federal Reserve slashing interest rates to near zero this year, according to a new report from CreditCards.com.Store-only cards have the highest interest rate at nearly 30%. That's the case for a few jewelers, Discount Tire and Big Lots, which sells furniture and appliances.“They're kind of preying, in some cases, on people who are really desperate to buy something, but may not have the money for it,” said Ted Rossman, an industry analyst at CreditCards.com. “So, it's really all about risk management.”The website’s survey found more than 43% of people have impulsively applied for a store card at checkout.That phenomenon may change this holiday season, when much of the shopping is expected to be online.“It might be less of an issue this year,” said Rossman. “Although, who knows? Maybe the shoppers that are in store are going to be peddled these even more aggressively, so it's something to watch for.”Store credit cards can be worth it if you pay your bills in full to avoid interest and you're loyal to a certain retailer. That's especially true for cards that offer 5% back on everything you buy. Amazon, Walmart, Target and a few clothing stores offer those kinds of rewards.If you're just signing up for an initial discount, don't waste it on a small purchase.Remember a credit card is different from a free loyalty program.You might be getting into something that could hurt your credit score. 1470

PUEBLO, Colo. -- A Colorado man made a historic leap with his most recent skydive.Tommy Fergeson of Pueblo made his 1,000th jump Saturday, exactly eight years after an accident cost him his left arm.He's now made 343 jumps with two arms and 657 with one.After losing the limb, the "One-armed Skydiver" didn't lose his love for the pursuit and found ways to overcome his obstacles."It's something that when I first started I never dreamed I would hit 1,000 skydives you know? It's taken some years. I'm fixing to turn 58, actually next month I turn 58 but I still love it and I am going to continue to do it, and I'm gonna be with my family and I just love skydiving. It's one of my passions," Fergeson said.After the jump Saturday, Fergeson received his 1000 Jump Wings from the United States Parachute Club.This story was originally published by Tyler Dumas at KOAA. 875

Public speaking is one of the biggest fears. About 7 percent people in the U.S. have the fear, that's about 27 million Americans. But there are some steps you can take in your everyday life to beat the fear for good.This is the moment Anyeik Artis and all her classmates will see if she's overcome her fear of public speaking."My name is Anyeik and my speech is about what we think we are," Artis says. "It's all about the mindset you choose to be in that will determine your outcomes in life."She stuck to her notes and gave personal examples."My goal in life was to go to college when I was in high school," Artis explains.Eventually the notes were gone and the speech ended much differently than it began."Not everybody is going to be the same because our thoughts are so different," Artis says in closing. "So thank you."She made it back to her seat relieved."I kept shaking but I got through it.," Artis says.Then, she waited for feedback."There was way less fidgeting," said Oldile Fazioni, Artis' teacher at Community College of Denver. "You were more present, you were really looking at us strong with the strong eye contact."Fazioni helps her students overcome their fears. The first step is a starting exercise, where students make eye contact with their audience one person at a time."Try to change the speech from a speech to the audience to a conversation with that person," Fazioni says.Next, she teaches students to be in touch with their bodies. It works by consciously feeling your hands and feet to take attention away from the fears in your mind and become more present. But the biggest key she says is concentrating on content."The moment that the student is able to move away from the mind and into the verbal message and making sure that it is clear I see a huge shift in the confidence of the students," Fazoni says.And lastly, celebrate! Recognize how far you've come, even if you're not perfect."Let's value the mistakes just as much as we value the success because through the mistake or through their fault we really learned to become better speakers," Fazioni says.Fazioni says you don't have to be in a class to try these things out. You can practice in small group conversations. So when that big speech does come, you'll be ready.      2309

President Donald Trump told reporters Friday he remains open to holding a summit with North Korea's Kim Jong Un on June 12.The President said lines of communication had opened between the two countries after officials said Thursday that the North Koreans had become unresponsive, leading to the planned summit's cancellation."We're going to see what happens. We're talking to them now. It was a very nice statement they put out," Trump said on the South Lawn before departing in his helicopter for the US Naval Academy in Maryland, where he is delivering a commencement address."We'll see what happens. It could even be the 12th. We're talking to them now," he said. "They very much want to do it. We'd like to do it."Asked whether the North Koreans were playing games, Trump acknowledged they were -- and suggested he was too."Everybody plays games. You know that," he told reporters when asked about the ongoing talks. "You know that better than anybody."Earlier Friday morning, Trump also hailed North Korea's statement that its leader, Kim Jong Un, is still willing to meet Trump "at any time" despite the President's cancellation of an historic summit between the two leaders."Very good news to receive the warm and productive statement from North Korea," Trump wrote Friday morning on Twitter. "We will soon see where it will lead, hopefully to long and enduring prosperity and peace. Only time (and talent) will tell!"Kim Kye Gwan, a top official at North Korea's Foreign Ministry, said Trump's decision to cancel the talks, which were scheduled for June 12 in Singapore, ran counter to the global community's wishes for peace on the Korean Peninsula."We would like to make known to the US side once again that we have the intent to sit with the US side to solve problem(s) regardless of ways at any time," said Kim in comments published Friday by the country's state-run news agency KCNA. Kim also said Trump's decision was "not consistent with the desire of humankind for peace and stability in the world, to say nothing of those in the Korean Peninsula."Minutes before his Friday morning tweet, Trump claimed Democrats were "rooting" against his administration in its negotiations with North Korea."Democrats are so obviously rooting against us in our negotiations with North Korea," the President wrote on Twitter. "Just like they are coming to the defense of MS 13 thugs, saying that they are individuals & must be nurtured, or asking to end your big Tax Cuts & raise your taxes instead. Dems have lost touch!"Trump announced his decision to scrap the June summit in a letter Thursday that read "I feel it is inappropriate, at this time, to have this long-planned meeting" following antagonistic rhetoric from Pyongyang.After the news the summit was called off, Democrats criticized Trump for the decision.House Minority Leader Nancy Pelosi told reporters Thursday on Capitol Hill that the canceled summit was "a good thing for Kim Jong Un."Pelosi said the meeting "takes preparation, this takes knowledge, this takes judgment, and clearly it takes preparation, which the President didn't make.""It's clear he didn't know what he was getting into," the California Democrat said. "And now he's walking away from it in this very chummy, palsy-walsy letter to Kim Jong-un. He, Kim Jong-un, is the big winner."She added, "And when (Kim) got this letter from the President saying, 'Okay, nevermind,' he must be having a giggle fit right there now in North Korea."Democratic Sen. Ben Cardin of Maryland called Trump's decision "puzzling" in an interview on CNN's "New Day" Friday morning."I think everyone understands that the only way to resolve this is through diplomacy," Cardin said. "There is no military option without extreme risks, so it's puzzling that the President has now thrown diplomacy off track."Cardin, who sits on the Senate Foreign Relations Committee, knocked accusations that Democrats want Trump to fail, saying "we certainly want the President to succeed.""We want to make sure that when a summit takes place, and we hope it will, that it will be properly prepared and we can have a favorable outcome," Cardin said.Republicans, however, hailed the President's action as a tough negotiating move.Echoing the President, former White House communications director Anthony Scaramucci accused Democrats of "supporting" Kim.During an interview on "Fox and Friends" on Friday, Scaramucci said the "bluntness and steely backbone" that the President has displayed in deal-making is "something that these guys don't like, which I find very ironic.""It's almost like they are supporting -- they support MS 13, Hamas and now they're supporting the Chairman, Chairman Kim," he said.Republican Sen. Lindsey Graham said in an interview on the same program Friday morning, "Everybody who is criticizing the President regarding the letter, how well did you do in North Korea?'" He added that he thought the letter was the "right decision."Graham said he believes Trump will be able to achieve the denuclearization of North Korea within his first term."It's not 'if' he ends the North Korean program, it's 'how and when,'" Graham said. "There's two ways: Diplomacy to be a win, win, which is the preferred route; military conflict that will destroy the regime. When: I think he is going to do this in his first term."According to Graham, Trump said he's "not going to pass this on to anybody else."A former critic of Trump during the campaign, Graham added, "He thinks he is going to get reelected. So do I."The South Carolina Republican also told Fox News that the next step for Trump is to reprimand China for seemingly undercutting US diplomatic efforts with North Korea after a meeting Kim had in early May with Chinese President Xi Jinping."He's going to go back to China, I think, read them the riot act. 'If you want a peaceful solution to the North Korean problem, help me. If you keep playing this game we have played for 30 years, there is going to be a war in your backyard, not ours, and North Korea is going to lose,'" Graham said.Graham said he hopes "through diplomacy there would be no nuclear North Korea."But, "if there is going to be a war, it's going to end badly for North Korea," he said.The-CNN-Wire 6249