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According to analysis by Lending Tree, Black borrowers are more than twice as likely to be denied credit than white Americans.According to the data, 57% of loan applications by Blacks making ,000 to 0,000 were rejected or approved for amounts lower than request, compared to just 22% for whites. Blacks making 0,000 or more annually had 31% of their applications rejected or approved for lower amounts than requested, compared to just 10% for whites.The analysis also found that Black Americans with college degrees experienced more debt. The study found that Black bachelor’s degree recipients had 20% more student loan debt than whites with bachelor’s degrees."It's encouraging that Americans are having these conversations more openly and with more vigor and purpose,” Tendayi Kapfidze, chief economist at LendingTree, said. “Highlighting these racial disparities shows that systemic issues have held back generations of our fellow citizens. It is ultimately to the detriment of everyone as the economy is deprived of our best efforts by denying opportunities to many capable people. The creation of these disparities was and is often government-sanctioned and enforced, and so they should be addressed via legislative remedies in addition to societal change."Compounding the challenges for Blacks to obtain lending, the data showed that the median net worth of Black families is one-tenth of those of white families.Lending Tree said it used 2018 Bureau of Labor Statistics data, 2020 Economic Policy Institute report, various Federal Reserve data, 2020 Federal Reserve Bank of St. Louis data, 2017 National Center for Education Statistics report, 2020 Pew Research Center report and U.S. Census Bureau to conduct its analysis.To read the full study, click here. 1783

AKRON, Ohio -- His bags were packed and his plans had been made. But a 27-year-old man known for his effervescence and strong work ethic didn't make it home Wednesday night, the day before he was set to start a new job in a new state. Friends and family of Clintin Churby, who worked at Summit Racing, remain shell-shocked after a wrong-way driver killed him Wednesday night in Akron, Ohio.Shortly after 8 p.m. Wednesday, a 63-year-old man driving a pickup truck entered I-76 heading the wrong direction—eastbound in the westbound lanes—when he struck Churby near the top of the Central Interchange, according to Akron police. Churby was pronounced dead at the scene. The other driver was taken to Cleveland Clinic Akron General Medical Center where his condition remains unknown. While the accident remains under investigation, police said it appears that alcohol may have played a factor in the fatal wrong-way crash.According to Churby's mother, Sandi, Clintin had just finished a half-day at work at Summit Racing in anticipation of a promotion and transfer to a facility in Texas. Wednesday was his last day."He had it together. He was going to his next adventure. We were supposed to cry all night because he moved to Texas," Sandi said. "Now, we're going to cry forever."Sandi began to sense that something might be amiss when her son didn't come home between 8 and 9 p.m., his expected arrival. She initially thought that maybe he was tied up at work still saying goodbye to his friends and co-workers. She called. She left voicemails. She fired off text messages.She was met with silence until a knock came on the front door."[Clintin] was a hard worker. He worked for a living. He didn't drink for a living. The irony..." Sandi said as her voice trailed off. "He was an innocent boy that was going places. It's not right. It's not right. Clintin made everybody smile. He was a happy boy. He was going places, literally."Not much is known about the driver that cause the fatal crash. As of Thursday evening, formal charges have not been filed against the man. Police said in a news release Thursday that the investigation remains ongoing."I want [the wrong-way driver] to hear how many people he hurt. It's uncalled for. He drove for over a mile the wrong way at 8 p.m. at night. How do you do that? How do you get in your car, 63-years-old and drunk? How do you do that?" Sandi said. "I almost wish he was younger so he could suffer longer in jail. He's not going to be there long enough."Earlier this month, Clintin's closest friends joined him at a local campground to celebrate his new job and his new opportunity. Those smile-filled photos are even more precious now as Clintin's family begins planning his funeral services.A GoFundMe has been set up in Clintin's name in order to help cover funeral expenses. You can find it by clicking here.This story was originally published by Jordan Vandenberge at WEWS. 2931

A wildfire burning in Arizona, just northeast of the Valley, is now the most massive fire actively burning in the country, according to officials.The wildfire has already demolished more than 114,000 acres, and it is just five percent contained, as of Thursday morning.The good news is no homes nor businesses have been destroyed, but some worry it is just a matter of time, as evacuations have been implemented in multiple towns.Fire crews say the wildfire has spread so rapidly and is difficult to contain because of the heat, low humidity, terrain, and high winds.The threat snuck up on Tonto Basin homeowners like Robyn Hill."I really wasn’t prepared for it. I thought the fire was too far away, and you are just kind of in disbelief," said Hill, who got the evacuation order Monday.Hill said she rushed home from her hair salon business in Payson once the alert came across her phone.She packed up the RV with her husband and two dogs, and they quickly left town."So when you got two hours to get your stuff and go. It would help if you were a little more prepared," she said. "I packed the bread and the peanut butter, but forgot the jelly."While the jelly makes for a good joke, leaving home was no laughing matter."You kind of shed a few tears as you leave the house because it’s my home, it’s my little paradise," said Hill, who tells KNXV she had just finished adding a pool and re-doing her garden and yard during the pandemic slowdown.While Hill and others are evacuating their homes, the Red Cross has been setting up shelters."[Monday] we had over a dozen people check-in," said Jim Gilloon, with the Arizona Red Cross. "We don’t just let them walk in. We do a screen test, we take their temperature, and we ask him questions, and then they are clear to come in."At the shelter, the people forced from their homes can get a meal, information, and then the Red Cross helps find them a place to stay for the night."It’s a wildfire season. So we are prepared," said Gilloon. "The fire is spreading, and there is no containment. So we are looking at several days, a week maybe."Many Arizonans from Punkin Center, Sunflower, and Apache Lake are now sleeping in motels.Casie Malinski though, stayed behind in her Tonto Basin home Tuesday to care for her many animals."This morning I took my older children into Payson and dropped them off with their things," said Malinski. "I have full faith in our hotshots and fire crews who are out here."As 440 firefighters desperately try to squelch the inferno, hundreds more are praying for them."I think everybody is just terrified and hoping they will get it out in time before the residences are lost," said Hill. "Let’s stop it on the highway, please. And before the homes."State Route 87, or the Beeline Highway, is closed from Payson to Bush Highway.State Route 188 is also closed from the 87 junctions to Roosevelt.Fire officials say the fire started due to a car issue on the side of the highway.KNXV's Zach Crenshaw first reported this story. 3008

Actor Will Smith, who became a household name after starring in “The Fresh Prince of Bel-Air,” shared photos from a cast reunion celebrating 30 years since the show launched.The actor posted, “Today is exactly 30 YEARS since The @FreshPrince of Bel-Air debuted! So we’re doin’ something for y’all… a for real Banks Family Reunion is comin’ soon to @HBOmax! RIP James. #FreshPrince30th” with a photo of the cast reunited. 428

After tweeting a halt to negotiations over economic relief, then later seemingly to imply a willingness to “sign right now” on relief efforts, President Donald Trump’s chief of staff says they are looking at stand alone measures.“The president has already been on the phone this morning talking to [Treasury] Secretary [Steve] Mnuchin,” White House Chief of Staff Mark Meadows told Fox and Friends Wednesday morning. “The secretary and I have been talking about what we could do with stand-alone bills to help airlines, small businesses and the American people with stimulus checks. So hopefully we can convince Speaker Pelosi to do something on a stand-alone basis.”“Secretary Mnuchin and the president have offered .6 trillion and they have said they are willing to look more at that,” Meadows continued in his interview with Fox and Friends, “and (Pelosi) continues to say that is not enough.”Negotiations have been ongoing between Mnuchin and Pelosi, with both sides hoping to pass a pandemic relief package before Election Day. After President Trump returned to the White House following a positive COVID-19 diagnosis and treatment at Walter Reed Medical Center, he tweeted he was walking away from the relief talks Tuesday afternoon.Then, later Tuesday night, he tweeted “If I am sent a Stand Alone Bill for Stimulus Checks (,200), they will go out to our great people IMMEDIATELY. I am ready to sign right now. Are you listening Nancy?” 1455